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    Financial - Credit Services
Zuoli Kechuang Micro-finance Company Limited

Zuoli Kechuang Micro-finance Company Limited

6866.HK
Zuoli Kechuang Micro-finance Company LimitedHK flagHong Kong Stock Exchange
0.31
HKD
-0.01
- -
359.90MMarket Cap
Zuoli Kechuang Micro-finance Company Limited
6866.HK
(Hong Kong Stock Exchange)

Recent

price

0.31

P/E

ratio

- -

div

yld

- -

ROIC.AI

2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
0.21
0.21
0.21
0.21
0.23
0.26
0.24
0.22
0.21
0.18
0.15
0.15
- -
0.08
Revenue per Share
0.14
0.12
0.12
0.12
0.13
0.12
0.11
0.09
0.1
0.08
0.08
0.05
- -
0.03
Basic EPS, GAAP
-0.05
-0.59
0.08
-0.05
-0.03
-0.02
0.07
0.12
0.06
- -
0.24
0.14
- -
- -
Free Cash Flow per Basic Share
0.08
- -
- -
0.14
- -
- -
0.13
- -
- -
0.05
0.04
0.02
- -
- -
Dividend per Share
1.46
1.17
1.17
1.11
1.22
1.31
1.3
1.39
1
1
1
1
- -
1
Book Value per Share
1.56
1.2
1.18
1.22
1.35
1.46
1.46
1.55
1.62
1.65
1.68
1.72
- -
1.7
Tangible Book Value per Share
377
811
1,170
1,180
1,180
1,180
1,180
1,180
1,180
1,180
1,180
1,180
- -
1,180
Basic Weighted Avg Shares
78
169
245
242
276
307
285
264
252
208
174
176
145
91
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
1
1
1
2
2
7
9
8
8
8
6
5
5
- -
Depreciation Expense
52
93
146
146
149
137
132
110
116
93
93
62
60
37
Net Income, GAAP
25.16
25.03
25.61
25.06
25.57
25.27
25.3
27.3
26.26
27.07
26.28
28.61
29.06
26.37
Effective Tax Rate (%)
65.79
55.34
59.56
60.37
53.89
44.55
46.18
41.81
46.21
44.82
53.15
35.54
41.68
40.22
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
171
175
100
528
532
580
717
663
650
762
596
490
440
524
LT Debt
589
971
1,396
1,465
1,620
1,753
1,746
1,849
1,929
1,962
2,003
2,041
2,041
2,022
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
12.46
12.62
10.94
10.86
9.18
8.54
6.95
8.27
7.91
7.85
5.29
5.12
24.06
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Mar'24
Jun'24
ST Debt
- -
- -
LT Borrowings
- -
- -
LT Finance Leases
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
Shares Outstanding
- -
1,180
Market Capitalization
338
329

Working Capital

FRC

•

in mil. unless spec.
Mar'24
Jun'24
Total Current Assets
- -
- -
Cash, Cash Equivalents & STI
- -
25
Accounts Receivable, Net
- -
- -
Inventories
- -
- -
Total Current Liabilities
- -
- -
Payables & Accruals
- -
- -
ST Debt
- -
- -
Deferred Revenue
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
3.93%
2.01%
0.01%
Free Cash Flow
-610.28%
-1,100.19%
-16.54%
Net Income, GAAP
-7.7%
-10.15%
-3.2%
Sales/Revenue/Turnover
-4.54%
-10.95%
-17.45%
Total Cash Common Dividend
- -
- -
-36.5%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
60
31
- -
174
2024
- -
- -
- -
- -
176
2025
- -
- -
- -
- -
145

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
0.08
2024
- -
- -
- -
- -
0.05
2025
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
0.04
2024
- -
- -
- -
- -
0.02
2025
- -
- -
- -
- -
- -
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Business
Zuoli Kechuang Micro-finance Company Limited (6866.HK) is a China-based microfinance company primarily engaged in providing financing solutions and loan services with flexible terms to customers including those in agricultural businesses, rural development activities, small and medium-sized enterprises, microenterprises, and online retailers. The company offers unsecured loans, guaranteed loans, collateralized loans, pledged loans; agriculture loans, individual business loans, supply chain loans, green loans, internet micro-loans, and other loans targeting sectors such as wholesale and retail, construction, manufacturing, agriculture, forestry, animal husbandry, fishery, and others. Incorporated in 2011 and headquartered at No. 399 Deqing Avenue, Wukang Road, Deqing County, Huzhou, Zhejiang Province, People's Republic of China, it operates principally in Zhejiang Province through subsidiaries including Deqing Jinhui Micro-finance Company Limited (99.76% owned), Hangzhou High-tech District (Binjiang) Xing Yao Pu Hui Micro-finance Co., Ltd. (66% owned), and Zuoli Micro-finance Hong Kong International Investment Company Limited (100% owned). In recent developments, the company increased its equity interest in Xingyao Micro-finance from 60% to 66% in February 2023 by acquiring 6% from non-controlling shareholders for RMB8.244 million; approved and declared final dividends of RMB0.02 per share (RMB23.6 million) for 2023 at its June 2024 annual general meeting; reported interim profit of RMB46.6 million for the six months ended June 30, 2024 (down from RMB58.8 million in 2023); and managed borrowings including repayments of RMB41.1 million to third parties, EUR7.0 million from Euro zone financings, and new CNH32.5 million financing due in 2029, with gross loans and advances to customers at RMB2.66 billion as of June 30, 2024.