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    Financial Services

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    Banks - Regional
Bank Islam Malaysia Berhad

Bank Islam Malaysia Berhad

5258.KL
Bank Islam Malaysia BerhadMY flagMalaysian Stock Exchange
2.15
MYR
- -
- -
4.87BMarket Cap
Bank Islam Malaysia Berhad
5258.KL
(Malaysian Stock Exchange)

Recent

price

2.15

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
1.59
1.43
1.7
1.88
1.29
1.34
1.57
1.62
1.67
1.99
0.79
0.85
0.99
1.05
1.08
1.12
1.12
Revenue per Share
0.21
0.19
0.25
0.26
0.36
0.36
0.35
0.38
0.4
0.45
0.22
0.22
0.23
0.25
0.25
0.25
0.24
Basic EPS, GAAP
0.42
-1.05
-0.05
1.24
-1.88
-0.83
0.99
-0.33
1.56
0.1
0.76
0.22
0.86
-0.57
1.07
0.78
1.61
Free Cash Flow per Basic Share
- -
0.05
0.14
0.08
0.08
0.03
0.02
0.01
0.01
0.02
0.12
0.06
0.11
0.13
0.17
0.15
0.1
Dividend per Share
-0.13
0.96
0.94
1.43
0.99
1.06
1.2
3.45
3.65
3.87
2.4
2.62
3.13
3.17
3.18
3.27
3.27
Book Value per Share
2.81
3.14
3.44
2.82
2.14
2.36
2.63
2.98
3.2
3.61
2.39
2.62
3.13
3.27
3.35
3.54
3.5
Tangible Book Value per Share
1,112
1,112
1,112
1,081
1,494
1,541
1,586
1,634
1,690
1,759
2,546
2,443
2,151
2,251
2,266
2,266
2,266
Basic Weighted Avg Shares
1,771
1,588
1,887
2,031
1,926
2,060
2,486
2,651
2,820
3,497
2,001
2,071
2,125
2,362
2,440
2,534
2,528
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
73
60
57
61
61
83
85
80
84
113
75
77
78
89
87
101
105
Depreciation Expense
231
212
276
279
532
547
559
620
682
787
565
534
492
553
571
557
546
Net Income, GAAP
23.41
28.27
27.3
31.27
28.02
26.54
27.56
25.8
24.78
22.38
22.42
24.13
34.17
25.95
26.13
24.29
24.2
Effective Tax Rate (%)
13.03
13.36
14.64
13.75
27.64
26.57
22.49
23.38
24.18
22.5
28.24
25.8
23.14
23.42
23.41
21.99
21.6
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
163
259
385
1,090
1,133
1,883
1,882
2,236
2,103
2,468
2,026
2,318
2,518
2,605
3,868
4,268
4,246
LT Debt
3,120
3,492
3,828
3,050
3,189
3,696
4,217
4,918
5,495
6,418
6,286
6,400
6,796
7,400
7,656
8,073
7,996
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
26.11
21.55
35.26
35.25
31.72
16.46
11.56
12.13
8.75
8.54
7.48
7.96
7.96
7.63
7.44
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
2,266
2,266
2,266
Market Capitalization
5,190
5,190
5,440

Working Capital

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
4,316
4,089
3,874
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
8.3%
5.16%
5.45%
Free Cash Flow
-36.26%
-61.17%
-26.69%
Net Income, GAAP
1.01%
-0.02%
-2.42%
Sales/Revenue/Turnover
3.93%
4.89%
3.87%
Total Cash Common Dividend
76.24%
11.84%
-10.05%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
590
601
592
656
2,440
2025
628
658
629
619
2,534
2026
621
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.06
0.06
0.06
0.08
0.25
2025
0.06
0.06
0.06
0.08
0.25
2026
0.05
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
0.13
0.17
2025
0.15
- -
- -
- -
0.15
2026
0.1
- -
- -
- -
- -
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Business
Bank Islam Malaysia Berhad is a leading Islamic bank in Malaysia primarily engaged in providing Shariah-compliant banking and financial services. Founded in 1983 and headquartered in Kuala Lumpur, the bank offers a comprehensive suite of products including term deposits; savings, current, and investment accounts such as Al-Awfar, iGain, and Wafiyah Investment Account; personal, home, education, and vehicle financing; debit and credit cards; business investment and SME financing solutions; digital banking services including the BIMB Mobile and BIMB Web platforms; as well as treasury, trade operations, and wealth management services. It also provides specialized Islamic finance products such as Sukuk Murabahah, Ar-Rahnu pawn broking, and zakat management services. Bank Islam focuses on serving retail, corporate, and SME customers across Malaysia. In the past 1-2 years, Bank Islam has undergone significant developments, including operational transformations to enhance resilience and customer service, the issuance of multiple tranches of Sukuk Murabahah totaling several hundred million ringgit, and a key leadership restructuring with appointments to its Board and Shariah Supervisory Council. The bank recently decommissioned its legacy "Go by Bank Islam" mobile app, transitioning customers to the newer BIMB Mobile and BIMB Web platforms to improve digital banking experience. It continues to expand its financial relief and SME support programs while embedding environmental, social, and governance (ESG) principles into its operations. Bank Islam also experienced regulatory scrutiny resulting in monetary penalties for service disruptions and anti-money laundering compliance issues, which it has been addressing as part of ongoing improvements. The bank remains focused on advancing sustainable growth through its LEAP25 five-year strategic roadmap aimed at digitalization, customer centricity, and community empowerment. Overall, Bank Islam Malaysia Berhad operates as Malaysia’s first full-fledged pure-play Islamic financial institution, offering a wide range of Islamic banking products and services in the retail, corporate, and institutional sectors while maintaining strong adherence to Shariah principles and expanding its footprint through innovation and strategic initiatives in the Malaysian financial industry.