Ameris Bancorp

Ameris Bancorp

82.37
USD
+1.75
(+2.17%)
5.54EPS
16.24P/E
6.06BMarket Cap
Oct 22Next Earn

Total Valuation

USD

As of June 30, 2026, Ameris Bancorp carries a market capitalization of 6.06B, placing it among publicly traded companies globally. Its enterprise value stands at 4.22B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap6.06B
Enterprise Value4.22B

Important Dates

Ameris Bancorp's next confirmed earnings release is scheduled for October 22, 2026.

Earnings Date10/22/2026

Share Statistics

As of June 30, 2026, Ameris Bancorp has 67.11M shares outstanding.

Shares Outstanding67.11M

Valuation Ratios

As of June 30, 2026, Ameris Bancorp trades at a trailing price-to-earnings ratio of 16.24. The price-to-sales ratio is 4.97, and the price-to-book ratio stands at 1.48.

PE Ratio16.24
PS Ratio4.97
PB Ratio1.48
P/TBV Ratio2.00
P/FCF Ratio11.75
P/OCF Ratio11.14

Enterprise Valuation

These figures are as of June 30, 2026. The EV/Sales ratio of 3.44 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. Ameris Bancorp trades at an EV/FCF ratio of 8.09, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 4.22B versus a market cap of 6.06B, with the gap driven by net debt and cash on the balance sheet.

EV / Sales3.44
EV / FCF8.09

Financial Position

These figures are as of June 30, 2026.

Debt / Equity33.87

Financial Efficiency

USD

Over the twelve months ended June 30, 2026, Ameris Bancorp posted a return on equity (ROE) of 9.40, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 1.36, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 7.60, useful for judging operating efficiency across full business cycles. The company generates approximately 458,905.70 in revenue per employee across its workforce of 2,677.50, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)9.40
Return on Assets (ROA)1.36
Return on Capital Employed (ROCE)7.60
Revenue Per Employee458,905.70
Employee Count2,677.50

Taxes

USD

Over the twelve months ended June 30, 2026, Ameris Bancorp recorded 108.59M in income tax expense. That works out to an effective tax rate of 22.39, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 484.91M, leaving 376.32M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax108.59M
Effective Tax Rate22.39

Stock Price Statistics

USD

As of the close on October 22, 2026, Ameris Bancorp's stock has gained approximately 12.71% over the past 52 weeks. The 50-day moving average sits at 83.16, while the 200-day moving average is 83.62.

52-Week Price Change12.71%
50-Day Moving Average83.16
200-Day Moving Average83.62

Income Statement

USD

Over the twelve months ended June 30, 2026, Ameris Bancorp generated 1.23B in revenue and converted that into 376.32M in net income, yielding earnings per share of 5.54.

Revenue1.23B
Pretax Income484.91M
Net Income376.32M
Earnings Per Share (EPS)5.54

Balance Sheet

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As of June 30, 2026, Ameris Bancorp holds 3.22B in cash and equivalents against 1.39B in total debt, resulting in a net debt position of 188.24M.

Cash & Cash Equivalents3.22B
Total Debt1.39B
Net Debt188.24M
Equity (Book Value)4.09B
Book Value Per Share60.96

Cash Flow

USD

Ameris Bancorp produced 548.53M in operating cash flow over the twelve months ended June 30, 2026. After subtracting -26.55M in capital expenditures, free cash flow totaled 521.98M - equivalent to 7.71 per share.

Operating Cash Flow548.53M
Capital Expenditures-26.55M
Free Cash Flow521.98M
FCF Per Share7.71

Margins

These figures cover the twelve months ended June 30, 2026.

Pretax Margin39.46
Profit Margin30.63

Dividends & Yields

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Over the twelve months ended June 30, 2026, Ameris Bancorp paid dividends of 0.81 per share. The dividend payout ratio of 14.57 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 8.51, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield is negative at -21.80, meaning Ameris Bancorp raised more capital through share issuance and new debt than it returned via dividends and buybacks.

Dividend Per Share0.81
Payout Ratio14.57
Shareholder Yield-21.80
FCF Yield8.51

Stock Splits

Ameris Bancorp's most recent stock split took place on June 28, 2010 with a 210:211 split ratio.

Last Split Date6/28/2010
Split Ratio210:211