Affirm Holdings, Inc.

Total Valuation

Affirm Holdings, Inc. carries a market capitalization of 25.33B, placing it among publicly traded companies globally. Its enterprise value stands at 34.92B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Share Statistics

Affirm Holdings, Inc. currently has 337.18M shares outstanding.

Valuation Ratios

Affirm Holdings, Inc. trades at a trailing price-to-earnings ratio of 14.35. The price-to-sales ratio is 6.50, and the price-to-book ratio stands at 5.01.

Enterprise Valuation

On an enterprise value basis, Affirm Holdings, Inc. trades at an EV/EBITDA multiple of 29.73 and an EV/FCF ratio of 10.75. The EV/Sales ratio of 8.19 reflects the premium investors are willing to pay for the company's revenue stream, while the EV/EBIT multiple of 40.09 provides insight into valuation relative to core operating earnings.

Financial Position

Affirm Holdings, Inc. maintains a current ratio of 55.07, meaning it holds 55.1x the short-term assets needed to cover near-term liabilities. The debt-to-equity ratio is 182.77, indicating elevated leverage, while an interest coverage ratio of 2.59 demonstrates limited ability to service its debt obligations.

Financial Efficiency

Affirm Holdings, Inc. posts a return on equity of 45.13 and a return on invested capital of 16.23.

Taxes

Over the trailing twelve months, Affirm Holdings, Inc. has paid -1.44B in income taxes, reflecting an effective tax rate of 9.71.

Stock Price Statistics

Affirm Holdings, Inc.'s stock has gained approximately 2.75116% over the past 52 weeks. The 50-day moving average sits at 73.81, while the 200-day moving average is 66.81.

Income Statement

Over the trailing twelve months, Affirm Holdings, Inc. generated 4.26B in revenue and converted that into 1.93B in net income, yielding earnings per share of 5.53. EBITDA reached 1.17B, while operating income came in at 870.99M.

Balance Sheet

Affirm Holdings, Inc. holds 2.60B in cash and equivalents against 10.02B in total debt, resulting in a net debt position of 8.36B. Total book value stands at 5.48B, with working capital of 12.54B providing operational flexibility.

Cash Flow

Affirm Holdings, Inc. produced 1.23B in operating cash flow over the past twelve months. After subtracting -238.35M in capital expenditures, free cash flow totaled 992.63M - equivalent to 2.92 per share.

Margins

Affirm Holdings, Inc. operates with a gross margin of 68.07, reflecting its pricing power and cost economics. The operating margin of 20.44 and net profit margin of 45.29 provide insight into operational efficiency.

Dividends & Yields

Scores

Affirm Holdings, Inc. posts an Altman Z-Score of 2.95, near the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.