1. India Stocks

  2. •

    Financial Services

  3. •

    Financial - Credit Services
U. Y. Fincorp Ltd.

U. Y. Fincorp Ltd.

UYFINCORP.BO
U. Y. Fincorp Ltd.IN flagBombay Stock Exchange
15.64
INR
+0.17
- -
2.98BMarket Cap
U. Y. Fincorp Ltd.
UYFINCORP.BO
(Bombay Stock Exchange)

Recent

price

15.64

P/E

ratio

- -

div

yld

- -

ROIC.AI

2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
TTM
FRC
6.92
30.33
15.38
2.42
10.28
1.69
2.1
2.1
1.05
0.9
0.74
4.4
2.84
10.27
5.86
- -
7.3
Revenue per Share
0.75
0.37
0.41
-0.24
0.29
0.39
0.61
0.61
0.23
-0.29
0.56
0.17
0.41
3.41
0.62
- -
2.54
Basic EPS, GAAP
-4.09
-20.96
-13.41
2.27
-2.7
0.18
-0.05
-0.6
0.08
0.95
0.25
-0.26
-0.17
-0.97
0.37
- -
- -
Free Cash Flow per Basic Share
- -
0.2
0.14
- -
- -
- -
- -
- -
0.05
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
8
5.46
6.77
4.94
5.49
5.49
5.98
6.56
6.65
6.33
6.71
7.32
7.64
10.38
10.93
- -
5
Book Value per Share
8.44
9.12
18.52
14.68
11.96
11.68
12.29
12.84
12.92
11.77
12.41
12.89
13.3
16.72
17.43
- -
20.45
Tangible Book Value per Share
6
32
50
68
180
190
190
190
190
190
190
190
190
190
189
- -
190
Basic Weighted Avg Shares
43
958
769
166
1,847
321
399
400
200
172
140
837
540
1,954
1,108
1,389
1,389
Sales/Revenue/Turnover
57.25
3.05
13.43
39.01
5.71
42.39
45.61
44.91
82.35
21.9
82.23
3.75
18.32
60.61
13.53
47.07
46.27
Operating Margin (%)
- -
- -
- -
2
2
2
1
2
3
1
1
2
2
2
10
19
19
Depreciation Expense
5
12
20
-16
52
75
116
116
44
-56
107
32
77
649
117
483
483
Net Income, GAAP
- -
21.76
25.17
- -
34.98
42.93
36.94
29.99
33.05
39.92
24.29
24.45
30.28
23.06
30.77
27.56
27.56
Effective Tax Rate (%)
10.77
1.23
2.65
-9.94
2.84
23.21
28.98
29.02
21.98
-32.45
76.44
3.84
14.33
33.22
10.58
34.76
34.76
Profit Margin (%)
52
523
787
753
1,672
1,897
2,045
2,364
2,477
2,305
2,469
2,524
2,574
3,030
3,169
3,590
3,590
Working Capital
- -
500
610
557
- -
- -
- -
21
27
85
140
140
10
10
55
34
34
LT Debt
53
288
926
1,005
2,148
2,223
2,338
2,442
2,457
2,240
2,361
2,452
2,530
3,180
3,297
3,890
3,890
Total Equity
- -
5.04
6.28
- -
3.68
3.55
5.03
5.23
4.46
0.94
3.61
0.93
2.68
31.6
3.15
12.82
12.38
Return on Invested Capital (%)
- -
6.79
9.07
- -
7.38
7.32
10.59
9.64
3.44
-4.33
7.9
2.18
5.15
37.55
5.71
31.08
48.88
Return on Capital (%)
11.65
10.6
7.98
-4.87
7.92
7.34
10.59
9.73
3.5
-4.53
8.62
2.41
5.44
37.88
5.8
31.99
50.76
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Sep'26
Dec'26
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
39
- -
34
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
190
- -
190
Market Capitalization
2,793
2,623
2,211

Working Capital

FRC

•

in mil. unless spec.
Sep'26
Dec'26
Mar'26
Total Current Assets
3,167
- -
3,687
Cash, Cash Equivalents & STI
196
- -
11
Accounts Receivable, Net
- -
- -
- -
Inventories
160
- -
111
Total Current Liabilities
24
- -
98
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
6.12%
10.88%
17.99%
Free Cash Flow
183.28%
-16.41%
-164.59%
Net Income, GAAP
51.4%
207.81%
311.69%
Sales/Revenue/Turnover
64.87%
141.39%
25.32%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
207
290
327
1,130
1,954
2025
356
452
148
153
1,108
2026
212
245
355
577
1,389

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.23
2.69
0.25
- -
3.41
2025
0.27
0.18
0.11
0.06
0.62
2026
0.31
0.43
0.88
0.92
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
Similar Companies
Blue Owl Capital Corporation (OBDC)
Zero Fintech Group Limited (0093.HK)
Conafi S.p.A. (CNF.MI)
One Mobikwik Systems Limited (MOBIKWIK.NS)
Hexa Tradex Limited (HEXATRADEX.NS)
Yangzhou Guangling District Taihe Rural Micro-finance Company Limited (1915.HK)
Business
U. Y. Fincorp Limited is an India-based non-banking financial company (NBFC) registered with the Reserve Bank of India that provides financing and related services, primarily inter corporate loans, personal loans, investments in securities and trading in securities. The company offers fund-based services including infrastructure funding, industrial assets funding, real estate funding, loan against shares and properties, inter corporate deposits, equity participation, retail finance, bridge finance, bill discounting, lease finance, acquisition funding and lending against land, promoter funding or illiquid collaterals; as well as fee-based services such as loan syndication and project counseling. Founded in 1993 and headquartered in Mumbai, the company operates principally in India with equity shares listed on BSE Limited, NSE main board since October 2024 and formerly on Calcutta Stock Exchange until voluntary delisting in July 2025. Recent developments include a joint venture agreement in April 2025 with Fintech Cloud Private Limited to expand into small ticket personal and business loans under the FUNDOBABA brand using its NBFC license; in-principle approval in July 2025 for a Rs 50 crore qualified institutional placement to raise growth capital; strong Q1 FY2026 results with revenue of Rs 3,563.32 lakhs and profit after tax of Rs 508.46 lakhs reported in August 2025; and an impairment charge of Rs 900 lakhs recorded on its 33.33% stake in associate Purple Advertising Services Private Limited, which entered liquidation.