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  3. •

    Insurance - Diversified
Walaa Cooperative Insurance Company

Walaa Cooperative Insurance Company

8060.SR
Walaa Cooperative Insurance CompanySA flagSaudi Exchange
10.13
SAR
-0.08
- -
1.29BMarket Cap
Walaa Cooperative Insurance Company
8060.SR
(Saudi Exchange)

Recent

price

10.13

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
6.62
4.42
4.82
4.9
8.1
8.55
10.57
13.04
13.38
12.13
11.56
15.17
17.34
17.87
19.04
11.84
11.4
Revenue per Share
-0.17
0.13
0.5
0.6
0.12
-1.05
2.05
2.51
1.53
0.36
0.78
-1.58
-0.83
1.45
0.62
-1.38
-0.72
Basic EPS, GAAP
0.62
0.32
-0.25
0.36
1.75
1.88
4.78
3.6
0.45
0.48
-0.23
-1.7
0.63
3.93
0.09
-4.41
-1.54
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
0.7
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
3.55
3.61
4
4.53
4.43
5.97
6.71
8.34
9.43
9
9.7
8.4
9.55
9.01
13.52
9.55
9.67
Book Value per Share
3.67
3.77
4.28
5.05
4.06
6
6.9
9
10.57
10.54
11.42
10.64
12.1
11.03
16.33
11.67
11.82
Tangible Book Value per Share
41
41
41
41
41
54
63
63
63
63
75
77
82
102
103
128
128
Basic Weighted Avg Shares
271
181
197
201
332
460
668
824
845
766
867
1,173
1,426
1,817
1,962
1,510
1,455
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
19.43
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
1
1
1
1
2
2
2
3
4
8
10
11
10
24
33
28
28
Depreciation Expense
-7
5
20
25
5
-56
130
158
97
23
59
-122
-68
148
64
-176
-92
Net Income, GAAP
- -
- -
- -
- -
- -
- -
- -
- -
13.29
7.28
26.79
- -
- -
9.2
22.58
- -
23.29
Effective Tax Rate (%)
-2.58
2.86
10.27
12.31
1.46
-12.23
19.43
19.21
11.47
2.96
6.78
-10.41
-4.77
8.14
3.28
-11.65
-6.3
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
2
2
6
6
3
22
15
5
LT Debt
150
154
175
207
168
323
435
569
669
667
915
885
1,116
1,268
1,824
1,673
1,689
Total Equity
- -
- -
- -
- -
- -
- -
32.54
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
-4.67
3.54
13.01
14.12
2.63
-22.35
34.8
33.29
17.26
3.9
9.07
-17.73
-9.49
17.38
5.57
-13.47
-7.17
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
5
LT Borrowings
- -
- -
- -
LT Finance Leases
15
15
5
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
128
128
128
Market Capitalization
1,556
1,301
1,208

Working Capital

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
650
564
672
Accounts Receivable, Net
73
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
5
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
19.21%
14.39%
-8.3%
Free Cash Flow
-544.03%
-1,075.32%
-6,476.5%
Net Income, GAAP
-136.46%
-219.86%
-373.42%
Sales/Revenue/Turnover
14.41%
13.85%
-23.05%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
496
510
471
483
1,962
2025
360
388
390
375
1,510
2026
301
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.39
0.24
0.2
- -
0.62
2025
-0.53
-0.39
-0.08
- -
-1.38
2026
0.13
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
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Business
Walaa Cooperative Insurance Company (Walaa), a Saudi joint-stock cooperative insurer (Tadawul: 8060), provides a comprehensive range of insurance and reinsurance products and services in the Kingdom of Saudi Arabia. The company offers motor insurance including commercial and private comprehensive coverage as well as third-party liability policies; travel insurance; medical marketplace and SME medical insurance; worker health insurance; home, shop, and property all-risk insurance; fire and specified perils property damage coverage; loss of profit and business interruption insurance; engineering insurance such as erection all-risk, contractors' plant and machinery, machinery breakdown, and deterioration of stock; marine cargo and hull insurance; accident and liability insurance; and specialized products encompassing security, private protection, energy downstream, plastic card, fidelity guarantee, trade credit, and saving and protection insurance. Walaa operates through three regional offices and over 70 retail branches across the Kingdom, targeting individuals, SMEs, corporates, and major projects in segments including motor, general property and casualty, health, engineering, marine, and reinsurance. Founded in 2007 and headquartered in Al Khobar, Saudi Arabia, the company, formerly known as Saudi United Cooperative Insurance Company, rebranded to its current name in May 2017. In recent developments, Walaa completed a rights issue in December 2024 raising SAR 468 million to bolster capital for business growth and solvency; acquired an 88% stake in Aspire Underwriting Agency Ltd. in Dubai for approximately SAR 68 million to expand facultative reinsurance in energy, power, and property lines across over 100 countries; and signed a reinsurance contract with Saudi Re for a Surety Bonds Coinsurance Program supporting Public Investment Fund construction projects, with Walaa leading the five-year pool. These initiatives align with Walaa's strategy to diversify operations, enhance reinsurance capabilities, and improve underwriting performance amid expansion in medical and property/casualty lines.