USCB Financial Holdings, Inc.
NASDAQTotal Valuation
USCB Financial Holdings, Inc. carries a market capitalization of 428.84M, placing it among publicly traded companies globally. Its enterprise value stands at 238.48M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 428.84M |
| Enterprise Value | 238.48M |
Share Statistics
USCB Financial Holdings, Inc. currently has 18.46M shares outstanding.
| Shares Outstanding | 18.46M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
USCB Financial Holdings, Inc. trades at a trailing price-to-earnings ratio of 13.31. The price-to-sales ratio is 3.94, and the price-to-book ratio stands at 1.62.
| PE Ratio | 13.31 |
| PS Ratio | 3.94 |
| PB Ratio | 1.62 |
| P/TBV Ratio | 1.62 |
| P/FCF Ratio | 7.58 |
| P/OCF Ratio | 7.64 |
Enterprise Valuation
On an enterprise value basis, USCB Financial Holdings, Inc. trades at an EV/EBITDA multiple of 358.08 and an EV/FCF ratio of 4.67.
| EV / Sales | 2.46 |
| EV / EBITDA | 358.08 |
| EV / EBIT | N/A |
| EV / FCF | 4.67 |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 125.58 |
| Debt / EBITDA | 439.79 |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | 12.36 |
| Return on Assets (ROA) | 1.00 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, USCB Financial Holdings, Inc. has paid 10.75M in income taxes, reflecting an effective tax rate of 27.22.
| Income Tax | 10.75M |
| Effective Tax Rate | 27.22 |
Stock Price Statistics
USCB Financial Holdings, Inc.'s stock has gained approximately 34.71027% over the past 52 weeks. The 50-day moving average sits at 21.55, while the 200-day moving average is 19.55.
| Beta (5Y) | N/A |
| 52-Week Price Change | 34.71027% |
| 50-Day Moving Average | 21.55 |
| 200-Day Moving Average | 19.55 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, USCB Financial Holdings, Inc. generated 97.13M in revenue and converted that into 28.73M in net income, yielding earnings per share of 1.52.
| Revenue | 97.13M |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 39.48M |
| Net Income | 28.73M |
| EBITDA | 666,000.00 |
| EBIT | N/A |
| Earnings Per Share (EPS) | 1.52 |
Balance Sheet
USCB Financial Holdings, Inc. holds 432.10M in cash and equivalents against 292.90M in total debt, resulting in a net debt position of 162.12M.
| Cash & Cash Equivalents | 432.10M |
| Total Debt | 292.90M |
| Net Debt | 162.12M |
| Equity (Book Value) | 233.24M |
| Book Value Per Share | 12.64 |
| Working Capital | N/A |
Cash Flow
USCB Financial Holdings, Inc. produced 50.06M in operating cash flow over the past twelve months. After subtracting -971,000.00 in capital expenditures, free cash flow totaled 49.09M - equivalent to 2.63 per share.
| Operating Cash Flow | 50.06M |
| Capital Expenditures | -971,000.00 |
| Free Cash Flow | 49.09M |
| FCF Per Share | 2.63 |
Margins
USCB Financial Holdings, Inc. operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 40.64 |
| Profit Margin | 29.58 |
| EBITDA Margin | 0.69 |
Dividends & Yields
The company's payout ratio of 29.22 indicates the proportion of earnings distributed to shareholders.
| Dividend Per Share | 0.45 |
| Dividend Yield | N/A |
| Payout Ratio | 29.22 |
| Shareholder Yield | -65.69 |
| FCF Yield | 13.19 |
Scores
USCB Financial Holdings, Inc. posts an Altman Z-Score of 0.10, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.10 |