Affirm Holdings, Inc.
NASDAQ Global SelectRecent
price
P/E
ratio
div
yld
- -
ROIC.AI
Capital Structure
•
in mil. unless spec.Working Capital
•
in mil. unless spec.Growth Rates
•
in mil. unless spec.Quarterly Revenue
•
in mil. unless spec.Quarterly Earnings Per Share
•
in mil. unless spec.Quarterly Dividends Per Share
•
in mil. unless spec.- Similar Companies
- Business
- Affirm Holdings, Inc. (NasdaqGS: AFRM) operates as a financial technology company that provides buy now, pay later (BNPL) consumer lending services and banking products primarily through digital platforms. The company offers a range of financing solutions, including point-of-sale installment loans for online and in-store purchases; Affirm Card, a debit card with built-in BNPL functionality; savings accounts and high-yield savings products; and Affirm App for personal loans and payment management. Affirm partners with merchants across e-commerce, retail, travel, and healthcare sectors to integrate its payment options seamlessly at checkout, targeting individual consumers seeking flexible, transparent financing alternatives to credit cards. Founded in 2012 and headquartered in San Francisco, California, Affirm conducts operations across the United States, Canada, and Australia, serving millions of users and thousands of merchant partners. The company leverages proprietary machine learning algorithms for real-time credit risk assessment and fraud prevention, emphasizing no hidden fees, late charges, or compounding interest in its lending model. In recent developments, Affirm expanded its merchant partnerships with major brands such as Amazon, Walmart, and Peloton; launched new offerings including the Affirm Card Pro for businesses and enhanced international BNPL capabilities in Canada; and completed strategic acquisitions like Returnly in 2022 to bolster post-purchase experiences, with ongoing expansions into auto financing and B2B payments as of 2025.
Company News
Can Affirm Sustain Profitability Amid Funding Cost Pressures?
Klarna Falls 3% as Selling Persists Weeks After Its Guidance Cut; Affirm Advances 2%
Sensitive Sector: Why Are Upstart, Affirm, and SoFi Dropping Faster Than the Broader Equities Market?
Amazon Expands UK BNPL Footprint With Affirm Partnership
Consumer Lending Stocks Slide While Financials Barely Budge: Upstart and Affirm Drop 4%, SoFi Eases
Affirm Holdings, Inc. (AFRM) is Attracting Investor Attention: Here is What You Should Know
Affirm Bets on Where Borrowers Are Headed
Upstart, Affirm, and SoFi All Lend to the Same Borrowers. Only One of Them Funds With Deposits.
Never had to cut staff to buy more AI tokens, says Affirm CEO as it rolls out AI underwriting
Here's How Affirm's AI Upgrade Could Strengthen Credit Underwriting
EXCLUSIVE: Affirm Rebuilds Underwriting to Approve Borrowers a Credit Score Can't See
Affirm launches transformer-based machine learning model for real-time underwriting
Affirm launches transformer-based machine learning model for real-time underwriting
Bitcoin and crypto stocks remain down after US senate fails to advance regulatory bill
Affirm Holdings (AFRM) Rises As Market Takes a Dip: Key Facts
Options Corner: AFRM Needs to Reaffirm Technical Strength
AI Slowdown Fears, Rising Crude Send Stock Futures Lower
Here Are Monday’s Top Wall Street Analyst Research Calls: Accenture, Chime Financial, Crown Castle, Dick’s Sporting Goods, EchoStar Corporation, GE Vernova, Honeywell Aerospace, IREN Limited, and More
Affirm Rallies 5% as Midweek Selloff Unwinds, Klarna and PayPal Tick Up
Affirm Holdings, Inc. (AFRM) Is a Trending Stock: Facts to Know Before Betting on It