Dave Inc.

Dave, Inc. Class A's next confirmed earnings release is scheduled for November 10, 2026.

As of June 30, 2026, Dave, Inc. Class A has 12.80M shares outstanding.

As of June 30, 2026, Dave, Inc. Class A maintains a current ratio of 4.22, meaning it holds 4.2x the short-term assets needed to cover near-term liabilities. The debt-to-equity ratio is 129.14, indicating elevated leverage, while an interest coverage ratio of 31.14 demonstrates strong ability to service its debt obligations.

Over the twelve months ended June 30, 2026, Dave, Inc. Class A posted a return on equity (ROE) of 104.78, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 47.66, measuring how efficiently the asset base is converted into earnings. The company generates approximately 2.02M in revenue per employee across its workforce of 278.50, a quick read on workforce productivity versus industry peers.

Over the twelve months ended June 30, 2026, Dave, Inc. Class A recorded an income tax benefit of -13.26M rather than an expense, typically from losses, carryforwards, or the release of a tax provision. Taxes are levied on pretax income of 181.61M, leaving 194.87M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Over the twelve months ended June 30, 2026, Dave, Inc. Class A generated 563.39M in revenue and converted that into 194.87M in net income, yielding earnings per share of 13.67. EBITDA reached 197.82M, while operating income came in at 194.49M.

As of June 30, 2026, Dave, Inc. Class A holds 222.39M in cash and equivalents against 234.99M in total debt, resulting in a net debt position of 51.22M. Total book value stands at 181.97M, with working capital of 346.77M providing operational flexibility.

Dave, Inc. Class A produced 286.18M in operating cash flow over the twelve months ended June 30, 2026. After subtracting -6.79M in capital expenditures, free cash flow totaled 279.39M - equivalent to 21.04 per share.

Over the twelve months ended June 30, 2026, Dave, Inc. Class A posted a gross margin of 87.17, reflecting its pricing power and cost economics. The operating margin of 34.52 and net profit margin of 34.59 provide insight into operational efficiency.

Dave, Inc. Class A's most recent stock split took place on January 6, 2023 with a 32:1 split ratio.