Capital Asset Planning, Inc.

Capital Asset Planning, Inc.

3965.T
Capital Asset Planning, Inc.JP flagTokyo Stock Exchange
851.00
JPY
-5.00
- -
4.90BMarket Cap
Capital Asset Planning, Inc.
3965.T
(Tokyo Stock Exchange)

Recent

price

851.00

P/E

ratio

- -

div

yld

- -

ROIC.AI

2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
796.14
1,042.21
1,189.89
1,237.73
1,277.47
1,205.55
1,161.98
1,180.36
1,405.85
1,426.97
1,687.32
1,458.61
Revenue per Share
23.48
36.99
43.22
53.19
76.73
15.64
12.19
-43.45
38.72
27.35
69.97
50.11
Basic EPS, GAAP
-15.05
-68.73
-32.33
81.34
53.96
-136.2
85.26
-80.48
153.69
-74.94
57.21
- -
Free Cash Flow per Basic Share
1.88
6.25
7.65
16.85
18.46
20.97
16
10.49
10.98
15.98
15.98
- -
Dividend per Share
172.73
203.48
241.09
374.66
405.53
400.18
396.37
347.21
374.73
386.1
440.11
400.08
Book Value per Share
158.91
183.15
271.29
504.18
483.41
445.77
396.32
375.01
423.69
501.3
636.85
498.01
Tangible Book Value per Share
4
4
5
5
6
6
6
6
6
6
6
6
Basic Weighted Avg Shares
3,241
4,242
6,012
6,548
7,290
6,880
6,631
6,747
8,047
8,179
9,689
8,351
Sales/Revenue/Turnover
5.39
5.85
5.66
7.66
8.58
2.46
1.82
-3.86
4.03
3.64
5.48
5.86
Operating Margin (%)
60
73
116
110
146
162
246
374
424
355
280
- -
Depreciation Expense
96
151
218
281
438
89
70
-248
222
157
402
287
Net Income, GAAP
43.2
39.77
32.61
41.9
31.63
48.05
43.02
- -
30.44
34.41
26.83
31.28
Effective Tax Rate (%)
2.95
3.55
3.63
4.3
6.01
1.3
1.05
-3.68
2.75
1.92
4.15
3.44
Profit Margin (%)
667
664
1,301
2,694
2,152
2,073
1,861
1,493
1,679
2,102
2,721
2,021
Working Capital
296
290
441
670
322
439
531
345
347
442
433
372
LT Debt
737
862
1,462
2,815
3,211
3,208
3,237
2,938
3,149
3,296
3,930
3,352
Total Equity
- -
7.35
8.9
7.24
8.73
1.82
1.41
- -
5.06
4.17
7.59
7.18
Return on Invested Capital (%)
- -
8.28
9.84
8.86
11.73
2.58
2.07
- -
6.86
4.75
10.87
8.41
Return on Capital (%)
- -
19.67
21.34
17.59
20.38
3.88
3.06
-11.7
10.73
7.19
16.95
13.14
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Sep'23
Dec'24
Mar'24
ST Debt
989
1,014
981
LT Borrowings
347
329
372
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
6
6
6
Market Capitalization
4,679
4,477
4,477

Working Capital

FRC

in mil. unless spec.
Sep'23
Dec'24
Mar'24
Total Current Assets
3,557
3,372
3,883
Cash, Cash Equivalents & STI
1,888
1,379
1,593
Accounts Receivable, Net
1,583
1,838
2,180
Inventories
45
109
45
Total Current Liabilities
1,878
1,659
1,862
Payables & Accruals
- -
- -
- -
ST Debt
989
1,014
981
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
21.58%
4.55%
19.23%
Free Cash Flow
-140.28%
-194.73%
-176.48%
Net Income, GAAP
-43.39%
-108.25%
156.34%
Sales/Revenue/Turnover
12.48%
7.5%
18.47%
Total Cash Common Dividend
44.04%
-1.46%
0.17%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1,946
2,329
- -
- -
8,179
2025
- -
- -
- -
- -
9,689
2026
- -
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
-0.05
- -
- -
- -
27.35
2025
- -
- -
- -
- -
69.97
2026
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
15.98
2025
- -
- -
- -
- -
15.98
2026
- -
- -
- -
- -
- -
Business
Capital Asset Planning, Inc. (3965.T) develops and provides financial retail business systems and digital transformation solutions for financial institutions in Japan. The company offers IT solutions including application systems for life insurance companies such as insurance design and application issuing systems, policyholder insurance information provision sites, customer management systems, life planning tools, public pension estimation systems, and retirement simulation systems; systems for banks and securities companies encompassing investment trust and life insurance counter sales support systems, portfolio design systems, individual stock selection systems, defined contribution pension policyholder information systems, and future fund management forecast systems; and the Wealth Management Workstation (WMW), a cloud-based integrated asset management platform, along with the Design Your Goal (DYG) goal-based planning system. It also provides consulting services covering business reform, systemization planning, development project support, and asset management for efficient asset building and business succession, primarily targeting life insurance companies, banks, and securities firms. Founded in 1990 and headquartered in Osaka, Japan, with offices in Tokyo and Fukuoka, the company operates through three main domains: digital transformation solutions for financial institutions, subscriptions via integrated asset management platforms, and asset management consulting; Inform Inc. serves as its consolidated subsidiary. In recent developments, Capital Asset Planning upwardly revised its fiscal year ending September 2025 consolidated operating profit forecast to 525 million yen from 450 million yen, driven by reconstruction of customer management systems for life insurance companies and introduction of paperless application systems for corporations.