Ameris Bancorp

Ameris Bancorp

ABCB
Ameris BancorpUS flagNew York Stock Exchange
82.77
USD
-1.86
- -
5.57BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
6.16
7.67
7.66
9.29
9.8
10.61
11.77
15.28
14.27
15.15
15.11
16.04
17.15
17.65
Basic EPS, GAAP
0.76
1.48
1.29
2.1
2
2.81
2.76
3.78
5.43
5.01
3.9
5.21
6.02
6.38
Free Cash Flow per Basic Share
0.68
-0.44
-1.19
-2.35
-1.8
-2.75
-16.28
11.27
-0.23
15.16
7.99
2.05
5.4
7.41
Dividend per Share
0.06
0.17
0.2
0.25
0.4
0.38
0.42
0.6
0.6
0.6
0.6
0.6
0.81
0.81
Book Value per Share
4.62
5.64
5.87
7.3
8.47
9.88
9.91
10.73
15.53
19.99
23.38
27.99
33.36
34.94
Tangible Book Value per Share
10.35
11.33
12.83
14.66
18.07
20.73
24.74
23.78
26.33
30
33.68
38.73
43.91
44.25
Basic Weighted Avg Shares
24
26
32
34
37
43
58
69
69
69
69
69
68
68
Sales/Revenue/Turnover
147
199
243
319
361
458
688
1,058
991
1,049
1,043
1,104
1,174
1,203
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
6
9
12
14
13
20
41
55
48
54
46
47
38
36
Net Income, GAAP
20
39
41
72
74
121
161
262
377
347
269
359
412
435
Effective Tax Rate (%)
31.69
31.1
28.02
31.49
40.82
20.11
23.7
23
24.03
23.52
24.61
24.62
22.78
22.59
Profit Margin (%)
13.59
19.44
16.78
22.6
20.37
26.44
23.45
24.76
38.04
33.05
25.81
32.5
35.12
36.14
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
240
120
85
538
336
171
1,526
550
866
2,004
640
424
692
1,023
Total Equity
317
366
515
646
804
1,456
2,470
2,647
2,966
3,197
3,427
3,752
4,076
4,082
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
18.16
29.91
24.53
32.98
26.14
32.8
32.11
39.61
41.38
28.15
17.96
20.27
19.58
19.85

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
471
692
1,023
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
69
68
67
Market Capitalization
5,032
5,084
5,314

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
3,175
3,296
1,577
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
25.3%
9.03%
8.65%
Free Cash Flow
-589.92%
-1,318.63%
162.69%
Net Income, GAAP
30.04%
12.33%
14.91%
Sales/Revenue/Turnover
18.62%
2.22%
6.33%
Total Cash Common Dividend
26.8%
6.55%
33.27%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
257
290
275
281
1,104
2025
277
292
305
299
1,174
2026
306
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1.08
1.32
1.44
1.37
5.21
2025
1.28
1.6
1.55
1.59
6.02
2026
1.64
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.15
0.15
0.15
0.15
0.6
2025
0.21
0.2
0.2
0.2
0.81
2026
0.21
- -
- -
- -
- -

Company Description

APIChat
CEO
H. Palmer Proctor Jr.
Full Time Employees
2,045
Sector
Financial Services
Industry
Banks - Regional
Address
3490 Piedmont Road NE Atlanta GA United States of America 30305
IPO Date
May 19, 1994
Business
Ameris Bancorp Ameris Bancorp serves as the bank holding company for Ameris Bank, a state-chartered institution headquartered in Atlanta, Georgia, that delivers a comprehensive suite of banking, lending, and financial services to retail and commercial customers across the Southeast United States and nationwide through specialized channels. Founded in 1971, Ameris Bank maintains over 200 financial centers in Georgia, Alabama, Florida, South Carolina, and North Carolina, with additional mortgage-only locations in Virginia, Maryland, and Tennessee; it operates through four primary segments including the Banking Division, Retail Mortgage Division, Warehouse Lending Division, and Premium Finance Division, generating the majority of revenue from traditional banking activities. Core offerings encompass deposit products such as commercial and retail checking accounts, interest-bearing savings, money market accounts, individual retirement accounts, and certificates of deposit; lending solutions feature commercial real estate, residential mortgage, agricultural, commercial and industrial loans, consumer loans including motor vehicle, home improvement, home equity, and personal lines of credit, alongside insurance premium financing, equipment finance, small business administration loans, and warehouse lending services; additional services include treasury and cash management, wealth management, mortgage refinancing, business cards, SBA lending, positive pay fraud prevention, IntraFi network deposits, and specialized industry solutions for agribusiness, attorneys, dental practices, education, healthcare, manufacturing, municipals, nonprofits, professional services, water and waste disposal, and veterinary banking. Geographically focused on the Southeast and Mid-Atlantic, the company targets consumers, small businesses, and mid-sized enterprises with tailored products emphasizing liquidity management, capital access, and operational efficiency. Recent developments include the authorization in October 2025 of an expanded $200 million common stock repurchase program extending through October 2026, following $36.3 million repurchased under the prior plan, alongside robust third-quarter 2025 financial results reflecting net interest margin expansion to 3.77%, loan growth of $334.9 million, total assets of $26.68 billion, and strengthened credit quality with net charge-offs at 0.14%; the company continues its strategy of regional expansion through selective acquisitions while transitioning its common stock listing to the NYSE under the ABCB ticker in July 2024.

Company News

APIChat
  • Is Ameris Bancorp (ABCB) Stock Outpacing Its Finance Peers This Year?

  • What Makes Ameris Bancorp (ABCB) a New Buy Stock

  • Ameris Bancorp (ABCB) Is Up 2.92% in One Week: What You Should Know

  • Ameris Bancorp (ABCB) Q1 2026 Earnings Call Transcript

  • Ameris Bancorp (ABCB) Q1 Earnings: Taking a Look at Key Metrics Versus Estimates

  • Ameris Bancorp (ABCB) Tops Q1 Earnings and Revenue Estimates

  • Ameris Bancorp Announces First Quarter 2026 Financial Results

  • Unlocking Q1 Potential of Ameris Bancorp (ABCB): Exploring Wall Street Estimates for Key Metrics

  • A Look at Ameris Bancorp (ABCB) After 3.2% Gain -- GF Value $63.01 vs Price $85.28

  • Ameris Bancorp (ABCB) Earnings Expected to Grow: What to Know Ahead of Next Week's Release

  • Can Ameris Bancorp (ABCB) Keep the Earnings Surprise Streak Alive?

  • Are You Looking for a Top Momentum Pick? Why Ameris Bancorp (ABCB) is a Great Choice

  • Are Finance Stocks Lagging Ameris Bancorp (ABCB) This Year?

  • Aberdeen Group plc Has $22.56 Million Stake in Ameris Bancorp $ABCB

  • Ameris Bancorp to Announce First Quarter 2026 Earnings on April 23, 2026

  • Burns Matteson Capital Management LLC Purchases New Stake in Ameris Bancorp $ABCB

  • Congress Asset Management Co. Increases Stock Holdings in Ameris Bancorp $ABCB

  • Ameris Bancorp Announces Quarterly Dividend

  • Algert Global LLC Increases Holdings in Ameris Bancorp $ABCB

  • 10,355 Shares in Ameris Bancorp $ABCB Acquired by Fieldview Capital Management LLC