1. United States of America Stocks

  2. •

    Financial Services

  3. •

    Banks - Regional
United Community Banks, Inc.

United Community Banks, Inc.

UCB
United Community Banks, Inc.US flagNew York Stock Exchange
35.64
USD
+0.25
- -
4.27BMarket Cap

Total Valuation

United Community Banks, Inc. carries a market capitalization of 4.27B, placing it among publicly traded companies globally. Its enterprise value stands at 1.63B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap4.27B
Enterprise Value1.63B

Share Statistics

United Community Banks, Inc. currently has 119.76M shares outstanding.

Shares Outstanding119.76M
Owned by Insiders (%)N/A
Owned by Institutions (%)N/A

Valuation Ratios

United Community Banks, Inc. trades at a trailing price-to-earnings ratio of 11.30. The price-to-sales ratio is 3.91, and the price-to-book ratio stands at 1.12.

PE Ratio11.30
PS Ratio3.91
PB Ratio1.12
P/TBV Ratio1.51
P/FCF Ratio10.24
P/OCF Ratio10.94

Enterprise Valuation

On an enterprise value basis, United Community Banks, Inc. trades at an EV/EBITDA multiple of 26.44 and an EV/FCF ratio of 3.91.

EV / Sales1.50
EV / EBITDA26.44
EV / EBITN/A
EV / FCF3.91

Financial Position

Current RatioN/A
Quick RatioN/A
Debt / Equity31.52
Debt / EBITDA19.18
Interest CoverageN/A

Financial Efficiency

Return on Equity (ROE)10.35
Return on Assets (ROA)1.32
Return on Invested Capital (ROIC)N/A
Return on Capital Employed (ROCE)N/A
Revenue Per EmployeeN/A
Employee CountN/A
Inventory TurnoverN/A

Taxes

Over the trailing twelve months, United Community Banks, Inc. has paid 110.40M in income taxes, reflecting an effective tax rate of 22.61.

Income Tax110.40M
Effective Tax Rate22.61

Stock Price Statistics

United Community Banks, Inc.'s stock has gained approximately 6.1346% over the past 52 weeks. The 50-day moving average sits at 35.59, while the 200-day moving average is 33.45.

Beta (5Y)N/A
52-Week Price Change6.1346%
50-Day Moving Average35.59
200-Day Moving Average33.45
Average Volume (20 Days)N/A

Income Statement

Over the trailing twelve months, United Community Banks, Inc. generated 1.09B in revenue and converted that into 377.88M in net income, yielding earnings per share of 3.11.

Revenue1.09B
Gross ProfitN/A
Operating IncomeN/A
Pretax Income488.27M
Net Income377.88M
EBITDA61.56M
EBITN/A
Earnings Per Share (EPS)3.11

Balance Sheet

United Community Banks, Inc. holds 3.76B in cash and equivalents against 1.18B in total debt, resulting in a net debt position of 725.51M.

Cash & Cash Equivalents3.76B
Total Debt1.18B
Net Debt725.51M
Equity (Book Value)3.75B
Book Value Per Share31.27
Working CapitalN/A

Cash Flow

United Community Banks, Inc. produced 388.48M in operating cash flow over the past twelve months. After subtracting -27.28M in capital expenditures, free cash flow totaled 361.19M - equivalent to 2.98 per share.

Operating Cash Flow388.48M
Capital Expenditures-27.28M
Free Cash Flow361.19M
FCF Per Share2.98

Margins

United Community Banks, Inc. operates with a gross margin of 100.00, reflecting its pricing power and cost economics.

Gross Margin100.00
Operating MarginN/A
Pretax Margin44.93
Profit Margin34.77
EBITDA Margin5.67

Dividends & Yields

The company's payout ratio of 32.25 indicates the proportion of earnings distributed to shareholders.

Dividend Per Share1.01
Dividend YieldN/A
Payout Ratio32.25
Shareholder Yield-11.99
FCF Yield9.77

Stock Splits

United Community Banks, Inc.'s most recent stock split took place on June 20, 2011 with a 5:1 split ratio.

Last Split Date6/20/2011
Split Ratio5:1

Scores

United Community Banks, Inc. posts an Altman Z-Score of 0.19, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.

Altman Z-Score0.19