UMB Financial Corporation
NASDAQ Global SelectTotal Valuation
UMB Financial Corporation carries a market capitalization of 10.25B, placing it among publicly traded companies globally. Its enterprise value stands at -3.46B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 10.25B |
| Enterprise Value | -3.46B |
Share Statistics
UMB Financial Corporation currently has 75.95M shares outstanding.
| Shares Outstanding | 75.95M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
UMB Financial Corporation trades at a trailing price-to-earnings ratio of 11.82. The price-to-sales ratio is 4.02, and the price-to-book ratio stands at 1.40.
| PE Ratio | 11.82 |
| PS Ratio | 4.02 |
| PB Ratio | 1.40 |
| P/TBV Ratio | 1.99 |
| P/FCF Ratio | 9.59 |
| P/OCF Ratio | 9.96 |
Enterprise Valuation
On an enterprise value basis, UMB Financial Corporation trades at an EV/EBITDA multiple of 96.95 and an EV/FCF ratio of 1.85.
| EV / Sales | 5.70 |
| EV / EBITDA | 96.95 |
| EV / EBIT | N/A |
| EV / FCF | 1.85 |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 3.21 |
| Debt / EBITDA | 1.78 |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | 12.55 |
| Return on Assets (ROA) | 1.31 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, UMB Financial Corporation has paid 245.86M in income taxes, reflecting an effective tax rate of 20.69.
| Income Tax | 245.86M |
| Effective Tax Rate | 20.69 |
Stock Price Statistics
UMB Financial Corporation's stock has gained approximately 13.62795% over the past 52 weeks. The 50-day moving average sits at 143.09, while the 200-day moving average is 129.57.
| Beta (5Y) | N/A |
| 52-Week Price Change | 13.62795% |
| 50-Day Moving Average | 143.09 |
| 200-Day Moving Average | 129.57 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, UMB Financial Corporation generated 2.69B in revenue and converted that into 942.68M in net income, yielding earnings per share of 12.34.
| Revenue | 2.69B |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 1.19B |
| Net Income | 942.68M |
| EBITDA | 144.63M |
| EBIT | N/A |
| Earnings Per Share (EPS) | 12.34 |
Balance Sheet
UMB Financial Corporation holds 14.85B in cash and equivalents against 257.78M in total debt, resulting in a net debt position of -5.47B.
| Cash & Cash Equivalents | 14.85B |
| Total Debt | 257.78M |
| Net Debt | -5.47B |
| Equity (Book Value) | 7.74B |
| Book Value Per Share | 101.87 |
| Working Capital | N/A |
Cash Flow
UMB Financial Corporation produced 1.09B in operating cash flow over the past twelve months. After subtracting -48.13M in capital expenditures, free cash flow totaled 1.04B - equivalent to 13.70 per share.
| Operating Cash Flow | 1.09B |
| Capital Expenditures | -48.13M |
| Free Cash Flow | 1.04B |
| FCF Per Share | 13.70 |
Margins
UMB Financial Corporation operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 44.10 |
| Profit Margin | 34.98 |
| EBITDA Margin | 5.37 |
Dividends & Yields
The company's payout ratio of 13.72 indicates the proportion of earnings distributed to shareholders.
| Dividend Per Share | 1.99 |
| Dividend Yield | N/A |
| Payout Ratio | 13.72 |
| Shareholder Yield | 5.20 |
| FCF Yield | 10.43 |
Stock Splits
UMB Financial Corporation's most recent stock split took place on May 31, 2006 with a 1:2 split ratio.
| Last Split Date | 5/31/2006 |
| Split Ratio | 1:2 |
Scores
UMB Financial Corporation posts an Altman Z-Score of 0.22, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.22 |