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    Banks - Regional
The Shikoku Bank, Ltd.

The Shikoku Bank, Ltd.

8387.T
The Shikoku Bank, Ltd.JP flagTokyo Stock Exchange
3,195.00
JPY
+5.00
- -
133.82BMarket Cap
The Shikoku Bank, Ltd.
8387.T
(Tokyo Stock Exchange)

Recent

price

3,195.00

P/E

ratio

- -

div

yld

- -

ROIC.AI

2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
TTM
FRC
1,027.29
971.83
1,022.38
934.39
918.81
974.26
1,027.88
956.08
922.28
866.74
873.32
936.08
1,356.39
1,170.64
1,128.39
1,396.65
565.63
Revenue per Share
91.58
46.01
94.8
158.35
135.9
146.96
205.86
167.47
145.8
72.92
156.78
191.07
133.27
174.75
163.28
418.06
77.08
Basic EPS, GAAP
1,282.87
1,312.88
1,941.32
1,944.1
1,799.79
-731.33
1,610.21
-1,104.2
-1,431.8
-2,283.2
5,266.51
7,138.18
-8,742.92
-2,101.8
2,032.09
-697.99
- -
Free Cash Flow per Basic Share
27.5
27.51
27.54
27.5
29.9
29.92
30.01
29.97
35.08
30.08
30.17
30.06
42.51
35.09
47.28
52.55
- -
Dividend per Share
1,688.1
1,711.09
1,782.77
1,915.72
2,043.65
2,169.93
2,332.95
2,503.1
2,604.86
2,657
2,794.49
3,006.04
3,092.94
3,229.53
3,333.87
3,698.87
3,308.25
Book Value per Share
2,090.93
2,244.51
2,481.74
2,660.33
3,098.34
3,161.25
3,187.8
3,383.79
3,400.07
3,191.51
3,696.44
3,661.2
3,554.78
3,982.01
3,791.21
4,534.89
3,977.54
Tangible Book Value per Share
43
43
43
43
43
43
43
43
43
42
42
42
42
42
42
42
42
Basic Weighted Avg Shares
44,375
41,971
44,140
40,333
39,666
42,097
44,283
40,860
39,352
36,800
36,992
38,924
56,477
48,803
47,083
58,280
23,592
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
2,512
3,108
3,093
3,074
3,047
2,875
1,946
2,151
2,410
2,396
2,262
2,212
2,124
1,910
2,301
2,092
- -
Depreciation Expense
3,956
1,987
4,093
6,835
5,867
6,350
8,869
7,157
6,221
3,096
6,641
7,945
5,549
7,285
6,813
17,445
3,215
Net Income, GAAP
17.53
57.06
48.13
32.08
31.71
34.92
26.12
33.41
31.01
- -
28.86
24.48
29.64
21.52
32.01
22.83
31.04
Effective Tax Rate (%)
8.91
4.73
9.27
16.95
14.79
15.08
20.03
17.52
15.81
8.41
17.95
20.41
9.83
14.93
14.47
29.93
13.63
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
49,084
63,792
70,619
75,116
145,543
110,210
128,510
112,699
84,161
70,279
152,522
294,664
8,359
66,380
182,830
229,252
143,836
LT Debt
97,413
102,553
111,522
118,056
135,927
138,136
139,464
147,912
148,039
138,001
158,536
154,620
149,958
168,228
160,211
190,963
167,856
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
5.56
2.71
5.43
8.56
6.87
6.98
9.13
6.9
5.7
2.76
5.75
6.53
4.37
5.53
4.98
11.89
2.38
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Mar'24
Jun'25
Sep'25
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
42
- -
42
Market Capitalization
50,989
50,844
40,166

Working Capital

FRC

•

in mil. unless spec.
Mar'24
Jun'25
Sep'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
217,360
- -
188,556
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
3.63%
4.22%
19.19%
Free Cash Flow
-132.62%
-119.33%
-134.35%
Net Income, GAAP
24.19%
34.07%
156.05%
Sales/Revenue/Turnover
4.48%
11.4%
23.78%
Total Cash Common Dividend
- -
13.62%
11.15%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
14,364
10,847
11,752
11,840
48,803
2025
- -
- -
- -
- -
47,083
2026
- -
- -
- -
- -
58,280

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
43.95
- -
- -
- -
174.75
2025
- -
- -
- -
- -
163.28
2026
- -
- -
- -
- -
418.06

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
35.09
2025
- -
- -
- -
- -
47.28
2026
- -
- -
- -
- -
52.55
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Business
The Shikoku Bank, Ltd. is a Japanese regional bank founded in 1878 and headquartered in Kochi, Japan. The company offers a comprehensive range of financial products and services including deposits; various loan products; foreign exchange transactions; credit guarantee services; leasing; letters of credit; insurance products such as personal annuity, medical/cancer, endowment/children’s, term/income protection, and life and pet insurance; government bonds; and payment-related services including ATM lottery, inheritance-related services, foreign currency reserves, internet banking, and convenience store ATM access. Additionally, it provides business succession consulting, merger and acquisition brokerage support, business matching services, SDGs management support, and operates a venture capital business. The bank also manages computer-related business operations, industrial, economic, and financial research activities, as well as investment business partnership assets. Shikoku Bank primarily serves individual and corporate customers mainly in the Shikoku region with extended operations in major Japanese cities such as Tokyo and Osaka through a network of 104 offices, branches, and sub-branches. Recent major developments include continued strategic expansion of its financial service offerings and digital infrastructure enhancement to support its regional customer base, alongside strengthening its business matching and SDGs management support services. The bank has maintained a stable capital base of ¥25.0 billion and consolidated total assets exceeding ¥3.3 trillion as of March 2024. The bank’s focus remains on reinforcing sound regional banking operations, growth in leasing and investment partnership assets, and expanding its consulting and support services for corporate customers to facilitate business succession and mergers and acquisitions under evolving market conditions. The company operates extensively within the banking, leasing, and other financial businesses segments, targeting regional businesses and individual customers primarily in the Kochi and Tokushima prefectures as well as broader Japan. With a workforce of approximately 1,800 employees, Shikoku Bank continues to build on its legacy of over 140 years as a regional financial institution known for combining traditional banking with innovative financial solutions to meet diverse client needs. This detailed profile reflects the company’s comprehensive service portfolio, geographic reach, and strategic business shifts in the last 1-2 years in alignment with corporate and regional market demands.