XP Inc.
NASDAQTotal Valuation
XP Inc. carries a market capitalization of 10.73B, placing it among publicly traded companies globally. Its enterprise value stands at 91.18B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 10.73B |
| Enterprise Value | 91.18B |
Share Statistics
XP Inc. currently has 507.48M shares outstanding.
| Shares Outstanding | 507.48M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
XP Inc. trades at a trailing price-to-earnings ratio of 8.24. The price-to-sales ratio is 5.20, and the price-to-book ratio stands at 1.72.
| PE Ratio | 8.24 |
| PS Ratio | 5.20 |
| PB Ratio | 1.72 |
| P/TBV Ratio | 1.96 |
| P/FCF Ratio | 3.15 |
| P/OCF Ratio | 3.26 |
Enterprise Valuation
| EV / Sales | 10.82 |
| EV / EBITDA | N/A |
| EV / EBIT | N/A |
| EV / FCF | 6.26 |
Financial Position
XP Inc. maintains a current ratio of 0.80, meaning it holds 0.8x the short-term assets needed to cover near-term liabilities. The debt-to-equity ratio is 432.09, indicating elevated leverage, while an interest coverage ratio of -8.83 demonstrates limited ability to service its debt obligations.
| Current Ratio | 0.80 |
| Quick Ratio | 0.55 |
| Debt / Equity | 432.09 |
| Debt / EBITDA | -24.71 |
| Interest Coverage | -8.83 |
Financial Efficiency
XP Inc. posts a return on equity of 22.58 and a return on invested capital of -3.78.
| Return on Equity (ROE) | 22.58 |
| Return on Assets (ROA) | 1.36 |
| Return on Invested Capital (ROIC) | -3.78 |
| Return on Capital Employed (ROCE) | 5.05 |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, XP Inc. has paid 412.69M in income taxes, reflecting an effective tax rate of 7.21.
| Income Tax | 412.69M |
| Effective Tax Rate | 7.21 |
Stock Price Statistics
XP Inc.'s stock has gained approximately 6.81936% over the past 52 weeks. The 50-day moving average sits at 17.76, while the 200-day moving average is 18.11.
| Beta (5Y) | N/A |
| 52-Week Price Change | 6.81936% |
| 50-Day Moving Average | 17.76 |
| 200-Day Moving Average | 18.11 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, XP Inc. generated 8.42B in revenue and converted that into 5.32B in net income, yielding earnings per share of 10.08. EBITDA reached -4.34B, while operating income came in at -4.68B.
| Revenue | 8.42B |
| Gross Profit | 2.33B |
| Operating Income | -4.68B |
| Pretax Income | 5.73B |
| Net Income | 5.32B |
| EBITDA | -4.34B |
| EBIT | -4.68B |
| Earnings Per Share (EPS) | 10.08 |
Balance Sheet
XP Inc. holds 58.92B in cash and equivalents against 107.29B in total debt, resulting in a net debt position of 99.32B. Total book value stands at 24.83B, with working capital of -37.44B providing operational flexibility.
| Cash & Cash Equivalents | 58.92B |
| Total Debt | 107.29B |
| Net Debt | 99.32B |
| Equity (Book Value) | 24.83B |
| Book Value Per Share | 48.93 |
| Working Capital | -37.44B |
Cash Flow
XP Inc. produced 13.45B in operating cash flow over the past twelve months. After subtracting -660.91M in capital expenditures, free cash flow totaled 12.79B - equivalent to 24.62 per share.
| Operating Cash Flow | 13.45B |
| Capital Expenditures | -660.91M |
| Free Cash Flow | 12.79B |
| FCF Per Share | 24.62 |
Margins
XP Inc. operates with a gross margin of 27.63, reflecting its pricing power and cost economics. The operating margin of -55.57 and net profit margin of 63.12 provide insight into operational efficiency.
| Gross Margin | 27.63 |
| Operating Margin | -55.57 |
| Pretax Margin | 67.98 |
| Profit Margin | 63.12 |
| EBITDA Margin | -51.54 |
Dividends & Yields
| Dividend Per Share | N/A |
| Dividend Yield | N/A |
| Payout Ratio | N/A |
| Shareholder Yield | 15.39 |
| FCF Yield | 31.75 |
Scores
XP Inc. posts an Altman Z-Score of -0.05, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | -0.05 |