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United Bancorp, Inc.

United Bancorp, Inc.

UBCP
United Bancorp, Inc.US flagNASDAQ Capital Market
13.40
USD
- -
- -
76.86MMarket Cap

Total Valuation

United Bancorp, Inc. carries a market capitalization of 76.86M, placing it among publicly traded companies globally. Its enterprise value stands at 10.34M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap76.86M
Enterprise Value10.34M

Share Statistics

United Bancorp, Inc. currently has 5.74M shares outstanding.

Shares Outstanding5.74M
Owned by Insiders (%)N/A
Owned by Institutions (%)N/A

Valuation Ratios

United Bancorp, Inc. trades at a trailing price-to-earnings ratio of 10.93. The price-to-sales ratio is 2.60, and the price-to-book ratio stands at 1.26.

PE Ratio10.93
PS Ratio2.60
PB Ratio1.26
P/TBV Ratio1.28
P/FCF Ratio4.86
P/OCF Ratio12.60

Enterprise Valuation

On an enterprise value basis, United Bancorp, Inc. trades at an EV/EBITDA multiple of 6.81 and an EV/FCF ratio of 0.58.

EV / Sales0.31
EV / EBITDA6.81
EV / EBITN/A
EV / FCF0.58

Financial Position

Current RatioN/A
Quick RatioN/A
Debt / Equity113.60
Debt / EBITDA53.91
Interest CoverageN/A

Financial Efficiency

Return on Equity (ROE)12.10
Return on Assets (ROA)0.92
Return on Invested Capital (ROIC)N/A
Return on Capital Employed (ROCE)N/A
Revenue Per EmployeeN/A
Employee CountN/A
Inventory TurnoverN/A

Taxes

Income Tax-276,000.00
Effective Tax RateN/A

Stock Price Statistics

United Bancorp, Inc.'s stock has gained approximately 3.71517% over the past 52 weeks. The 50-day moving average sits at 15.19, while the 200-day moving average is 15.29.

Beta (5Y)N/A
52-Week Price Change3.71517%
50-Day Moving Average15.19
200-Day Moving Average15.29
Average Volume (20 Days)N/A

Income Statement

Over the trailing twelve months, United Bancorp, Inc. generated 33.52M in revenue and converted that into 7.97M in net income, yielding earnings per share of 1.45.

Revenue33.52M
Gross ProfitN/A
Operating IncomeN/A
Pretax Income7.70M
Net Income7.97M
EBITDA1.52M
EBITN/A
Earnings Per Share (EPS)1.45

Balance Sheet

United Bancorp, Inc. holds 162.63M in cash and equivalents against 81.89M in total debt, resulting in a net debt position of 32.96M.

Cash & Cash Equivalents162.63M
Total Debt81.89M
Net Debt32.96M
Equity (Book Value)72.09M
Book Value Per Share12.57
Working CapitalN/A

Cash Flow

United Bancorp, Inc. produced 6.91M in operating cash flow over the past twelve months. After subtracting -11.02M in capital expenditures, free cash flow totaled -4.11M - equivalent to -0.75 per share.

Operating Cash Flow6.91M
Capital Expenditures-11.02M
Free Cash Flow-4.11M
FCF Per Share-0.75

Margins

United Bancorp, Inc. operates with a gross margin of 100.00, reflecting its pricing power and cost economics.

Gross Margin100.00
Operating MarginN/A
Pretax Margin22.96
Profit Margin23.78
EBITDA Margin4.53

Dividends & Yields

The company's payout ratio of 70.30 indicates the proportion of earnings distributed to shareholders.

Dividend Per Share1.02
Dividend YieldN/A
Payout Ratio70.30
Shareholder Yield-12.42
FCF Yield20.59

Stock Splits

United Bancorp, Inc.'s most recent stock split took place on November 29, 2006 with a 10:11 split ratio.

Last Split Date11/29/2006
Split Ratio10:11

Scores

United Bancorp, Inc. posts an Altman Z-Score of 0.18, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.

Altman Z-Score0.18