Achiko AG Achiko AG (ACHKF) operates as a technology platform company focused on delivering consumer-facing digital services, with primary activities in payment solutions, gamified social engagement tools, and emerging fintech offerings such as buy now pay later (BNPL) features; it also develops modular platforms integrable with retail, lifestyle, and health service providers. Founded in 2018 and headquartered in Zurich, Switzerland, the company maintains an expansive operational footprint in Indonesia and across Southeast Asia, bridging European innovation with dynamic Asian growth markets while targeting mobile-first users in local economies. Its portfolio historically encompassed health technology solutions, including the AptameX biotechnology platform for aptamer-based diagnostics—such as rapid COVID-19 tests with high sensitivity and specificity—and the Teman Sehat mobile app for digital health passporting, payment, booking management, and diagnostic testing, alongside Mimopay for secure payment solutions serving game publishers and digital content providers.
Achiko AG bridges fintech and digital innovation by offering payment solutions tailored to local economies; gamified social engagement tools to boost user retention; BNPL services enabling interest-free installments; and modular platforms for seamless integration into retail, lifestyle, and health sectors, serving consumers, merchants, and service providers primarily in Indonesia and Southeast Asia.
Recent developments include a strategic investment in EmpatKali via a USD 100,000 convertible note to expand BNPL services in Indonesia; a memorandum of understanding with Hypothekarbank Lenzburg AG to deliver a digital wallet and financial services app in Switzerland, leveraging open banking and Finstar technology; and a pivot from COVID-19 diagnostics—where it achieved CE Mark approval for AptameX, secured contracts like 5 million monthly tests with Nahdlatul Ulama, and pursued production scaling in Taiwan, Spain, and Indonesia—to broader consumer digital platforms amid post-pandemic market shifts. The company strengthened its leadership with a new president and SVP of commercialization in 2023, while navigating production and solvency challenges through equity financing up to USD 10.5 million from RiverFort Global Opportunities and operational reorganizations. As of late 2023, Achiko AG entered liquidation proceedings and was delisted from the SIX Swiss Exchange, with its website now emphasizing ongoing digital service innovations despite the wind-down.