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Yiren Digital Ltd.

Yiren Digital Ltd.

YRD
Yiren Digital Ltd.US flagNew York Stock Exchange
1.02
USD
+0.01
- -
88.67MMarket Cap

Total Valuation

Yiren Digital Ltd. carries a market capitalization of 88.67M, placing it among publicly traded companies globally. Its enterprise value stands at -327.28M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap88.67M
Enterprise Value-327.28M

Share Statistics

Yiren Digital Ltd. currently has 174.98M shares outstanding.

Shares Outstanding174.98M
Owned by Insiders (%)N/A
Owned by Institutions (%)N/A

Valuation Ratios

Yiren Digital Ltd. trades at a trailing price-to-earnings ratio of 46.92. The price-to-sales ratio is 0.20, and the price-to-book ratio stands at 0.24.

PE Ratio46.92
PS Ratio0.20
PB Ratio0.24
P/TBV Ratio0.24
P/FCF Ratio-4.25
P/OCF Ratio-4.23

Enterprise Valuation

On an enterprise value basis, Yiren Digital Ltd. trades at an EV/EBITDA multiple of 7.79 and an EV/FCF ratio of 8.98. The EV/Sales ratio of 1.30 reflects the premium investors are willing to pay for the company's revenue stream, while the EV/EBIT multiple of 7.79 provides insight into valuation relative to core operating earnings.

EV / Sales1.30
EV / EBITDA7.79
EV / EBIT7.79
EV / FCF8.98

Financial Position

Yiren Digital Ltd. maintains a current ratio of 9.00, meaning it holds 9.0x the short-term assets needed to cover near-term liabilities.

Current Ratio9.00
Quick Ratio8.63
Debt / Equity0.40
Debt / EBITDA-0.04
Interest CoverageN/A

Financial Efficiency

Yiren Digital Ltd. posts a return on equity of -7.41 and a return on invested capital of 23.97.

Return on Equity (ROE)-7.41
Return on Assets (ROA)-5.33
Return on Invested Capital (ROIC)23.97
Return on Capital Employed (ROCE)26.33
Revenue Per EmployeeN/A
Employee CountN/A
Inventory TurnoverN/A

Taxes

Over the trailing twelve months, Yiren Digital Ltd. has paid -86.43M in income taxes, reflecting an effective tax rate of 30.00.

Income Tax-86.43M
Effective Tax Rate30.00

Stock Price Statistics

Yiren Digital Ltd.'s stock has declined approximately -82.19895% over the past 52 weeks. The 50-day moving average sits at 1.16, while the 200-day moving average is 2.52.

Beta (5Y)N/A
52-Week Price Change-82.19895%
50-Day Moving Average1.16
200-Day Moving Average2.52
Average Volume (20 Days)N/A

Income Statement

Over the trailing twelve months, Yiren Digital Ltd. generated 5.07B in revenue and converted that into -686.52M in net income, yielding earnings per share of -7.86. EBITDA reached -923.03M, while operating income came in at -923.03M.

Revenue5.07B
Gross Profit4.31B
Operating Income-923.03M
Pretax Income-769.69M
Net Income-686.52M
EBITDA-923.03M
EBIT-923.03M
Earnings Per Share (EPS)-7.86

Balance Sheet

Yiren Digital Ltd. holds 2.45B in cash and equivalents against 35.29M in total debt, resulting in a net debt position of -2.45B. Total book value stands at 8.77B, with working capital of 8.40B providing operational flexibility.

Cash & Cash Equivalents2.45B
Total Debt35.29M
Net Debt-2.45B
Equity (Book Value)8.77B
Book Value Per Share50.10
Working Capital8.40B

Cash Flow

Yiren Digital Ltd. produced -244.36M in operating cash flow over the past twelve months.

Operating Cash Flow-244.36M
Capital ExpendituresN/A
Free Cash Flow-244.36M
FCF Per Share-2.81

Margins

Yiren Digital Ltd. operates with a gross margin of 85.03, reflecting its pricing power and cost economics. The operating margin of -18.21 and net profit margin of -13.54 provide insight into operational efficiency.

Gross Margin85.03
Operating Margin-18.21
Pretax Margin-15.18
Profit Margin-13.54
EBITDA Margin-18.21

Dividends & Yields

Dividend Per ShareN/A
Dividend YieldN/A
Payout RatioN/A
Shareholder Yield-4.91
FCF Yield-23.55

Scores

Yiren Digital Ltd. posts an Altman Z-Score of 1.72, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.

Altman Z-Score1.72