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    Banks - Regional
United Community Bancorp

United Community Bancorp

UCBA
United Community BancorpUS flagNASDAQ
27.85
USD
+0.60
- -

Total Valuation

United Community Bancorp carries a market capitalization of - -, placing it among publicly traded companies globally. Its enterprise value stands at 73.04M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap- -
Enterprise Value73.04M

Share Statistics

United Community Bancorp currently has 4.22M shares outstanding.

Shares Outstanding4.22M
Owned by Insiders (%)N/A
Owned by Institutions (%)N/A

Valuation Ratios

United Community Bancorp trades at a trailing price-to-earnings ratio of 37.34.

PE Ratio37.34
PS Ratio5.61
PB RatioN/A
P/TBV Ratio1.54
P/FCF Ratio22.15
P/OCF Ratio21.82

Enterprise Valuation

On an enterprise value basis, United Community Bancorp trades at an EV/EBITDA multiple of 25.94 and an EV/FCF ratio of 14.43. The EV/Sales ratio of 3.71 reflects the premium investors are willing to pay for the company's revenue stream, while the EV/EBIT multiple of 29.76 provides insight into valuation relative to core operating earnings.

EV / Sales3.71
EV / EBITDA25.94
EV / EBIT29.76
EV / FCF14.43

Financial Efficiency

United Community Bancorp posts a return on equity of 16.96 and a return on invested capital of 2.26.

Return on Equity (ROE)16.96
Return on Assets (ROA)0.54
Return on Invested Capital (ROIC)2.26
Return on Capital Employed (ROCE)N/A
Revenue Per EmployeeN/A
Employee CountN/A
Inventory TurnoverN/A

Taxes

Over the trailing twelve months, United Community Bancorp has paid 1.27M in income taxes, reflecting an effective tax rate of 30.01.

Income Tax1.27M
Effective Tax Rate30.01

Stock Price Statistics

United Community Bancorp's stock has gained approximately 0% over the past 52 weeks. The 50-day moving average sits at 27.45, while the 200-day moving average is 24.66.

Beta (5Y)N/A
52-Week Price Change0%
50-Day Moving Average27.45
200-Day Moving Average24.66
Average Volume (20 Days)N/A

Income Statement

Over the trailing twelve months, United Community Bancorp generated 19.69M in revenue and converted that into 2.96M in net income, yielding earnings per share of 0.72. EBITDA reached 2.82M, while operating income came in at 2.45M.

Revenue19.69M
Gross ProfitN/A
Operating Income2.45M
Pretax Income4.23M
Net Income2.96M
EBITDA2.82M
EBIT2.45M
Earnings Per Share (EPS)0.72

Balance Sheet

Cash & Cash Equivalents37.46M
Total DebtN/A
Net Debt-37.46M
Equity (Book Value)N/A
Book Value Per ShareN/A
Working CapitalN/A

Cash Flow

United Community Bancorp produced 5.06M in operating cash flow over the past twelve months.

Operating Cash Flow5.06M
Capital ExpendituresN/A
Free Cash Flow5.06M
FCF Per Share1.24

Margins

United Community Bancorp operates with a gross margin of 100.00, reflecting its pricing power and cost economics. The operating margin of 12.47 and net profit margin of 15.03 provide insight into operational efficiency.

Gross Margin100.00
Operating Margin12.47
Pretax Margin21.48
Profit Margin15.03
EBITDA Margin14.30

Dividends & Yields

The company's payout ratio of 40.89 indicates the proportion of earnings distributed to shareholders.

Dividend Per Share0.30
Dividend YieldN/A
Payout Ratio40.89
Shareholder Yield-12.53
FCF Yield4.51

Stock Splits

United Community Bancorp's most recent stock split took place on January 10, 2013 with a 10000:6573 split ratio.

Last Split Date1/10/2013
Split Ratio10000:6573

Scores

United Community Bancorp posts an Altman Z-Score of 0.19, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.

Altman Z-Score0.19