VietCredit Finance Joint Stock Co
UUPCOM:TIN93,700.00
VND
+100.00
(+0.11%)
VietCredit Finance Joint Stock Co
UPCOM:TIN
(Unlisted Public Company Market)
Recent
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93,700.00
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- Business
- VietCredit Finance Joint Stock Company is a Vietnam-based non-bank financial institution primarily engaged in the provision of consumer lending and corporate financing solutions. Founded in 2008 and headquartered in Ho Chi Minh City, Vietnam, the company operates across major metropolitan areas and nationwide digital channels. VietCredit structures its operations into consumer finance and institutional banking segments. The company's primary products and services comprise domestic revolving credit cards issued via the NAPAS network; personal installment loans and unsecured cash advances; digital lending, onboarding, and loan servicing accessible through the proprietary VietCredit mobile application; deposit mobilization and issuance of certificates of deposit for corporate and institutional clients; short-term working capital financing; trade receivables factoring; and financial advisory services for enterprise customers. In recent years, VietCredit has executed significant strategic and operational adjustments, including accelerating its digital transformation through the integration of artificial intelligence, electronic Know-Your-Customer (eKYC) verification, and automated credit decisioning engines; restructuring its consumer loan portfolio to enhance asset quality and risk controls in response to macroeconomic headwinds; expanding open banking API partnerships with fintech platforms and e-commerce retailers; and strengthening its capital structure through institutional debt issuance and certificate of deposit placements.