Velocity Financial, Inc.
New York Stock ExchangeTotal Valuation
Velocity Financial, Inc. carries a market capitalization of 723.47M, placing it among publicly traded companies globally. Its enterprise value stands at 7.70B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 723.47M |
| Enterprise Value | 7.70B |
Share Statistics
Velocity Financial, Inc. currently has 39.29M shares outstanding.
| Shares Outstanding | 39.29M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
Velocity Financial, Inc. trades at a trailing price-to-earnings ratio of 6.59. The price-to-sales ratio is 2.17, and the price-to-book ratio stands at 1.01.
| PE Ratio | 6.59 |
| PS Ratio | 2.17 |
| PB Ratio | 1.01 |
| P/TBV Ratio | 1.04 |
| P/FCF Ratio | 31.33 |
| P/OCF Ratio | 31.15 |
Enterprise Valuation
On an enterprise value basis, Velocity Financial, Inc. trades at an EV/EBITDA multiple of 4,448.51 and an EV/FCF ratio of 334.22.
| EV / Sales | 23.53 |
| EV / EBITDA | 4,448.51 |
| EV / EBIT | N/A |
| EV / FCF | 334.22 |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 972.46 |
| Debt / EBITDA | 4,071.56 |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | 16.32 |
| Return on Assets (ROA) | 1.49 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, Velocity Financial, Inc. has paid 43.34M in income taxes, reflecting an effective tax rate of 28.60.
| Income Tax | 43.34M |
| Effective Tax Rate | 28.60 |
Stock Price Statistics
Velocity Financial, Inc.'s stock has declined approximately -3.70951% over the past 52 weeks. The 50-day moving average sits at 17.88, while the 200-day moving average is 18.49.
| Beta (5Y) | N/A |
| 52-Week Price Change | -3.70951% |
| 50-Day Moving Average | 17.88 |
| 200-Day Moving Average | 18.49 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, Velocity Financial, Inc. generated 327.41M in revenue and converted that into 107.70M in net income, yielding earnings per share of 2.77.
| Revenue | 327.41M |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 151.54M |
| Net Income | 107.70M |
| EBITDA | 1.73M |
| EBIT | N/A |
| Earnings Per Share (EPS) | 2.77 |
Balance Sheet
Velocity Financial, Inc. holds 76.12M in cash and equivalents against 7.05B in total debt, resulting in a net debt position of 6.98B.
| Cash & Cash Equivalents | 76.12M |
| Total Debt | 7.05B |
| Net Debt | 6.98B |
| Equity (Book Value) | 721.54M |
| Book Value Per Share | 18.36 |
| Working Capital | N/A |
Cash Flow
Velocity Financial, Inc. produced 22.79M in operating cash flow over the past twelve months. After subtracting -263,000.00 in capital expenditures, free cash flow totaled 22.53M - equivalent to 0.59 per share.
| Operating Cash Flow | 22.79M |
| Capital Expenditures | -263,000.00 |
| Free Cash Flow | 22.53M |
| FCF Per Share | 0.59 |
Margins
Velocity Financial, Inc. operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 46.28 |
| Profit Margin | 32.89 |
| EBITDA Margin | 0.53 |
Dividends & Yields
| Dividend Per Share | N/A |
| Dividend Yield | N/A |
| Payout Ratio | N/A |
| Shareholder Yield | -186.90 |
| FCF Yield | 3.19 |
Scores
Velocity Financial, Inc. posts an Altman Z-Score of 0.16, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.16 |