United Bancshares, Inc.
Other OTCTotal Valuation
United Bancshares, Inc. carries a market capitalization of 109.61M, placing it among publicly traded companies globally. Its enterprise value stands at 74.16M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 109.61M |
| Enterprise Value | 74.16M |
Share Statistics
United Bancshares, Inc. currently has 2.75M shares outstanding.
| Shares Outstanding | 2.75M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
United Bancshares, Inc. trades at a trailing price-to-earnings ratio of 8.58. The price-to-sales ratio is 2.34, and the price-to-book ratio stands at 0.69.
| PE Ratio | 8.58 |
| PS Ratio | 2.34 |
| PB Ratio | 0.69 |
| P/TBV Ratio | 1.04 |
| P/FCF Ratio | N/A |
| P/OCF Ratio | N/A |
Enterprise Valuation
| EV / Sales | 1.57 |
| EV / EBITDA | N/A |
| EV / EBIT | N/A |
| EV / FCF | N/A |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 15.37 |
| Debt / EBITDA | N/A |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | 8.36 |
| Return on Assets (ROA) | 1.07 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, United Bancshares, Inc. has paid 1.71M in income taxes, reflecting an effective tax rate of 11.74.
| Income Tax | 1.71M |
| Effective Tax Rate | 11.74 |
Stock Price Statistics
United Bancshares, Inc.'s stock has gained approximately 32.5% over the past 52 weeks. The 50-day moving average sits at 37.48, while the 200-day moving average is 37.89.
| Beta (5Y) | N/A |
| 52-Week Price Change | 32.5% |
| 50-Day Moving Average | 37.48 |
| 200-Day Moving Average | 37.89 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, United Bancshares, Inc. generated 47.21M in revenue and converted that into 12.88M in net income, yielding earnings per share of 4.43.
| Revenue | 47.21M |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 14.59M |
| Net Income | 12.88M |
| EBITDA | N/A |
| EBIT | N/A |
| Earnings Per Share (EPS) | 4.43 |
Balance Sheet
United Bancshares, Inc. holds 52.63M in cash and equivalents against 16.31M in total debt, resulting in a net debt position of -36.31M.
| Cash & Cash Equivalents | 52.63M |
| Total Debt | 16.31M |
| Net Debt | -36.31M |
| Equity (Book Value) | 159.56M |
| Book Value Per Share | 54.88 |
| Working Capital | N/A |
Margins
United Bancshares, Inc. operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 30.91 |
| Profit Margin | 27.28 |
| EBITDA Margin | N/A |
Stock Splits
United Bancshares, Inc.'s most recent stock split took place on January 28, 2014 with a 10000:10064 split ratio.
| Last Split Date | 1/28/2014 |
| Split Ratio | 10000:10064 |
Scores
United Bancshares, Inc. posts an Altman Z-Score of 0.26, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.26 |