ANZ Group Holdings Limited (X5Z.F) is a leading Australian multinational banking and financial services company that provides retail, commercial, corporate, and institutional banking services; wealth management; and insurance products. The company offers a comprehensive range of products including transaction banking, lending solutions, savings and deposits, credit cards, personal loans, mortgages, superannuation and investment products, payment services, trade finance, global markets, institutional custody, and advisory services across its consumer, business, and institutional segments. ANZ operates primarily in Australia, New Zealand, Asia, the United States, and the United Kingdom, serving individual customers, small to medium enterprises, large corporations, governments, and institutional investors. Founded in 1835 as the Bank of Australasia and headquartered in Melbourne, Australia, the company traces its roots through mergers including the 1951 formation of Australia and New Zealand Bank Limited and maintains key subsidiaries such as ANZ Bank New Zealand Limited. In recent developments, ANZ completed the acquisition of Suncorp Bank in July 2024, significantly expanding its retail banking presence in Australia; announced a strategic partnership with Microsoft in 2025 to enhance digital banking capabilities using cloud and AI technologies; and launched new sustainable finance offerings, including a A$10 billion green bond program to support Asia-Pacific climate initiatives.