1. United States of America Stocks

  2. •

    Financial Services

  3. •

    Banks - Regional
WCF Bancorp, Inc.

WCF Bancorp, Inc.

WCFB
WCF Bancorp, Inc.US flagOther OTC
6.00
USD
-0.01
- -
11.18MMarket Cap
1998 Y
1999 Y
2000 Y
2001 Y
2002 Y
2003 Y
2004 Y
2005 Y
2006 Y
2015 Y
2016 Y
2017 Y
2018 Y
TTM
Revenue per Share
0.85
0.87
0.97
1
1.14
1.06
1.06
1.07
0.93
1.3
1.36
1.38
1.29
1.3
Basic EPS, GAAP
0.32
0.3
0.33
0.32
0.38
0.31
0.3
0.29
0.24
0.16
0.05
-0.05
0.09
-0.03
Free Cash Flow per Basic Share
0.36
0.35
0.39
0.36
0.38
0.36
0.4
- -
- -
0.09
0.23
0.38
0.26
0.23
Dividend per Share
0.19
0.18
0.16
0.17
0.19
0.21
0.27
- -
- -
0.17
0.16
0.2
0.2
0.2
Book Value per Share
3.39
3.54
3.96
4.29
4.41
4.45
4.57
2.9
2.56
6.96
6.75
6.57
6.47
6.41
Tangible Book Value per Share
5.6
5.36
5.38
5.74
5.9
5.92
6.04
5.26
4.93
5.92
11.87
11.8
11.5
11.6
Basic Weighted Avg Shares
4
4
4
4
4
4
4
4
4
2
2
2
2
2
Sales/Revenue/Turnover
4
4
4
4
4
4
4
4
4
3
3
3
3
3
Operating Margin (%)
60
- -
55.8
49.62
51.03
45.9
43.67
46.19
38.55
13.23
2.76
3.07
- -
- -
Depreciation Expense
- -
- -
- -
- -
- -
- -
- -
- -
- -
1
1
1
1
1
Net Income, GAAP
1
1
1
1
1
1
1
1
1
- -
- -
- -
- -
- -
Effective Tax Rate (%)
38.1
38.43
37.82
35.26
34.77
36.35
35.15
40.97
33.93
6.97
- -
213.95
8.55
- -
Profit Margin (%)
37.14
34.58
34.7
32.12
33.29
29.22
28.32
27.24
25.47
12.3
3.32
-3.5
7.3
-2.33
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
1
3
8
- -
- -
8
9
10
10
8
6
14
24
14
Total Equity
23
22
21
21
22
23
23
20
19
15
29
28
28
28
Return on Invested Capital (%)
5.57
- -
4.14
3.48
4.56
3.69
3.48
3.54
3.08
1.55
- -
-0.3
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
9.45
8.7
8.64
7.59
8.81
7.04
6.59
7.78
8.66
2.95
0.65
-0.72
1.44
-0.47

Capital Structure

FRC

•

in mil. unless spec.
Sep'18
Dec'18
Mar'19
ST Debt
- -
- -
- -
LT Borrowings
14
24
14
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
3
3
3
Market Capitalization
23
20
20

Working Capital

FRC

•

in mil. unless spec.
Sep'18
Dec'18
Mar'19
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
48
52
51
Accounts Receivable, Net
- -
- -
1
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
2
1
1
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
6.2%
13.23%
-2.32%
Free Cash Flow
- -
- -
-31.48%
Net Income, GAAP
-66.08%
-129.54%
-295%
Sales/Revenue/Turnover
-1.6%
-4.88%
-6.43%
Total Cash Common Dividend
- -
- -
0.26%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
No data availableFinancial data will appear here once available

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
No data availableFinancial data will appear here once available

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
No data availableFinancial data will appear here once available

Company Description

APIChat
CEO
Timothy R. Kluender
Full Time Employees
25
Sector
Financial Services
Industry
Banks - Regional
Address
401 Fair Meadow Drive Webster City IA United States of America 50595
IPO Date
Aug 15, 1994
CIK
0001667944
Website
wcfbank.com
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Business
WCF Bancorp, Inc. operates as the savings and loan holding company for WCF Financial Bank, providing a comprehensive range of banking products and services primarily in Iowa. Its core offerings include checking and savings accounts, money market accounts, certificates of deposit, and consumer and mortgage loans, along with personal, business, agricultural, and commercial real estate loans. The company also issues debit and credit cards and provides safe deposit boxes and other related banking services. Founded in 1934 and headquartered in Webster City, Iowa, WCF Bancorp operates through full-service branches in Webster City, Independence, and Tama. Recent company developments include solid financial performance with increased net income reported in 2025 and continuous efforts to enhance deposit growth supported by economic recovery momentum and stable interest rates. While no major acquisitions or mergers have been disclosed within the last two years, the company remains focused on strategic growth in community banking services and maintaining strong local market presence.

Company News

APIChat

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