1. People's Republic of China Stocks

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    Financial Services

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    Financial - Credit Services
X Financial

X Financial

XYF
X FinancialUS flagNew York Stock Exchange
4.77
USD
-0.03
- -
32.33MMarket Cap

Total Valuation

X Financial carries a market capitalization of 32.33M, placing it among publicly traded companies globally. Its enterprise value stands at 467.39M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap32.33M
Enterprise Value467.39M

Share Statistics

X Financial currently has 231.10M shares outstanding.

Shares Outstanding231.10M
Owned by Insiders (%)N/A
Owned by Institutions (%)N/A

Valuation Ratios

X Financial trades at a trailing price-to-earnings ratio of 1.09. The price-to-sales ratio is 0.16, and the price-to-book ratio stands at 0.21.

PE Ratio1.09
PS Ratio0.16
PB Ratio0.21
P/TBV Ratio0.15
P/FCF RatioN/A
P/OCF RatioN/A

Enterprise Valuation

The EV/Sales ratio of 0.07 reflects the premium investors are willing to pay for the company's revenue stream, while the EV/EBIT multiple of 0.39 provides insight into valuation relative to core operating earnings.

EV / Sales0.07
EV / EBITDA0.39
EV / EBIT0.39
EV / FCFN/A

Financial Position

X Financial maintains a current ratio of 2.08, meaning it holds 2.1x the short-term assets needed to cover near-term liabilities.

Current Ratio2.08
Quick Ratio1.53
Debt / Equity4.56
Debt / EBITDA0.30
Interest CoverageN/A

Financial Efficiency

X Financial posts a return on equity of 20.72 and a return on invested capital of 10.69.

Return on Equity (ROE)20.72
Return on Assets (ROA)8.13
Return on Invested Capital (ROIC)10.69
Return on Capital Employed (ROCE)N/A
Revenue Per EmployeeN/A
Employee CountN/A
Inventory TurnoverN/A

Taxes

Over the trailing twelve months, X Financial has paid 247.33M in income taxes, reflecting an effective tax rate of 18.58.

Income Tax247.33M
Effective Tax Rate18.58

Stock Price Statistics

X Financial's stock has declined approximately -72.98981% over the past 52 weeks. The 50-day moving average sits at 4.81, while the 200-day moving average is 6.56.

Beta (5Y)N/A
52-Week Price Change-72.98981%
50-Day Moving Average4.81
200-Day Moving Average6.56
Average Volume (20 Days)N/A

Income Statement

Over the trailing twelve months, X Financial generated 6.88B in revenue and converted that into 1.04B in net income, yielding earnings per share of 25.32. EBITDA reached 1.19B, while operating income came in at 1.19B.

Revenue6.88B
Gross Profit4.82B
Operating Income1.19B
Pretax Income1.33B
Net Income1.04B
EBITDA1.19B
EBIT1.19B
Earnings Per Share (EPS)25.32

Balance Sheet

X Financial holds 1.02B in cash and equivalents against 353.87M in total debt, resulting in a net debt position of -667.36M. Total book value stands at 5.45B, with working capital of 5.53B providing operational flexibility.

Cash & Cash Equivalents1.02B
Total Debt353.87M
Net Debt-667.36M
Equity (Book Value)5.45B
Book Value Per Share136.50
Working Capital5.53B

Margins

X Financial operates with a gross margin of 70.15, reflecting its pricing power and cost economics. The operating margin of 17.24 and net profit margin of 15.18 provide insight into operational efficiency.

Gross Margin70.15
Operating Margin17.24
Pretax Margin19.35
Profit Margin15.18
EBITDA Margin17.24

Stock Splits

X Financial's most recent stock split took place on November 19, 2020 with a 3:1 split ratio.

Last Split Date11/19/2020
Split Ratio3:1

Scores

X Financial posts an Altman Z-Score of 1.96, near the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.

Altman Z-Score1.96