Wintrust Financial Corporation

Wintrust Financial Corporation

149.75
USD
+2.39
(+1.62%)
13.22EPS
12.52P/E
10.84BMarket Cap
Jan 20Next Earn

Total Valuation

USD

As of June 30, 2026, Wintrust Financial Corporation carries a market capitalization of 10.84B, placing it among publicly traded companies globally. Its enterprise value stands at 4.09B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap10.84B
Enterprise Value4.09B

Important Dates

Wintrust Financial Corporation's next confirmed earnings release is scheduled for January 20, 2027.

Earnings Date1/20/2027

Share Statistics

As of June 30, 2026, Wintrust Financial Corporation has 67.46M shares outstanding.

Shares Outstanding67.46M

Valuation Ratios

As of June 30, 2026, Wintrust Financial Corporation trades at a trailing price-to-earnings ratio of 12.52. The price-to-sales ratio is 3.77, and the price-to-book ratio stands at 1.53.

PE Ratio12.52
PS Ratio3.77
PB Ratio1.53
P/TBV Ratio1.74
P/FCF Ratio6.83
P/OCF Ratio6.57

Enterprise Valuation

These figures are as of June 30, 2026. The EV/Sales ratio of 1.43 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. Wintrust Financial Corporation trades at an EV/FCF ratio of 2.55, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 4.09B versus a market cap of 10.84B, with the gap driven by net debt and cash on the balance sheet.

EV / Sales1.43
EV / FCF2.55

Financial Position

These figures are as of June 30, 2026.

Debt / Equity58.12

Financial Efficiency

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Over the twelve months ended June 30, 2026, Wintrust Financial Corporation posted a return on equity (ROE) of 12.78, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 1.25, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 7.68, useful for judging operating efficiency across full business cycles. The company generates approximately 485,232.58 in revenue per employee across its workforce of 5,902.25, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)12.78
Return on Assets (ROA)1.25
Return on Capital Employed (ROCE)7.68
Revenue Per Employee485,232.58
Employee Count5,902.25

Taxes

USD

Over the twelve months ended June 30, 2026, Wintrust Financial Corporation recorded 316.81M in income tax expense. That works out to an effective tax rate of 26.03, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 1.22B, leaving 900.36M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax316.81M
Effective Tax Rate26.03

Stock Price Statistics

USD

As of the close on October 22, 2026, Wintrust Financial Corporation's stock has gained approximately 18.83% over the past 52 weeks. The 50-day moving average sits at 148.86, while the 200-day moving average is 150.04.

52-Week Price Change18.83%
50-Day Moving Average148.86
200-Day Moving Average150.04

Income Statement

USD

Over the twelve months ended June 30, 2026, Wintrust Financial Corporation generated 2.86B in revenue and converted that into 900.36M in net income, yielding earnings per share of 13.22.

Revenue2.86B
Pretax Income1.22B
Net Income900.36M
Earnings Per Share (EPS)13.22

Balance Sheet

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As of June 30, 2026, Wintrust Financial Corporation holds 11.55B in cash and equivalents against 4.37B in total debt, resulting in a net debt position of 204.10M.

Cash & Cash Equivalents11.55B
Total Debt4.37B
Net Debt204.10M
Equity (Book Value)7.10B
Book Value Per Share105.26

Cash Flow

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Wintrust Financial Corporation produced 1.64B in operating cash flow over the twelve months ended June 30, 2026. After subtracting -40.24M in capital expenditures, free cash flow totaled 1.60B - equivalent to 23.88 per share.

Operating Cash Flow1.64B
Capital Expenditures-40.24M
Free Cash Flow1.60B
FCF Per Share23.88

Margins

These figures cover the twelve months ended June 30, 2026.

Pretax Margin42.50
Profit Margin31.44

Dividends & Yields

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Over the twelve months ended June 30, 2026, Wintrust Financial Corporation paid dividends of 2.67 per share. The dividend payout ratio of 16.36 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 14.65, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield is negative at -44.22, meaning Wintrust Financial Corporation raised more capital through share issuance and new debt than it returned via dividends and buybacks.

Dividend Per Share2.67
Payout Ratio16.36
Shareholder Yield-44.22
FCF Yield14.65

Stock Splits

Wintrust Financial Corporation's most recent stock split took place on March 15, 2002 with a 2:3 split ratio.

Last Split Date3/15/2002
Split Ratio2:3