UMB Financial Corporation
NASDAQ Global SelectTotal Valuation
UMB Financial Corporation carries a market capitalization of 9.60B, placing it among publicly traded companies globally. Its enterprise value stands at 1.95B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 9.60B |
| Enterprise Value | 1.95B |
Share Statistics
UMB Financial Corporation currently has 75.98M shares outstanding.
| Shares Outstanding | 75.98M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
UMB Financial Corporation trades at a trailing price-to-earnings ratio of 9.95. The price-to-sales ratio is 3.29, and the price-to-book ratio stands at 2.12.
| PE Ratio | 9.95 |
| PS Ratio | 3.29 |
| PB Ratio | 2.12 |
| P/TBV Ratio | 1.64 |
| P/FCF Ratio | 8.05 |
| P/OCF Ratio | 8.36 |
Enterprise Valuation
On an enterprise value basis, UMB Financial Corporation trades at an EV/EBITDA multiple of 13.22 and an EV/FCF ratio of 1.82.
| EV / Sales | 0.75 |
| EV / EBITDA | 13.22 |
| EV / EBIT | N/A |
| EV / FCF | 1.82 |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 3.27 |
| Debt / EBITDA | 1.74 |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | 23.46 |
| Return on Assets (ROA) | 1.24 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, UMB Financial Corporation has paid 230.68M in income taxes, reflecting an effective tax rate of 20.72.
| Income Tax | 230.68M |
| Effective Tax Rate | 20.72 |
Stock Price Statistics
UMB Financial Corporation's stock has gained approximately 22.01835% over the past 52 weeks. The 50-day moving average sits at 123.53, while the 200-day moving average is 119.21.
| Beta (5Y) | N/A |
| 52-Week Price Change | 22.01835% |
| 50-Day Moving Average | 123.53 |
| 200-Day Moving Average | 119.21 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, UMB Financial Corporation generated 2.60B in revenue and converted that into 882.50M in net income, yielding earnings per share of 11.56.
| Revenue | 2.60B |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 1.11B |
| Net Income | 882.50M |
| EBITDA | 147.50M |
| EBIT | N/A |
| Earnings Per Share (EPS) | 11.56 |
Balance Sheet
UMB Financial Corporation holds 7.17B in cash and equivalents against 255.99M in total debt, resulting in a net debt position of -6.14B.
| Cash & Cash Equivalents | 7.17B |
| Total Debt | 255.99M |
| Net Debt | -6.14B |
| Equity (Book Value) | 4.04B |
| Book Value Per Share | 53.15 |
| Working Capital | N/A |
Cash Flow
UMB Financial Corporation produced 1.02B in operating cash flow over the past twelve months. After subtracting -44.28M in capital expenditures, free cash flow totaled 980.67M - equivalent to 12.91 per share.
| Operating Cash Flow | 1.02B |
| Capital Expenditures | -44.28M |
| Free Cash Flow | 980.67M |
| FCF Per Share | 12.91 |
Margins
UMB Financial Corporation operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 42.73 |
| Profit Margin | 33.88 |
| EBITDA Margin | 5.66 |
Dividends & Yields
The company's payout ratio of 14.35 indicates the proportion of earnings distributed to shareholders.
| Dividend Per Share | 1.91 |
| Dividend Yield | N/A |
| Payout Ratio | 14.35 |
| Shareholder Yield | -26.37 |
| FCF Yield | 12.42 |
Stock Splits
UMB Financial Corporation's most recent stock split took place on May 31, 2006 with a 1:2 split ratio.
| Last Split Date | 5/31/2006 |
| Split Ratio | 1:2 |
Scores
UMB Financial Corporation posts an Altman Z-Score of 0.20, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.20 |