- Business
- AmTrust Financial Services, Inc. is a multinational property and casualty insurance company headquartered in New York City, founded in 1998. The company provides a broad range of core insurance products and services, including workers' compensation, general liability, business owners policies (BOP), cyber liability, employment practices liability insurance (EPLI), commercial auto liability, excess and surplus (E&S) lines, specialty commercial property and casualty insurance, extended warranty, and specialty risk insurance. AmTrust serves diverse customer segments including small businesses, professional services, financial institutions, and middle-market clients across the United States, United Kingdom, and Continental Europe through both direct operations and managing general agencies (MGAs).
The company’s product offerings are organized into key business segments: Small Commercial Business Insurance; Specialty Program Business Insurance; and Specialty Risk and Extended Warranty. AmTrust’s Small Commercial segment focuses on workers’ compensation and commercial package insurance for businesses in industries such as retail, restaurants, medical and professional offices. Its Specialty Program segment offers customized workers’ compensation, general liability, and excess surplus lines through MGAs, while its Specialty Risk and Extended Warranty segment provides tailored coverage for accidental damage and payment protection plans linked to consumer and commercial goods.
In recent major developments, AmTrust entered a strategic partnership with Blackstone Credit & Insurance in 2025 to spin off certain MGA and fee businesses in the U.S., UK, and Europe into an independent new company, structured to benefit from organic growth and expanded alliances while AmTrust remains a key underwriter under a long-term capacity agreement. Concurrently, the company expanded its Excess and Surplus (E&S) division with new product lines in property, environmental, and builders risk insurance, as well as leadership appointments in the division, reflecting a strategic focus on growth within the E&S market. AmTrust also announced quarterly cash dividends on preferred stock and leadership enhancements in its field operations and marketing functions to support its ongoing business development.
AmTrust operates globally with a workforce of approximately 6,000 employees and maintains a strong presence in commercial P&C insurance and workers’ compensation markets. The company leverages an extensive distribution network through its MGAs and direct channels to support a diverse client base, emphasizing risk management expertise and innovative insurance solutions.
This detailed description reflects AmTrust Financial Services, Inc.’s comprehensive product suite, geographic reach, and recent strategic initiatives as of late 2025.