Union Bank of Taiwan

Union Bank of Taiwan

TTWSE:2838
20.50
TWD
+0.15
(+0.74%)
1.39EPS
13.92P/E
89.20BMarket Cap

Total Valuation

TWD

As of March 31, 2026, Union Bank of Taiwan carries a market capitalization of 89.20B, placing it among publicly traded companies globally. Its enterprise value stands at 52.28B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap89.20B
Enterprise Value52.28B

Share Statistics

As of March 31, 2026, Union Bank of Taiwan has 4.60B shares outstanding.

Shares Outstanding4.60B

Valuation Ratios

As of March 31, 2026, Union Bank of Taiwan trades at a trailing price-to-earnings ratio of 13.92. The price-to-sales ratio is 4.29, and the price-to-book ratio stands at 1.09.

PE Ratio13.92
PS Ratio4.29
PB Ratio1.09
P/TBV Ratio1.12
P/FCF Ratio-5.96
P/OCF Ratio-6.81

Enterprise Valuation

These figures are as of March 31, 2026. The EV/Sales ratio of 2.52 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. These enterprise value multiples are built on an enterprise value of 52.28B versus a market cap of 89.20B, with the gap driven by net debt and cash on the balance sheet.

EV / Sales2.52

Financial Position

These figures are as of March 31, 2026.

Debt / Equity10.60

Financial Efficiency

TWD

Over the twelve months ended March 31, 2026, Union Bank of Taiwan posted a return on equity (ROE) of 7.96, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 0.61, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 6.89, useful for judging operating efficiency across full business cycles. The company generates approximately 5.59M in revenue per employee across its workforce of 3,716.00, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)7.96
Return on Assets (ROA)0.61
Return on Capital Employed (ROCE)6.89
Revenue Per Employee5.59M
Employee Count3,716.00

Taxes

TWD

Over the twelve months ended March 31, 2026, Union Bank of Taiwan recorded 1.14B in income tax expense. That works out to an effective tax rate of 15.15, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 7.55B, leaving 6.40B in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax1.14B
Effective Tax Rate15.15

Stock Price Statistics

TWD

As of the close on October 22, 2026, Union Bank of Taiwan's stock has gained approximately 8.65% over the past 52 weeks. The 50-day moving average sits at 20.60, while the 200-day moving average is 19.73.

52-Week Price Change8.65%
50-Day Moving Average20.60
200-Day Moving Average19.73

Income Statement

TWD

Over the twelve months ended March 31, 2026, Union Bank of Taiwan generated 20.77B in revenue and converted that into 6.40B in net income, yielding earnings per share of 1.39.

Revenue20.77B
Pretax Income7.55B
Net Income6.40B
Earnings Per Share (EPS)1.39

Balance Sheet

TWD

As of March 31, 2026, Union Bank of Taiwan holds 50.09B in cash and equivalents against 9.13B in total debt, resulting in a net debt position of -50.09B.

Cash & Cash Equivalents50.09B
Total Debt9.13B
Net Debt-50.09B
Equity (Book Value)82.06B
Book Value Per Share17.84

Cash Flow

TWD

Union Bank of Taiwan produced -13.09B in operating cash flow over the twelve months ended March 31, 2026. After subtracting -1.89B in capital expenditures, free cash flow totaled -14.97B - equivalent to -3.26 per share.

Operating Cash Flow-13.09B
Capital Expenditures-1.89B
Free Cash Flow-14.97B
FCF Per Share-3.26

Margins

These figures cover the twelve months ended March 31, 2026.

Pretax Margin36.33
Profit Margin30.82

Dividends & Yields

Over the twelve months ended March 31, 2026, Union Bank of Taiwan paid dividends of - - per share. The dividend payout ratio of - - indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield is negative at -16.79: the business is consuming cash rather than generating it, so any dividend is not covered by free cash flow. Total shareholder yield reaches 0.65, combining dividends paid with share buybacks and debt reduction for a fuller picture of capital returned to Union Bank of Taiwan shareholders.

Shareholder Yield0.65
FCF Yield-16.79

Stock Splits

Union Bank of Taiwan's most recent stock split took place on July 15, 2026 with a 50:53 split ratio.

Last Split Date7/15/2026
Split Ratio50:53