The Western Union Company
New York Stock ExchangeTotal Valuation
The Western Union Company carries a market capitalization of 2.32B, placing it among publicly traded companies globally. Its enterprise value stands at 2.30B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 2.32B |
| Enterprise Value | 2.30B |
Share Statistics
The Western Union Company currently has 311.80M shares outstanding.
| Shares Outstanding | 311.80M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
The Western Union Company trades at a trailing price-to-earnings ratio of 6.17. The price-to-sales ratio is 0.60, and the price-to-book ratio stands at 2.62.
| PE Ratio | 6.17 |
| PS Ratio | 0.60 |
| PB Ratio | 2.62 |
| P/TBV Ratio | -1.49 |
| P/FCF Ratio | 3.31 |
| P/OCF Ratio | 4.00 |
Enterprise Valuation
On an enterprise value basis, The Western Union Company trades at an EV/EBITDA multiple of 2.81 and an EV/FCF ratio of 2.69. The EV/Sales ratio of 0.57 reflects the premium investors are willing to pay for the company's revenue stream, while the EV/EBIT multiple of 3.59 provides insight into valuation relative to core operating earnings.
| EV / Sales | 0.57 |
| EV / EBITDA | 2.81 |
| EV / EBIT | 3.59 |
| EV / FCF | 2.69 |
Financial Position
The Western Union Company maintains a current ratio of 1.05, meaning it holds 1.1x the short-term assets needed to cover near-term liabilities. The debt-to-equity ratio is 294.87, indicating elevated leverage, while an interest coverage ratio of 5.50 demonstrates adequate ability to service its debt obligations.
| Current Ratio | 1.05 |
| Quick Ratio | 1.05 |
| Debt / Equity | 294.87 |
| Debt / EBITDA | 3.28 |
| Interest Coverage | 5.50 |
Financial Efficiency
The Western Union Company posts a return on equity of 43.97 and a return on invested capital of 13.74.
| Return on Equity (ROE) | 43.97 |
| Return on Assets (ROA) | 4.96 |
| Return on Invested Capital (ROIC) | 13.74 |
| Return on Capital Employed (ROCE) | 14.15 |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, The Western Union Company has paid 108.80M in income taxes, reflecting an effective tax rate of 21.58.
| Income Tax | 108.80M |
| Effective Tax Rate | 21.58 |
Stock Price Statistics
The Western Union Company's stock has declined approximately -10.88517% over the past 52 weeks. The 50-day moving average sits at 7.62, while the 200-day moving average is 8.78.
| Beta (5Y) | N/A |
| 52-Week Price Change | -10.88517% |
| 50-Day Moving Average | 7.62 |
| 200-Day Moving Average | 8.78 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, The Western Union Company generated 4.04B in revenue and converted that into 395.40M in net income, yielding earnings per share of 1.24. EBITDA reached 821.60M, while operating income came in at 642.30M.
| Revenue | 4.04B |
| Gross Profit | 1.42B |
| Operating Income | 642.30M |
| Pretax Income | 504.20M |
| Net Income | 395.40M |
| EBITDA | 821.60M |
| EBIT | 642.30M |
| Earnings Per Share (EPS) | 1.24 |
Balance Sheet
The Western Union Company holds 2.79B in cash and equivalents against 2.70B in total debt, resulting in a net debt position of 1.34B. Total book value stands at 914.70M, with working capital of 204.80M providing operational flexibility.
| Cash & Cash Equivalents | 2.79B |
| Total Debt | 2.70B |
| Net Debt | 1.34B |
| Equity (Book Value) | 914.70M |
| Book Value Per Share | 2.93 |
| Working Capital | 204.80M |
Cash Flow
The Western Union Company produced 609.70M in operating cash flow over the past twelve months. After subtracting -130.70M in capital expenditures, free cash flow totaled 479.00M - equivalent to 1.51 per share.
| Operating Cash Flow | 609.70M |
| Capital Expenditures | -130.70M |
| Free Cash Flow | 479.00M |
| FCF Per Share | 1.51 |
Margins
The Western Union Company operates with a gross margin of 35.09, reflecting its pricing power and cost economics. The operating margin of 15.91 and net profit margin of 9.79 provide insight into operational efficiency.
| Gross Margin | 35.09 |
| Operating Margin | 15.91 |
| Pretax Margin | 12.49 |
| Profit Margin | 9.79 |
| EBITDA Margin | 20.35 |
Dividends & Yields
The company's payout ratio of 76.56 indicates the proportion of earnings distributed to shareholders.
| Dividend Per Share | 0.96 |
| Dividend Yield | N/A |
| Payout Ratio | 76.56 |
| Shareholder Yield | 19.73 |
| FCF Yield | 30.24 |
Scores
The Western Union Company posts an Altman Z-Score of 1.36, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 1.36 |