Universal Insurance Holdings, Inc.
New York Stock ExchangeTotal Valuation
Universal Insurance Holdings, Inc. carries a market capitalization of 995.87M, placing it among publicly traded companies globally. Its enterprise value stands at 310.00M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 995.87M |
| Enterprise Value | 310.00M |
Share Statistics
Universal Insurance Holdings, Inc. currently has 27.91M shares outstanding.
| Shares Outstanding | 27.91M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
Universal Insurance Holdings, Inc. trades at a trailing price-to-earnings ratio of 4.85. The price-to-sales ratio is 0.59, and the price-to-book ratio stands at 1.18.
| PE Ratio | 4.85 |
| PS Ratio | 0.59 |
| PB Ratio | 1.18 |
| P/TBV Ratio | 1.63 |
| P/FCF Ratio | 2.79 |
| P/OCF Ratio | 2.72 |
Enterprise Valuation
| EV / Sales | 0.19 |
| EV / EBITDA | N/A |
| EV / EBIT | N/A |
| EV / FCF | 0.86 |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 17.15 |
| Debt / EBITDA | N/A |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | 27.16 |
| Return on Assets (ROA) | 7.14 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | 24.36 |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, Universal Insurance Holdings, Inc. has paid 63.50M in income taxes, reflecting an effective tax rate of 24.49.
| Income Tax | 63.50M |
| Effective Tax Rate | 24.49 |
Stock Price Statistics
Universal Insurance Holdings, Inc.'s stock has gained approximately 28.62293% over the past 52 weeks. The 50-day moving average sits at 36.92, while the 200-day moving average is 32.05.
| Beta (5Y) | N/A |
| 52-Week Price Change | 28.62293% |
| 50-Day Moving Average | 36.92 |
| 200-Day Moving Average | 32.05 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, Universal Insurance Holdings, Inc. generated 1.60B in revenue and converted that into 195.80M in net income, yielding earnings per share of 6.76.
| Revenue | 1.60B |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 259.31M |
| Net Income | 195.80M |
| EBITDA | N/A |
| EBIT | N/A |
| Earnings Per Share (EPS) | 6.76 |
Balance Sheet
Universal Insurance Holdings, Inc. holds 740.55M in cash and equivalents against 100.29M in total debt, resulting in a net debt position of -495.48M.
| Cash & Cash Equivalents | 740.55M |
| Total Debt | 100.29M |
| Net Debt | -495.48M |
| Equity (Book Value) | 807.56M |
| Book Value Per Share | 29.03 |
| Working Capital | N/A |
Cash Flow
Universal Insurance Holdings, Inc. produced 349.55M in operating cash flow over the past twelve months. After subtracting -4.79M in capital expenditures, free cash flow totaled 344.76M - equivalent to 12.39 per share.
| Operating Cash Flow | 349.55M |
| Capital Expenditures | -4.79M |
| Free Cash Flow | 344.76M |
| FCF Per Share | 12.39 |
Margins
Universal Insurance Holdings, Inc. operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 16.18 |
| Profit Margin | 12.22 |
| EBITDA Margin | N/A |
Dividends & Yields
The company's payout ratio of 11.35 indicates the proportion of earnings distributed to shareholders.
| Dividend Per Share | 0.80 |
| Dividend Yield | N/A |
| Payout Ratio | 11.35 |
| Shareholder Yield | 6.29 |
| FCF Yield | 35.81 |
Stock Splits
Universal Insurance Holdings, Inc.'s most recent stock split took place on December 8, 1994 with a 4:1 split ratio.
| Last Split Date | 12/8/1994 |
| Split Ratio | 4:1 |
Scores
Universal Insurance Holdings, Inc. posts an Altman Z-Score of 1.25, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 1.25 |