1. Germany Stocks

  2. •

    Financial Services

  3. •

    Insurance - Diversified
Allianz SE

Allianz SE

ALV.WA
Allianz SEPL flagWarsaw Stock Exchange
1,762.00
PLN
- -
- -
668.30BMarket Cap
Allianz SE
ALV.WA
(Warsaw Stock Exchange)

Recent

price

1,762.00

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
204.91
199.43
218.63
218.6
221.32
235.92
236.78
240.64
240.47
269.91
271.81
289.37
197.29
302.04
360.26
359
372.6
Revenue per Share
11.2
5.63
11.56
13.23
13.71
14.56
15.31
15.24
17.43
18.9
16.48
16.09
15.86
21.56
25.56
28.14
31.64
Basic EPS, GAAP
30.89
34.18
38.18
47.99
67.29
47.6
42.68
70.77
56.67
83.92
74.11
57.71
40.35
56.34
77.2
80.82
- -
Free Cash Flow per Basic Share
4.38
4.87
4.89
5.08
5.98
7.44
8.02
8.2
8.58
9.7
10.04
10.39
12.03
12.45
14.8
16.68
- -
Dividend per Share
32.11
33.01
39.93
41.82
46.87
55.88
62.49
63.54
68.26
73.44
78.81
82.63
76.23
79.94
88.87
97.8
107.12
Book Value per Share
70.67
71.81
88.09
87.69
110.05
115.89
124
123.96
116.59
149.45
167.08
114.88
99.54
108.31
115.72
124.65
133.28
Tangible Book Value per Share
451
452
453
453
454
454
455
446
428
419
413
411
405
396
388
383
381
Basic Weighted Avg Shares
92,473
90,096
98,966
99,090
100,442
107,196
107,664
107,432
102,945
112,999
112,238
118,911
79,860
119,667
139,947
137,450
141,795
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
1,098
1,053
1,124
1,108
1,159
1,359
1,345
1,544
1,586
2,068
2,244
2,525
2,179
2,272
2,154
2,178
276
Depreciation Expense
5,053
2,545
5,231
5,996
6,221
6,616
6,962
6,803
7,462
7,914
6,807
6,610
6,421
8,541
9,931
10,775
12,042
Net Income, GAAP
27.38
42.14
36.25
34.22
25.37
31.47
29.63
28.98
25.93
25.06
25.73
25.37
29.06
22.02
24.8
26.07
25.45
Effective Tax Rate (%)
5.46
2.82
5.29
6.05
6.19
6.17
6.47
6.33
7.25
7
6.06
5.56
8.04
7.14
7.1
7.84
8.49
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
30,662
40,977
41,999
42,693
33,585
39,677
30,143
31,817
32,723
34,132
35,524
35,569
29,498
29,983
34,376
34,900
- -
LT Debt
46,562
45,747
52,964
52,848
63,702
66,099
70,135
68,602
63,679
77,365
84,594
65,392
58,735
61,560
64,076
66,349
69,524
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
12.83
5.97
9.68
10.26
11.1
11.26
11.49
11.56
12.52
12.6
10.31
9.59
10.12
13.18
14.33
14.29
27.67
Return on Capital (%)
39.62
17.31
31.72
32.39
30.93
28.36
25.88
23.96
25.91
26.39
21.51
19.88
19.81
27.32
30
29.94
30.94
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
375
- -
LT Borrowings
- -
32,822
- -
LT Finance Leases
- -
2,078
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
380
380
379
Market Capitalization
134,343
150,660
133,856

Working Capital

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
32,079
600,102
27,518
Accounts Receivable, Net
- -
7,956
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
375
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
0.71%
-4.09%
3.55%
Free Cash Flow
8.18%
4.11%
3.19%
Net Income, GAAP
5.67%
10.41%
8.5%
Sales/Revenue/Turnover
4.33%
7.63%
-1.78%
Total Cash Common Dividend
6.72%
9.2%
11.06%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
36,786
30,803
35,384
35,929
139,947
2025
26,925
33,090
39,782
37,858
137,450
2026
31,065
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
6.32
- -
6.38
6.41
25.56
2025
6.28
- -
7.46
7.01
28.14
2026
9.71
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
14.8
2025
- -
- -
- -
- -
16.68
2026
- -
- -
- -
- -
- -
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Business
Allianz SE is a German multinational financial services company that provides property-casualty insurance, life and health insurance, asset management, credit insurance, surety bonds, assistance services, and global business insurance to private and corporate customers. The company operates through segments including Property-Casualty, which offers products for both private and corporate clients; Life/Health, encompassing individual and group life and health insurance; and Asset Management, delivering institutional and retail products via PIMCO and Allianz Global Investors, alongside holding, treasury, banking, and alternative investments. Allianz SE serves approximately 122 million customers across nearly 70 countries, with third-party assets under management totaling around 1,920 billion euros as of September 30, 2025; it is headquartered in Munich, Germany, where it was founded in 1890. In recent developments, Allianz completed the acquisition of Viridium Group, a European life insurance consolidation platform, as part of a consortium with BlackRock, Generali Financial Holdings, T&D Holdings, and others in August 2025, following the initial announcement in March 2025; Santander Insurance and PG3 will join the consortium by September 30, 2025, replacing Hannover Re. The company entered binding agreements in March 2025 to sell its 26% stake in Bajaj Allianz General Insurance Company and Bajaj Allianz Life Insurance Company to Bajaj Finserv Ltd. for approximately 2.6 billion euros. Additional strategic moves include a July 2025 reinsurance joint venture with Jio Financial Services Limited in India to expand access to insurance and a five-year underwriting partnership with Ticker in the UK starting November 2025 to grow retail insurance distribution.