Velocity Financial, Inc.

As of June 30, 2026, Velocity Financial, Inc. carries a market capitalization of 725.36M, placing it among publicly traded companies globally. Its enterprise value stands at 7.70B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Velocity Financial, Inc.'s next confirmed earnings release is scheduled for October 29, 2026.

As of June 30, 2026, Velocity Financial, Inc. has 39.29M shares outstanding.

As of June 30, 2026, Velocity Financial, Inc. trades at a trailing price-to-earnings ratio of 6.59. The price-to-sales ratio is 2.17, and the price-to-book ratio stands at 1.01.

These figures are as of June 30, 2026. The EV/Sales ratio of 23.53 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. Velocity Financial, Inc. trades at an EV/FCF ratio of 342.03, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 7.70B versus a market cap of 725.36M, with the gap driven by net debt and cash on the balance sheet.

These figures are as of June 30, 2026.

Over the twelve months ended June 30, 2026, Velocity Financial, Inc. posted a return on equity (ROE) of 16.32, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 1.49, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 1.52, useful for judging operating efficiency across full business cycles. The company generates approximately 920,981.72 in revenue per employee across its workforce of 355.50, a quick read on workforce productivity versus industry peers.

Over the twelve months ended June 30, 2026, Velocity Financial, Inc. recorded 43.34M in income tax expense. That works out to an effective tax rate of 28.60, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 151.54M, leaving 107.70M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

As of the close on October 22, 2026, Velocity Financial, Inc.'s stock has declined approximately 17.38% over the past 52 weeks. The 50-day moving average sits at 16.47, while the 200-day moving average is 17.89.

Over the twelve months ended June 30, 2026, Velocity Financial, Inc. generated 327.41M in revenue and converted that into 107.70M in net income, yielding earnings per share of 2.77.

As of June 30, 2026, Velocity Financial, Inc. holds 76.12M in cash and equivalents against 7.05B in total debt, resulting in a net debt position of 6.98B.

Velocity Financial, Inc. produced 22.79M in operating cash flow over the twelve months ended June 30, 2026. After subtracting -263,000.00 in capital expenditures, free cash flow totaled 22.53M - equivalent to 0.59 per share.

These figures cover the twelve months ended June 30, 2026.

These figures cover the twelve months ended June 30, 2026. Free cash flow yield stands at 3.12, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield is negative at -186.90, meaning Velocity Financial, Inc. raised more capital through share issuance and new debt than it returned via dividends and buybacks.