Ameris Bancorp
New York Stock ExchangeTotal Valuation
Ameris Bancorp carries a market capitalization of 5.79B, placing it among publicly traded companies globally. Its enterprise value stands at 4.22B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 5.79B |
| Enterprise Value | 4.22B |
Share Statistics
Ameris Bancorp currently has 67.11M shares outstanding.
| Shares Outstanding | 67.11M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
Ameris Bancorp trades at a trailing price-to-earnings ratio of 16.24. The price-to-sales ratio is 4.97, and the price-to-book ratio stands at 1.48.
| PE Ratio | 16.24 |
| PS Ratio | 4.97 |
| PB Ratio | 1.48 |
| P/TBV Ratio | 2.00 |
| P/FCF Ratio | 10.67 |
| P/OCF Ratio | 11.14 |
Enterprise Valuation
On an enterprise value basis, Ameris Bancorp trades at an EV/EBITDA multiple of 127.79 and an EV/FCF ratio of 7.34.
| EV / Sales | 3.44 |
| EV / EBITDA | 127.79 |
| EV / EBIT | N/A |
| EV / FCF | 7.34 |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 33.87 |
| Debt / EBITDA | 41.93 |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | 9.40 |
| Return on Assets (ROA) | 1.36 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, Ameris Bancorp has paid 108.59M in income taxes, reflecting an effective tax rate of 22.39.
| Income Tax | 108.59M |
| Effective Tax Rate | 22.39 |
Stock Price Statistics
Ameris Bancorp's stock has gained approximately 16.91576% over the past 52 weeks. The 50-day moving average sits at 88.38, while the 200-day moving average is 82.71.
| Beta (5Y) | N/A |
| 52-Week Price Change | 16.91576% |
| 50-Day Moving Average | 88.38 |
| 200-Day Moving Average | 82.71 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, Ameris Bancorp generated 1.23B in revenue and converted that into 376.32M in net income, yielding earnings per share of 5.54.
| Revenue | 1.23B |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 484.91M |
| Net Income | 376.32M |
| EBITDA | 33.04M |
| EBIT | N/A |
| Earnings Per Share (EPS) | 5.54 |
Balance Sheet
Ameris Bancorp holds 3.22B in cash and equivalents against 1.39B in total debt, resulting in a net debt position of 188.24M.
| Cash & Cash Equivalents | 3.22B |
| Total Debt | 1.39B |
| Net Debt | 188.24M |
| Equity (Book Value) | 4.09B |
| Book Value Per Share | 60.96 |
| Working Capital | N/A |
Cash Flow
Ameris Bancorp produced 548.53M in operating cash flow over the past twelve months. After subtracting -26.55M in capital expenditures, free cash flow totaled 521.98M - equivalent to 7.71 per share.
| Operating Cash Flow | 548.53M |
| Capital Expenditures | -26.55M |
| Free Cash Flow | 521.98M |
| FCF Per Share | 7.71 |
Margins
Ameris Bancorp operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 39.46 |
| Profit Margin | 30.63 |
| EBITDA Margin | 2.69 |
Dividends & Yields
The company's payout ratio of 14.57 indicates the proportion of earnings distributed to shareholders.
| Dividend Per Share | 0.81 |
| Dividend Yield | N/A |
| Payout Ratio | 14.57 |
| Shareholder Yield | -21.80 |
| FCF Yield | 9.37 |
Stock Splits
Ameris Bancorp's most recent stock split took place on March 11, 2005 with a 5:6 split ratio.
| Last Split Date | 3/11/2005 |
| Split Ratio | 5:6 |
Scores
Ameris Bancorp posts an Altman Z-Score of 0.31, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.31 |