Ally Financial Inc.

Ally Financial Inc.

ALLY
Ally Financial Inc.US flagNew York Stock Exchange
43.73
USD
+0.14
- -
13.30BMarket Cap
Ally Financial Inc.
ALLY
(New York Stock Exchange)

Recent

price

43.73

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
38.73
10.71
14.57
13.14
14.69
15.36
14.94
15.42
15.96
18.6
19.91
24.22
29.18
29.86
28.99
28.29
30.99
Revenue per Share
-0.68
-2.3
0.95
-0.94
1.83
-2.65
2.16
2.05
2.97
4.36
2.89
8.28
5.06
2.79
1.82
2.39
4.28
Basic EPS, GAAP
32.46
-2.51
-5.8
-13.95
-13.47
0.88
2.69
0.06
1.04
0.07
-1.55
-2.97
8.57
5.92
3.48
-1.76
2.45
Free Cash Flow per Basic Share
5.05
1.98
1.94
1.69
0.56
5.32
0.22
0.41
0.57
0.69
0.77
1.05
1.56
1.57
1.57
1.58
1.58
Dividend per Share
32.76
29.91
31.41
27
29.46
26.44
28.52
30.87
32.77
38.51
39.24
43.58
35.2
37.62
37.94
42.7
44.38
Book Value per Share
22.43
22.55
29.1
27
29.46
26.38
28
30.33
32.03
37.28
38.19
40.76
32.12
35.17
35.95
42.09
43.75
Tangible Book Value per Share
248
413
413
480
481
483
481
454
425
393
376
363
317
304
307
310
311
Basic Weighted Avg Shares
9,612
4,417
6,012
6,302
7,068
7,415
7,188
6,995
6,784
7,315
7,478
8,780
9,240
9,070
8,897
8,770
9,629
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
4,100
2,713
2,381
2,864
2,936
2,801
2,382
1,859
1,649
1,555
1,550
1,261
1,327
1,227
1,199
1,397
1,463
Depreciation Expense
1,075
-157
1,196
361
1,150
1,289
1,067
929
1,263
1,715
1,085
3,060
1,714
957
668
852
1,454
Net Income, GAAP
13.43
- -
- -
- -
25.76
35.61
29.73
38.55
22.13
12.51
23.2
20.49
26.77
13.06
19.98
18.93
20.81
Effective Tax Rate (%)
11.18
-3.55
19.89
5.73
16.27
17.38
14.84
13.28
18.62
23.44
14.51
34.85
18.55
10.55
7.51
9.71
15.1
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
86,491
92,650
74,561
69,465
66,380
66,234
54,128
44,226
44,383
34,223
22,193
17,204
17,899
17,683
17,606
17,194
17,167
LT Debt
20,489
19,280
19,898
14,208
15,399
13,439
13,317
13,494
13,268
14,416
14,703
17,050
12,859
13,703
13,903
15,498
15,491
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
-1.53
-7.36
3.11
-3.47
6.51
-9.54
7.96
6.93
9.44
12.39
7.45
20.41
12.7
7.73
4.86
6
10.33
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
4,150
3,600
5,175
LT Borrowings
17,070
17,349
17,053
LT Finance Leases
124
121
114
Preferred Equity and Hybrid Capital
2,324
2,324
1,976
Shares Outstanding
308
307
305
Market Capitalization
13,972
12,060
13,994

Working Capital

FRC

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
29,303
29,056
27,493
Accounts Receivable, Net
941
930
950
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
1,149
1,396
1,462
ST Debt
4,150
3,600
5,175
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
2.03%
2.17%
11.47%
Free Cash Flow
-119.86%
-98.36%
-151.12%
Net Income, GAAP
9.61%
18.24%
27.54%
Sales/Revenue/Turnover
1.88%
3.49%
-1.43%
Total Cash Common Dividend
- -
5.89%
1.88%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
2,198
2,165
2,294
2,240
8,897
2025
1,755
2,283
2,370
2,362
8,770
2026
2,353
2,544
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.38
0.62
0.56
-0.54
1.82
2025
-0.82
1.05
1.2
0.97
2.39
2026
0.93
1.19
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.41
0.39
0.39
0.39
1.57
2025
0.41
0.39
0.39
0.39
1.58
2026
0.42
0.39
- -
- -
- -
Business
Ally Financial Inc. (NYSE: ALLY) is a leading digital financial services company and top 25 U.S. financial holding company that serves approximately 11 million customers through a broad range of online offerings; these include deposits, mortgages, industry-leading auto financing and insurance, credit cards, securities brokerage and investment advisory services via Ally Invest, and corporate finance solutions for equity sponsors and middle-market companies. Ally Dealer Financial Services provides financing, leasing, commercial insurance and vehicle protection products to dealers and consumers, supporting 22,000 dealers, 3.8 million consumer auto customers and 2.45 million insurance customers with $9.4 billion in recent origination volume; Ally Bank offers spending and savings accounts, CDs and IRAs to over 3 million deposit customers holding $152 billion in total deposits; Ally Home delivers fixed-rate and adjustable-rate mortgage products for purchases and refinancing; Ally Credit Card features Platinum, Everyday Cash Back, Unlimited Cash Back and affinity cards for nurses and educators, with 1.3 million active cardholders and $2.2 billion in outstanding balances; and Ally Corporate Finance extends cash flow, real estate, asset-based, project finance and lender finance facilities, including portfolio warehousing and securitization, across a diverse portfolio of over 100 relationships with loans ranging from $15 million to $250 million, all in first-lien floating-rate positions. Founded in 1919 as General Motors Acceptance Corporation (GMAC) and rebranded as Ally Financial in 2010 following its initial public offering in 2014, the company maintains its headquarters at Ally Detroit Center in Detroit, Michigan, with Ally Bank headquartered in Sandy, Utah, a corporate center in Charlotte, North Carolina, and additional offices across major U.S. cities including Atlanta, Chicago, Dallas, Los Angeles, New York and San Francisco; it employs approximately 10,000 people and operates primarily in the United States with historic presence in Canada and Bermuda. Recent developments include the sale of its credit card business, encompassing $2.3 billion in receivables and 1.3 million active cardholders, to CardWorks Inc. and its Merrick Bank subsidiary announced in January 2025; the prior divestiture of its Ally Lending point-of-sale financing unit to Synchrony Financial in March 2024, which covered $2.2 billion in home improvement and health wellness loan receivables; and the 2021 acquisition of Fair Square Financial, rebranded and integrated as Ally Credit Card by 2023 ahead of its subsequent sale.

Company News

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  • Ally Establishes New Benchmark for What Traditional Economic Indicators Miss

  • 2,261,811 Shares in Ally Financial Inc. $ALLY Acquired by Bank of New York Mellon Corp

  • Allworth Financial LP Invests $595,000 in Ally Financial Inc. $ALLY

  • Ally Financial (ALLY) Down 3.5% Since Last Earnings Report: Can It Rebound?

  • Ally Financial to present at the Barclays Global Financial Services Conference

  • Empowered Funds LLC Cuts Holdings in Ally Financial Inc. $ALLY

  • Driving the Next Generation Forward: Court Street Ford's Kenady Minley Recognized With 2026 Ally Sees Her Award

  • Ally Financial Chief Risk Officer Stephanie Richard Sells 5,000 Shares

  • Is the Options Market Predicting a Spike in Ally Financial Stock?

  • Company Insider Sells $560,000 of Financial Stock in Tax-Driven Transaction, According to Latest SEC Filing

  • Ally Financial Earns National Recognition for Digital Banking, Workplace Culture and Innovation

  • Ally Financial Earns National Recognition for Digital Banking, Workplace Culture and Innovation

  • Ally Financial Announces Investor Relations and Consumer Servicing Operations Leadership Transitions

  • California Public Employees Retirement System Acquires 27,233 Shares of Ally Financial Inc. $ALLY

  • ALLY Stock Slides 2.4% as Q2 Earnings Lag on Higher Provisions & Costs

  • Ally Financial Earnings: Summer Doldrums Give Way To Long-Term Concerns