Towne Bancorp, Inc.
Other OTCTotal Valuation
Towne Bancorp, Inc. carries a market capitalization of 1.11M, placing it among publicly traded companies globally. Its enterprise value stands at 31.05M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 1.11M |
| Enterprise Value | 31.05M |
Share Statistics
Towne Bancorp, Inc. currently has 1.58M shares outstanding.
| Shares Outstanding | 1.58M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
Towne Bancorp, Inc. trades at a trailing price-to-earnings ratio of 61.73. The price-to-sales ratio is 2.30, and the price-to-book ratio stands at 1.30.
| PE Ratio | 61.73 |
| PS Ratio | 2.30 |
| PB Ratio | 1.30 |
| P/TBV Ratio | 0.60 |
| P/FCF Ratio | N/A |
| P/OCF Ratio | N/A |
Enterprise Valuation
The EV/Sales ratio of 3.28 reflects the premium investors are willing to pay for the company's revenue stream, while the EV/EBIT multiple of 57.35 provides insight into valuation relative to core operating earnings.
| EV / Sales | 3.28 |
| EV / EBITDA | 57.35 |
| EV / EBIT | 57.35 |
| EV / FCF | N/A |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 30.28 |
| Debt / EBITDA | -32.64 |
| Interest Coverage | N/A |
Financial Efficiency
Towne Bancorp, Inc. posts a return on equity of 2.13 and a return on invested capital of -0.49.
| Return on Equity (ROE) | 2.13 |
| Return on Assets (ROA) | 0.20 |
| Return on Invested Capital (ROIC) | -0.49 |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, Towne Bancorp, Inc. has paid 227,000.00 in income taxes, reflecting an effective tax rate of 39.14.
| Income Tax | 227,000.00 |
| Effective Tax Rate | 39.14 |
Stock Price Statistics
Towne Bancorp, Inc.'s stock has gained approximately 0.000003% over the past 52 weeks. The 50-day moving average sits at 0.00, while the 200-day moving average is 0.00.
| Beta (5Y) | N/A |
| 52-Week Price Change | 0.000003% |
| 50-Day Moving Average | 0.00 |
| 200-Day Moving Average | 0.00 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, Towne Bancorp, Inc. generated 9.46M in revenue and converted that into 353,000.00 in net income, yielding earnings per share of 0.22. EBITDA reached -337,000.00, while operating income came in at -337,000.00.
| Revenue | 9.46M |
| Gross Profit | N/A |
| Operating Income | -337,000.00 |
| Pretax Income | 580,000.00 |
| Net Income | 353,000.00 |
| EBITDA | -337,000.00 |
| EBIT | -337,000.00 |
| Earnings Per Share (EPS) | 0.22 |
Balance Sheet
Towne Bancorp, Inc. holds 1.74M in cash and equivalents against 11.00M in total debt, resulting in a net debt position of 9.26M.
| Cash & Cash Equivalents | 1.74M |
| Total Debt | 11.00M |
| Net Debt | 9.26M |
| Equity (Book Value) | 16.78M |
| Book Value Per Share | 10.59 |
| Working Capital | N/A |
Margins
Towne Bancorp, Inc. operates with a gross margin of 100.00, reflecting its pricing power and cost economics. The operating margin of -3.56 and net profit margin of 3.73 provide insight into operational efficiency.
| Gross Margin | 100.00 |
| Operating Margin | -3.56 |
| Pretax Margin | 6.13 |
| Profit Margin | 3.73 |
| EBITDA Margin | -3.56 |
Scores
Towne Bancorp, Inc. posts an Altman Z-Score of 0.13, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.13 |