LCNB Corp.

LCNB Corp.

LCNB
LCNB Corp.US flagNASDAQ Capital Market
16.56
USD
-0.09
- -
235.91MMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
4.84
4.78
5.02
5.07
5.07
4.91
5.06
5.49
5.71
6.6
6.28
5.86
6.53
6.67
Basic EPS, GAAP
1.12
1.06
1.18
1.26
1.3
1.24
1.45
1.55
1.67
1.94
1.11
0.97
1.64
1.63
Free Cash Flow per Basic Share
1.22
1.6
1.31
0.61
1.15
1.6
1.38
0.84
1.26
2.44
1.82
6.46
2.37
2.42
Dividend per Share
0.62
0.61
0.61
0.61
0.61
0.65
0.69
0.73
0.77
0.81
0.87
0.88
0.89
0.89
Book Value per Share
16.84
14.69
15.61
15.81
16.42
19.75
18.83
19.94
21.4
24.83
27.47
23.7
24.15
24.24
Tangible Book Value per Share
12.98
10.03
10.77
10.88
11.62
12.96
12.6
13.79
14.05
12.24
12.81
10.95
12.38
12.52
Basic Weighted Avg Shares
8
9
10
10
10
12
13
13
13
11
11
14
14
14
Sales/Revenue/Turnover
38
44
49
50
51
59
66
71
72
75
72
81
92
94
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
2
3
3
3
3
4
3
2
3
3
3
1
1
- -
Net Income, GAAP
9
10
11
12
13
15
19
20
21
22
13
13
23
23
Effective Tax Rate (%)
25.1
25.55
26.9
26.25
24.77
16.57
17.86
16.91
18.02
17.88
17.25
15.47
17.87
17.89
Profit Margin (%)
23.11
22.22
23.53
24.78
25.56
25.32
28.58
28.3
29.15
29.37
17.6
16.62
25.13
24.42
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
12
11
6
1
- -
47
46
28
16
26
119
161
111
111
Total Equity
119
126
140
143
150
219
228
241
239
201
235
253
274
276
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
7.94
7.34
7.96
8.09
8.07
7.42
7.85
7.97
7.96
8.01
4.23
4.2
6.92
6.83

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
105
104
104
LT Finance Leases
7
7
7
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
14
14
14
Market Capitalization
211
231
220

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
131
113
123
Accounts Receivable, Net
9
8
8
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
7.89%
3.25%
8.26%
Free Cash Flow
42.3%
72.8%
-62.61%
Net Income, GAAP
10.6%
9.05%
71.36%
Sales/Revenue/Turnover
6.75%
5.57%
13.3%
Total Cash Common Dividend
8.2%
6.12%
2.07%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
18
19
21
23
81
2025
22
23
24
24
92
2026
24
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.15
0.07
0.32
0.43
0.97
2025
0.33
0.42
0.49
0.4
1.64
2026
0.31
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.22
0.22
0.22
0.22
0.88
2025
0.22
0.22
0.22
0.22
0.89
2026
0.22
- -
- -
- -
- -

Company Description

APIChat
CEO
Eric J. Meilstrup
Full Time Employees
346
Sector
Financial Services
Industry
Banks - Regional
Address
2 North Broadway Lebanon OH United States of America 45036
IPO Date
Oct 26, 1999
Website
lcnb.com
Business
LCNB Corp. (Nasdaq: LCNB) operates as a financial holding company for LCNB National Bank, providing a comprehensive range of commercial banking, retail banking, wealth management, and investment services to customers in Southwest and South-Central Ohio, including Butler, Clermont, Clinton, Fayette, Franklin, Hamilton, Montgomery, Preble, Ross, and Warren Counties, as well as Boone County, Kentucky. Core products and services include checking and savings accounts, interest-bearing demand and money market deposits, time certificates; commercial and industrial loans, commercial and residential real estate loans, agricultural loans, construction loans, consumer loans including automobile, boat, home improvement, and personal loans, small business administration loans, and residential mortgage loans such as home equity lines of credit; trust administration, estate settlement, fiduciary services, investment management of trusts, agency accounts, individual retirement accounts, and foundations/endowments; investment products comprising financial needs analysis, mutual funds, securities trading, annuities, life insurance, and security brokerage services through LPL Financial LLC; and ancillary services such as safe deposit boxes, night depositories, cashier's checks, bank-by-mail, ATMs, debit cards, wire transfers, electronic funds transfer, utility bill collections, notary public service, cash management, telephone banking, internet banking, and mobile banking. Founded in 1877 as The Lebanon Citizens National Bank, which became a wholly owned subsidiary of LCNB Corp. in 1999 and was renamed LCNB National Bank in 2007, the company maintains headquarters at 2 North Broadway, Lebanon, Ohio. Recent major developments include the 2024 acquisitions of Eagle Financial Bancorp, Inc. and Cincinnati Bancorp, Inc., with substantial integration completed by year-end, contributing to total assets of $2.3 billion, record LCNB Wealth Management assets of $1.38 billion, and enhanced net interest margin through $97 million in asset sales; in October 2025, leadership changes featured Robert Haines II promoted to President, Andrew Wallace to Chief Financial Officer, Patricia Walter to Chief Risk Officer, and Susan Kelley to SVP Chief Accounting Officer to support ongoing growth and a more complex business structure.

Company News

APIChat
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  • LCNB Corp.: A 'Buy' On Strong Results And Robust Dividend Yield

  • LCNB (LCNB) Surpasses Q3 Earnings and Revenue Estimates

  • LCNB Corp. Reports Financial Results for the Three and Nine Months Ended September 30, 2025

  • LCNB Corp. Announces Change to Board of Directors

  • LCNB Corp. Solidifies Leadership Team to Support Growth