Bank Hapoalim B.M.

Bank Hapoalim B.M.

BKHPF
Bank Hapoalim B.M.US flagOther OTC
23.00
USD
- -
- -
30.08BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
10.35
10.61
10.82
9.66
9.39
10.31
9.89
9.82
10.7
13.37
15.94
16.43
18.18
18.12
Basic EPS, GAAP
1.92
2.05
2.32
1.97
1.99
1.95
1.35
1.54
3.68
4.89
5.5
5.72
7.43
7.23
Free Cash Flow per Basic Share
2.78
0.97
8.65
-0.15
7.22
-1.09
5.11
1.59
3.21
-0.42
2.54
9.09
-0.11
6.26
Dividend per Share
0.21
0.34
0.43
0.51
0.65
0.37
0.76
- -
1.11
0.7
1.82
1.71
2.63
3.11
Book Value per Share
- -
- -
- -
26.14
27.44
29.02
29.6
30.6
33.17
37.07
40.76
44.5
49.3
50.21
Tangible Book Value per Share
22.03
23.62
25.04
25.01
26.35
27.54
28.64
29.87
31.99
34.79
39.21
43.56
49.04
49.89
Basic Weighted Avg Shares
1,319
1,321
1,326
1,332
1,333
1,334
1,335
1,336
1,336
1,337
1,337
1,335
1,319
1,314
Sales/Revenue/Turnover
13,653
14,017
14,348
12,863
12,526
13,746
13,204
13,119
14,300
17,874
21,311
21,933
23,983
23,803
Operating Margin (%)
28.02
31.8
35.52
38.58
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
705
667
692
675
623
609
541
599
602
716
802
764
764
764
Net Income, GAAP
2,537
2,713
3,082
2,628
2,660
2,595
1,799
2,056
4,914
6,532
7,360
7,635
9,802
9,502
Effective Tax Rate (%)
33.74
38.81
41.14
48.95
46.05
47.82
53.26
42.6
37.88
35.54
34.87
37.19
34.29
36.41
Profit Margin (%)
18.58
19.36
21.48
20.43
21.24
18.88
13.62
15.67
34.36
36.54
34.54
34.81
40.87
39.92
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
33,980
33,671
34,475
33,560
29,058
30,024
26,853
24,276
26,266
27,473
22,359
20,754
36,449
43,027
Total Equity
29,084
31,216
33,219
34,225
36,004
37,656
38,221
39,899
42,747
46,503
52,430
58,150
64,677
65,547
Return on Invested Capital (%)
4.03
4.26
4.52
3.74
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
- -
- -
- -
15.1
7.45
6.89
4.6
5.12
11.54
13.92
14.15
13.41
15.76
14.94

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
1,316
1,313
1,311
Market Capitalization
79,862
92,418
99,434

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
88,231
71,892
81,501
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
6.95%
10.16%
11.22%
Free Cash Flow
-641.93%
-110.53%
-101.16%
Net Income, GAAP
18.44%
43.35%
28.38%
Sales/Revenue/Turnover
5.77%
13.1%
9.35%
Total Cash Common Dividend
- -
42.73%
51.75%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
5,090
5,732
5,627
5,484
21,933
2025
5,690
6,445
6,701
5,147
23,983
2026
5,510
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1.45
1.67
1.43
- -
5.72
2025
1.83
1.93
2.1
- -
7.43
2026
1.62
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
0.84
0.48
- -
1.71
2025
0.28
0.55
0.97
- -
2.63
2026
0.76
- -
- -
- -
- -

Company Description

APIChatGPT
CEO
Yadin Antebi
Full Time Employees
8,409
Sector
Financial Services
Industry
Banks - Regional
Address
50 Rothschild Boulevard Tel Aviv TA Israel
IPO Date
Sep 17, 2009
Business
Bank Hapoalim B.M. (POLI; BKHPF) operates as one of Israel's largest banks, providing comprehensive retail, corporate, private, and institutional banking services; capital market activities including securities trading, brokerage, custody, currency and derivatives trading, investment portfolio management, underwriting, and issuance management; financial management, research, advisory, and pension services; housing and commercial loans, deposits, savings plans, foreign exchange, cash management, and foreign trade financing; as well as digital banking solutions via platforms such as Hapoalim Internet, Hapoalim Mobile, and the Bit payment application. The bank, founded in 1921 and headquartered at 50 Rothschild Boulevard in Tel Aviv, Israel, maintains over 250 branches, 600 ATMs, and business centers across Israel, with international operations primarily through its New York branch serving Israeli companies in the US, Hapoalim Switzerland, Bank Pozitif in Turkey, and global correspondent banking relationships in the Americas and Europe. It caters to households, small and mid-sized businesses, large corporations, foreign residents, and institutional clients through divisions including Retail Banking, Corporate Banking, Financial Markets and International Banking, and Innovation and Strategy. Recent developments include the appointment of Yadin Antebi as CEO in August 2024 succeeding Dov Kotler and Noam Hanegbi as Chairman of the Board in 2025; sustained growth momentum in 2024 with strong loan expansion and operating profit at 2.9% of risk-weighted assets in 1H25 despite tighter margins; Fitch Ratings affirming its 'A-' issuer default rating with a revised Stable outlook from Negative in October 2025, citing resilient asset quality (impaired loans ratio of 0.5%), adequate CET1 capital buffers at 12%, and a diversified deposit base; an ongoing equity buyback program tranche update in November 2025; and participation in the Bank of Israel's NIS 3 billion lending outline from Q2 2025 to Q1 2027.

Company News

APIChatGPT
  • Bank Hapoalim B.M. (BKHYY) Q1 2026 Earnings Call Transcript

  • Bank Hapoalim B.M. (BKHYY) Q4 2025 Earnings Call Transcript

  • Bank Hapoalim B.M. (BKHYY) Q3 2025 Earnings Call Transcript