Ally Financial Inc.
New York Stock ExchangeTotal Valuation
Ally Financial Inc. carries a market capitalization of 12.55B, placing it among publicly traded companies globally. Its enterprise value stands at 6.52B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 12.55B |
| Enterprise Value | 6.52B |
Share Statistics
Ally Financial Inc. currently has 307.41M shares outstanding.
| Shares Outstanding | 307.41M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
Ally Financial Inc. trades at a trailing price-to-earnings ratio of 9.47. The price-to-sales ratio is 1.30, and the price-to-book ratio stands at 0.53.
| PE Ratio | 9.47 |
| PS Ratio | 1.30 |
| PB Ratio | 0.53 |
| P/TBV Ratio | 0.93 |
| P/FCF Ratio | 1.48 |
| P/OCF Ratio | 2.93 |
Enterprise Valuation
On an enterprise value basis, Ally Financial Inc. trades at an EV/EBITDA multiple of 4.61 and an EV/FCF ratio of 0.78.
| EV / Sales | 0.70 |
| EV / EBITDA | 4.61 |
| EV / EBIT | N/A |
| EV / FCF | 0.78 |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 134.99 |
| Debt / EBITDA | 14.90 |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | 5.68 |
| Return on Assets (ROA) | 0.71 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, Ally Financial Inc. has paid 339.00M in income taxes, reflecting an effective tax rate of 19.54.
| Income Tax | 339.00M |
| Effective Tax Rate | 19.54 |
Stock Price Statistics
Ally Financial Inc.'s stock has gained approximately 15.81777% over the past 52 weeks. The 50-day moving average sits at 42.30, while the 200-day moving average is 41.54.
| Beta (5Y) | N/A |
| 52-Week Price Change | 15.81777% |
| 50-Day Moving Average | 42.30 |
| 200-Day Moving Average | 41.54 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, Ally Financial Inc. generated 9.37B in revenue and converted that into 1.40B in net income, yielding earnings per share of 4.45.
| Revenue | 9.37B |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 1.74B |
| Net Income | 1.40B |
| EBITDA | 1.41B |
| EBIT | N/A |
| Earnings Per Share (EPS) | 4.45 |
Balance Sheet
Ally Financial Inc. holds 29.06B in cash and equivalents against 21.07B in total debt, resulting in a net debt position of 11.43B.
| Cash & Cash Equivalents | 29.06B |
| Total Debt | 21.07B |
| Net Debt | 11.43B |
| Equity (Book Value) | 23.17B |
| Book Value Per Share | 74.63 |
| Working Capital | N/A |
Cash Flow
Ally Financial Inc. produced 4.16B in operating cash flow over the past twelve months. After subtracting -4.16B in capital expenditures, free cash flow totaled -1.00M - equivalent to 0.00 per share.
| Operating Cash Flow | 4.16B |
| Capital Expenditures | -4.16B |
| Free Cash Flow | -1.00M |
| FCF Per Share | 0.00 |
Margins
Ally Financial Inc. operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 18.52 |
| Profit Margin | 14.90 |
| EBITDA Margin | 15.09 |
Dividends & Yields
The company's payout ratio of 29.63 indicates the proportion of earnings distributed to shareholders.
| Dividend Per Share | 1.58 |
| Dividend Yield | N/A |
| Payout Ratio | 29.63 |
| Shareholder Yield | -21.45 |
| FCF Yield | 67.67 |
Stock Splits
Ally Financial Inc.'s most recent stock split took place on April 10, 2014 with a 1:310 split ratio.
| Last Split Date | 4/10/2014 |
| Split Ratio | 1:310 |
Scores
Ally Financial Inc. posts an Altman Z-Score of 0.09, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.09 |