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TISCO Financial Group Public Company Limited

TISCO Financial Group Public Company Limited

47T.F
TISCO Financial Group Public Company Limitedundefined flagFrankfurt Stock Exchange
3.12
EUR
+0.02
- -
2.50BMarket Cap
TISCO Financial Group Public Company Limited
47T.F
(Frankfurt Stock Exchange)

Recent

price

3.12

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
13.1
14.28
19.1
21.94
21.05
21.91
22.4
24.08
26.13
25.59
24.03
24.05
23.33
24.62
25.28
25.72
26.34
Revenue per Share
3.75
4.24
5.09
5.55
5.31
5.31
6.25
7.61
8.76
9.08
7.57
8.47
9.02
9.12
8.62
8.32
8.43
Basic EPS, GAAP
-44.62
3.51
11.31
6.17
7.6
-25.61
-19.28
35.99
-5.53
46.12
23.38
3.54
3.56
9.07
16.21
11.26
9.89
Free Cash Flow per Basic Share
1.17
2.13
2.35
2.28
2
2
2.4
3.5
5
7
7.75
6.3
7.15
9.75
7.75
7.75
2
Dividend per Share
17.84
19.37
23.01
26.01
28.02
31.21
34.92
38.88
42.62
44.42
44.72
46.9
48.88
48.22
48.96
49.33
51.53
Book Value per Share
18.99
20.95
24.9
29.98
31.85
34.74
38.42
42.71
46.69
48.54
49.02
51.29
53.32
52.92
53.68
54.12
56.33
Tangible Book Value per Share
770
770
728
765
801
801
801
801
801
801
801
801
801
801
801
801
801
Basic Weighted Avg Shares
10,080
10,993
13,901
16,786
16,855
17,540
17,935
19,278
20,925
20,487
19,236
19,257
18,677
19,712
20,241
20,592
21,087
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
350
304
325
275
230
215
252
351
391
382
657
592
534
568
605
600
593
Depreciation Expense
2,888
3,267
3,705
4,249
4,250
4,250
5,006
6,090
7,016
7,270
6,063
6,785
7,224
7,301
6,901
6,659
6,749
Net Income, GAAP
30.21
32.17
22.45
19.46
19.62
19.52
19.55
19.45
19.39
19.68
19.81
20.11
19.65
19.67
19.7
19.78
19.74
Effective Tax Rate (%)
28.65
29.72
26.65
25.31
25.21
24.23
27.91
31.59
33.53
35.49
31.52
35.23
38.68
37.04
34.09
32.34
32.01
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
15,460
159,875
37,551
55,240
76,075
84,528
75,511
75,096
59,932
29,673
18,297
19,385
17,419
19,483
11,507
15,886
19,722
LT Debt
14,857
16,312
18,251
23,054
25,824
28,194
31,326
34,732
37,829
39,196
39,462
41,200
42,791
42,448
43,045
43,377
45,132
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
22.73
22.81
23.4
23.19
20.07
17.93
18.91
20.61
21.5
20.87
16.99
18.5
18.84
18.78
17.74
16.92
16.44
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
19,478
14,983
18,865
LT Finance Leases
910
903
857
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
801
801
801
Market Capitalization
79,996
86,001
88,200

Working Capital

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
8,174
8,234
9,839
Accounts Receivable, Net
2,541
2,596
2,556
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
7,749
7,150
7,582
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
4.48%
1.93%
0.77%
Free Cash Flow
-129.08%
23.77%
-30.56%
Net Income, GAAP
5.21%
2.09%
-3.51%
Sales/Revenue/Turnover
1.71%
1.41%
1.73%
Total Cash Common Dividend
17%
2.12%
0.02%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
4,945
5,176
5,023
5,097
20,241
2025
4,901
5,034
5,512
5,145
20,592
2026
5,396
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
2.16
2.19
2.14
- -
8.62
2025
2.05
2.05
2.16
- -
8.32
2026
2.17
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
2
- -
7.75
2025
- -
- -
-5.39
- -
7.75
2026
- -
- -
- -
- -
- -
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Business
TISCO Financial Group Public Company Limited operates as a financial holding company providing comprehensive banking, securities, asset management, and support services primarily to individuals, SMEs, and corporations in Thailand. Founded in 1969 as Thailand's first investment bank and headquartered at TISCO Tower, 48/2 North Sathorn Road, Silom, Bangrak, Bangkok 10500, the group offers retail banking products including auto and motorcycle hire purchase, title loans, mortgage loans, SME and inventory financing, and life and non-life insurance; corporate banking encompassing corporate lending and financial advisory, investment banking, and corporate insurance; as well as wealth and asset management services such as deposit services, wealth management with open architecture insurance and mutual funds, securities brokerage, asset management including provident funds, private funds, and mutual funds, and life and non-life insurance. The company conducts operations through four main segments: commercial banking, securities, asset management, and support businesses, with total assets of 285,086 million baht and loans of 235,512 million baht as of second quarter 2025. In recent developments, TISCO expanded partnerships with EV automakers in 2023 and integrated artificial intelligence into financial services through collaborations with technology providers in 2024 to enhance risk assessment, customer recommendations, and operational efficiency; it also acted as lead underwriter for IPOs including NEO Corporate Public Company Limited, received Best Company Performance Awards from SET Awards 2024, and participated in the "You Fight, We Help" debt restructuring program supporting eligible clients through interest rate suspensions and installment reductions.