Ally Financial Inc.
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- Ally Financial Inc. (NYSE: ALLY) is a leading digital financial services company and top 25 U.S. financial holding company that serves approximately 11 million customers through a broad range of online offerings; these include deposits, mortgages, industry-leading auto financing and insurance, credit cards, securities brokerage and investment advisory services via Ally Invest, and corporate finance solutions for equity sponsors and middle-market companies. Ally Dealer Financial Services provides financing, leasing, commercial insurance and vehicle protection products to dealers and consumers, supporting 22,000 dealers, 3.8 million consumer auto customers and 2.45 million insurance customers with $9.4 billion in recent origination volume; Ally Bank offers spending and savings accounts, CDs and IRAs to over 3 million deposit customers holding $152 billion in total deposits; Ally Home delivers fixed-rate and adjustable-rate mortgage products for purchases and refinancing; Ally Credit Card features Platinum, Everyday Cash Back, Unlimited Cash Back and affinity cards for nurses and educators, with 1.3 million active cardholders and $2.2 billion in outstanding balances; and Ally Corporate Finance extends cash flow, real estate, asset-based, project finance and lender finance facilities, including portfolio warehousing and securitization, across a diverse portfolio of over 100 relationships with loans ranging from $15 million to $250 million, all in first-lien floating-rate positions. Founded in 1919 as General Motors Acceptance Corporation (GMAC) and rebranded as Ally Financial in 2010 following its initial public offering in 2014, the company maintains its headquarters at Ally Detroit Center in Detroit, Michigan, with Ally Bank headquartered in Sandy, Utah, a corporate center in Charlotte, North Carolina, and additional offices across major U.S. cities including Atlanta, Chicago, Dallas, Los Angeles, New York and San Francisco; it employs approximately 10,000 people and operates primarily in the United States with historic presence in Canada and Bermuda. Recent developments include the sale of its credit card business, encompassing $2.3 billion in receivables and 1.3 million active cardholders, to CardWorks Inc. and its Merrick Bank subsidiary announced in January 2025; the prior divestiture of its Ally Lending point-of-sale financing unit to Synchrony Financial in March 2024, which covered $2.2 billion in home improvement and health wellness loan receivables; and the 2021 acquisition of Fair Square Financial, rebranded and integrated as Ally Credit Card by 2023 ahead of its subsequent sale.
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