Sai Gon - Ha Noi Insurance Corporation (UPCoM: BHI), commonly known as BSH, is a Vietnam-based provider of non-life insurance, reinsurance, and risk management solutions to individual and corporate clients. The company operates through a diverse underwriting portfolio comprising motor vehicle insurance, including compulsory civil liability and comprehensive physical damage coverage; personal and family accident insurance; private and supplemental healthcare insurance; residential and commercial property insurance; fire and explosion coverage; construction, erection, and engineering all-risks insurance; machinery breakdown insurance; marine cargo and hull insurance; and general, product, and employer liability insurance. In addition, BSH provides loss adjustment and claim handling services supported by digital distribution capabilities through its proprietary BSH ONE mobile application. Founded in 2008 and headquartered in Hanoi, Vietnam, the corporation operates an extensive nationwide distribution network of branch offices, customer service centers, and bancassurance partnerships across Vietnam, as well as cross-border underwriting operations in Southeast Asia through its subsidiary in Laos. In recent major corporate developments, South Korea-based DB Insurance Co., Ltd. completed the acquisition of a 75% controlling equity stake in the company, integrating BSH into its international operating network. Under this new ownership structure, BSH has undertaken strategic operational and technological modernizations, focusing on advanced underwriting technology transfer, expanded reinsurance capacity, upgraded corporate governance and risk management systems, and enhanced digital insurance offerings.