AIB Group plc

AIB Group plc

AIBG.L
AIB Group plcGB flagLondon Stock Exchange
880.00
GBp
+6.00
- -
18.68BMarket Cap
AIB Group plc
AIBG.L
(London Stock Exchange)

Recent

price

880.00

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
-530.66
0.4
0.31
0.88
1.21
0.97
0.97
1.11
1.06
0.98
0.87
0.87
1.08
1.79
2
- -
364.04
Revenue per Share
-1,427.75
-1.14
-1.72
-0.77
0.44
0.34
0.5
0.41
0.4
0.12
-0.28
0.24
0.29
0.78
0.96
- -
213.32
Basic EPS, GAAP
-1,945.57
-7.99
-0.96
1.82
-0.62
-0.12
1.11
-0.63
-0.06
1.37
5.95
5.05
-1.73
-0.41
1.29
- -
- -
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
0.16
0.01
0.09
0.12
0.17
0.02
0.02
0.05
0.06
0.28
- -
- -
Dividend per Share
-706.2
4.63
4.02
3.65
4.67
3.78
4.15
4.83
0.62
0.62
0.62
0.62
0.62
0.62
0.59
- -
1,687.03
Book Value per Share
575.03
6.94
5.38
4.93
5.43
4.37
4.7
4.71
4.85
4.9
4.6
4.67
4.21
5.37
5.89
- -
2,646.37
Tangible Book Value per Share
7
2,054
2,068
2,085
2,094
2,714
2,714
2,714
2,714
2,714
2,714
2,714
2,688
2,636
2,459
- -
4
Basic Weighted Avg Shares
-3,803
830
637
1,831
2,531
2,628
2,632
3,000
2,874
2,655
2,373
2,363
2,911
4,720
4,915
4,508
1,312
Sales/Revenue/Turnover
454.17
- -
-603.61
-92.68
42.75
71.77
62.54
- -
- -
- -
- -
- -
- -
- -
- -
- -
48.81
Operating Margin (%)
180
115
120
124
111
74
109
141
162
246
315
327
295
294
295
284
- -
Depreciation Expense
-10,232
-2,338
-3,557
-1,597
915
1,380
1,356
1,114
1,092
327
-769
647
767
2,061
2,354
2,141
769
Net Income, GAAP
- -
- -
- -
- -
20.7
27.9
19.38
14.7
12.43
27.05
- -
- -
13.07
14.04
12.99
10.84
15.74
Effective Tax Rate (%)
269.05
-281.69
-558.4
-87.22
36.15
52.51
51.52
37.13
38
12.32
-32.41
27.38
26.35
43.67
47.89
47.49
58.6
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
21,223
17,572
12,523
11,371
10,027
10,079
8,518
5,722
6,785
8,910
7,599
7,841
9,096
11,218
10,717
11,050
59,309
LT Debt
4,349
14,463
11,355
10,494
11,572
12,148
13,148
13,355
13,858
14,230
13,421
13,660
12,261
15,069
15,427
14,691
10,313
Total Equity
- -
- -
- -
- -
3.94
6.2
6.04
- -
- -
- -
- -
- -
- -
- -
- -
- -
0.79
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
-39.93
-20.05
10.52
9.32
12.59
9.14
14.74
19.28
-45.34
38.15
45.56
124.61
152.26
153.48
11.46
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Jun'08
Sep'08
Dec'08
ST Debt
12,884
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
- -
- -
4
Market Capitalization
- -
- -
- -

Working Capital

FRC

in mil. unless spec.
Jun'08
Sep'08
Dec'08
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
1,145
- -
5,277
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
12,884
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
2.26%
2.41%
-4.77%
Free Cash Flow
-359.88%
-91.76%
160.98%
Net Income, GAAP
-41.85%
1.66%
-9.05%
Sales/Revenue/Turnover
7.25%
16.15%
-8.28%
Total Cash Common Dividend
- -
109.17%
61.49%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
4,720
2024
- -
- -
- -
- -
4,915
2025
- -
- -
- -
- -
4,508

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
0.78
2024
- -
- -
- -
- -
0.96
2025
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
0.06
2024
- -
- -
- -
- -
0.28
2025
- -
- -
- -
- -
- -
Business
AIB Group plc provides a comprehensive range of banking and financial solutions to retail, business, and corporate customers. The institution operates through dedicated divisions encompassing personal banking, corporate and institutional services, wealth management, and its distinct UK operations. It offers a variety of deposit accounts, including current, savings, demand, notice, fixed-term, junior, student, and foreign currency options. The Group provides extensive lending facilities, from personal, vehicle, home improvement, and educational loans to specialized business, farm development, startup, investment, future growth, and Brexit-related financing. Its offerings further include graduate and corporate lending, asset financing, energy efficiency loans, forestry finance, invoice and prompt payment facilities, insurance premium funding, debt financing, real estate finance, credit lines for businesses and farmers, government credit guarantees, and overdraft services, alongside venture capital funds and residential mortgages. In addition to core banking, AIB Group delivers credit and debit cards, a diverse array of investment funds, and comprehensive protection products such as life, home, car, travel, and business succession insurance, as well as various pension solutions. The company also facilitates robust payment systems, merchant services, sophisticated cash management tools, foreign exchange rate services, comprehensive foreign currency and interest rate risk management solutions, international cash flow management, and trade finance products like documentary collections, import and export letters of credit, standby letters of credit, and bank guarantees. AIB Group is strategically focused on empowering a sustainable future, evidenced by its substantial Climate Action Fund and its ambition for green and transition lending to represent a significant portion of its new financing by 2030. The institution is continually investing in its digital transformation to enhance customer experience and operational efficiency across its extensive network. AIB Group maintains a strong presence with over 170 branches in the Republic of Ireland and a network of branches in Northern Ireland, along with key operations in Great Britain, extending its Capital Markets reach to European and North American projects. Founded in 1825 and headquartered in Dublin, Ireland, AIB Group achieved full private ownership in June 2025.