1. South Korea Stocks

  2. •

    Financial Services

  3. •

    Banks - Regional
JB Financial Group Co., Ltd.

JB Financial Group Co., Ltd.

175330.KS
JB Financial Group Co., Ltd.KR flagKorea Exchange
26,650.00
KRW
+1,750.00
- -
4.94TMarket Cap
JB Financial Group Co., Ltd.
175330.KS
(Korea Exchange)

Recent

price

26,650.00

P/E

ratio

- -

div

yld

- -

ROIC.AI

2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
2,260
9,161.39
4,968.18
7,301.98
6,592.59
6,844.74
6,722.62
7,121.5
8,345.84
9,704.93
11,054.23
12,146.2
12,953.24
13,703.13
Revenue per Share
396.15
5,281
881
918
1,124
1,391
1,641
1,774
2,510
2,996
2,907
3,439
3,619
3,796.28
Basic EPS, GAAP
-7,296.65
-12,118.81
-4,822.69
-4,772.05
6,287.44
2,052.12
-270.96
-2,269.6
976.48
-6,242.77
-3,642.36
-5,445.87
-6,379.82
-9,758.15
Free Cash Flow per Basic Share
- -
93.6
148.08
132.12
124.69
178.84
278.58
375.9
452.92
815.9
936.74
1,118.52
1,257.3
1,318.79
Dividend per Share
4,129.67
11,354.54
8,364.55
10,091.99
10,523.98
12,362.67
11,663.74
13,258.6
15,487.62
17,787.23
19,685.63
22,381.91
24,424.59
25,518.74
Book Value per Share
10,202.54
20,538.45
15,028.74
17,994.85
17,612.78
18,925.76
17,575.62
18,936.53
20,719.3
22,907.57
24,403.36
28,009.23
30,312.2
31,630.09
Tangible Book Value per Share
87
106
171
155
165
174
208
205
202
201
202
197
196
188
Basic Weighted Avg Shares
197,708
967,228
851,003
1,134,671
1,085,455
1,188,534
1,400,804
1,459,274
1,684,336
1,946,882
2,228,265
2,392,921
2,542,637
2,576,350
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
14,110
38,693
57,822
66,568
76,243
80,946
96,683
95,848
94,036
90,511
94,192
96,221
104,302
105,723
Depreciation Expense
34,656
557,550
150,907
142,650
185,064
241,536
341,938
363,512
506,562
601,020
585,981
677,517
710,386
713,745
Net Income, GAAP
26.08
3.8
24.27
22.96
23.39
22.92
25.07
15.76
24.55
25.71
24.46
23.67
24.32
24.25
Effective Tax Rate (%)
17.53
57.64
17.73
12.57
17.05
20.32
24.41
24.91
30.07
30.87
26.3
28.31
27.94
27.7
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
4,746,728
8,434,195
8,933,629
9,784,681
8,688,397
7,952,581
8,076,498
9,737,222
10,387,521
11,729,031
13,566,055
14,889,183
17,146,246
17,424,292
LT Debt
941,071
2,279,425
2,678,739
2,963,813
3,086,385
3,458,316
3,819,778
4,028,860
4,326,687
4,763,013
5,115,950
5,724,805
6,175,172
6,192,946
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
71.48
11.47
9.51
11.21
12.45
14.94
14.12
17.34
17.96
15.55
16.17
15.44
15.48
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
187
186
186
Market Capitalization
4,410,019
4,928,844
5,583,950

Working Capital

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
2,282,753
2,473,120
2,252,269
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
8.74%
8.93%
7.87%
Free Cash Flow
-56.39%
-171.27%
16.72%
Net Income, GAAP
17.86%
15.19%
4.85%
Sales/Revenue/Turnover
11.96%
11.82%
6.26%
Total Cash Common Dividend
- -
28.36%
12%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
581,629
626,661
608,525
582,072
2,392,921
2025
608,009
640,276
627,293
667,059
2,542,637
2026
641,722
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
879
999
986
- -
3,439
2025
821
1,093.25
1,106.32
- -
3,619
2026
894.04
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
24.47
843.49
122.89
- -
1,118.52
2025
33.85
876.37
196.02
- -
1,257.3
2026
42.31
- -
- -
- -
- -
Similar Companies
AB&T Financial Corp. (ABTO)
Bank Hapoalim B.M. (BKHYY)
VP Bank AG (0RG7.L)
LCNB Corp. (LCNB)
Northway Financial, Inc. (NWYF)
TISCO Financial Group Public Company Limited (TISCO.BK)
Business
JB Financial Group Co., Ltd. JB Financial Group Co., Ltd. (175330.KS) is a South Korean financial holding company that provides comprehensive banking and related financial services through its subsidiaries, primarily targeting small enterprises, merchants, households, and self-employed individuals in domestic and select international markets. Established in 2013 and headquartered in Jeonju-si, South Korea, the group operates via key subsidiaries including Jeonbuk Bank, Kwangju Bank, JB Woori Capital, JB Asset Management, and JB Investment; these entities offer demand and savings deposits, loans (including personal, corporate, vehicle, real estate, and installment financing), credit cards, foreign exchange, wealth management, insurance, internet banking, safe deposit boxes, micro-lending, facility rentals, asset management in energy and resources funds, venture investments, securities brokerage, and currency exchange services. The group's banking segment constitutes the largest revenue source, supplemented by capital markets activities and asset management, with consolidated total assets reaching KRW 66.7 trillion and net income of KRW 677 billion as of December 31, 2024. JB Financial Group maintains a strong presence in South Korea while expanding geographically into Southeast Asia, including operations in Vietnam (JB Securities Vietnam), Cambodia (via Phnom Penh Commercial Bank and JB Phnom Penh Asset Management), Myanmar (JB Woori Capital Myanmar), and representative offices in China and Vietnam; it holds a credit rating of AA+ from NICE Investors Service. In recent developments, JB Woori Capital agreed in July 2025 to acquire an 85% stake in Indonesia's PT KB Bukopin Finance from KB Bank Indonesia for approximately KRW 29 billion to enter the Indonesian installment financing market, alongside securing a 40% stake in Aizen Indonesia (via a KRW 15 billion investment in Korean fintech Aizen) for electric two-wheeled vehicle financing tied to platforms like Grab and Gojek, pending regulatory approval expected within a year. Earlier initiatives include strategic investments in Vietnam's OKXE motorbike platform, Webcash Group for B2B solutions, Hanpass for remittances, and a 5% stake in Finda (KRW 14.8 billion in 2023); subsidiary renaming of Mega Investment to JB Investment; full ownership consolidation of JB Phnom Penh Asset Management; establishment of an integrated big data platform and carbon neutrality goal; and repeated recognition as an excellent ESG company by KCGS in 2020-2023, with inclusion in the Dow Jones Sustainability Korea Index.