Finance House
AADX:FH1.99
AED
-0.04
(-1.97%)
ISIN
AEF000401016
Return %
Stock
S&P 500
1Y
-9.55
14.20
3Y
-6.57
81.12
5Y
10.56
68.34
Capital Structure
FRC
•
in mil. unless spec.Working Capital
FRC
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in mil. unless spec.Growth Rates
FRC
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in mil. unless spec.Quarterly Revenue
FRC
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in mil. unless spec.Quarterly Earnings Per Share
FRC
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in mil. unless spec.Quarterly Dividends Per Share
FRC
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in mil. unless spec.Company Description
- CEO
- Raman Tirunelveli Kuppuswamy
- Sector
- Finance
- Industry
- Finance/Rental/Leasing
- Address
- Abu Dhabi United Arab Emirates
- IPO Date
- Apr 24, 2004
- Website
- financehouse.ae
- Similar Companies
- Business
- Finance House PJSC is a United Arab Emirates-based public joint-stock financial institution that provides a comprehensive suite of commercial, retail, and investment banking services, alongside brokerage and asset management solutions. Founded in 2004 and headquartered in Abu Dhabi, United Arab Emirates, the company operates across key commercial centers in the UAE, maintaining operational branches and offices in Abu Dhabi, Dubai, and Sharjah. The company conducts its operations through distinct business segments, catering to individual retail customers, high-net-worth individuals, small and medium-sized enterprises (SMEs), and large corporate and institutional clients. Its commercial and corporate financing portfolio includes working capital financing, term loans, project finance, real estate financing, loan syndication, and trade finance facilities; cash management and payroll administration via the UAE Wages Protection System (WPS); commercial guarantees including Smart Guarantee instruments; and institutional liquidity solutions comprising fixed deposits, Flexi deposits, and Multi-Year Fixed Deposits (MYFD). In the retail finance segment, the institution provides personal lending solutions, gold-backed loans, home mortgage financing, and auto finance; consumer credit cards including Platinum, CartNet, Forsa, Sanad, and Rabeh cards; and digital retail services through the Finance House mobile banking application. Through its investment banking subsidiary, FH Capital P.J.S., the group delivers corporate finance advisory, equity and debt capital market solutions, asset management, and financial restructuring services. Through Finance House Securities LLC, it offers equity brokerage and trading services on the Abu Dhabi Securities Exchange (ADX) and Dubai Financial Market (DFM), along with SCA-regulated share registrar management, initial public offering (IPO) administration, dividend distribution services, and general assembly management. Furthermore, the group maintains strategic exposure in non-life insurance via its affiliate Insurance House PJSC, covering motor, medical, property, and casualty insurance lines. In recent operational and strategic developments, Finance House has accelerated its group-wide digital transformation roadmap, migrating core operational workflows to scalable cloud infrastructure and launching digitally enabled lending and account services to streamline customer acquisition and service delivery. Strategically, the institution has focused on balance sheet optimization, actively enhancing capital adequacy ratios, reinforcing liquidity buffers, and restructuring asset quality to mitigate elevated funding cost pressures in a fluctuating interest rate environment. The group has also maintained structured operational service-level agreements across IT, legal, and corporate functions with its affiliate Insurance House PJSC, sustained strategic associate holdings in financial technology and digital payment entities such as Empay LLC, and expanded its corporate registrar and financial advisory mandates across the UAE financial market.