Ping An Insurance (Group) Company of China, Ltd.

Ping An Insurance (Group) Company of China, Ltd.

PNGAY
Ping An Insurance (Group) Company of China, Ltd.US flagOther OTC
15.49
USD
+0.18
- -
140.24BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
46.1
58.62
68.55
80.42
89.84
98.57
118.9
123.95
120.1
87.53
90.63
103.67
105.75
104.26
Basic EPS, GAAP
3.56
4.94
5.96
7
9.98
12.04
16.82
16.2
11.54
12.72
9.68
14.32
15.36
15.18
Free Cash Flow per Basic Share
28.82
21.41
14.91
25.56
13.59
23.12
28.08
35.33
10.23
54.63
40.72
43.26
75.06
-0.95
Dividend per Share
1.84
1.65
1.86
2.62
3.95
6.57
7.63
9.08
9.92
8.17
7.55
6.95
7.66
7.72
Book Value per Share
9.85
13.54
16.86
21.79
28.58
39.51
50.88
61.13
66.75
70.03
72.31
80.5
89.47
92.57
Tangible Book Value per Share
24.76
39.11
40.83
48.16
59.82
71.04
90.47
106.12
116.39
127.02
130.2
139.1
154.5
157.05
Basic Weighted Avg Shares
7,908
7,951
9,094
8,913
8,927
8,921
8,883
8,833
8,806
8,727
8,850
8,841
8,775
8,749
Sales/Revenue/Turnover
364,610
466,112
623,415
716,845
801,961
879,336
1,056,117
1,094,865
1,057,550
763,874
802,062
916,615
927,890
912,171
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
3,917
4,435
4,802
5,545
6,939
8,158
16,681
16,514
16,513
18,352
19,230
17,957
16,674
- -
Net Income, GAAP
28,154
39,279
54,203
62,394
89,088
107,404
149,407
143,099
101,618
111,008
85,665
126,607
134,778
132,784
Effective Tax Rate (%)
22.09
23.13
30.23
23.35
25.8
26.17
11.03
15.13
12.74
5.28
9.03
13.94
14.7
15.52
Profit Margin (%)
7.72
8.43
8.69
8.7
11.11
12.21
14.15
13.07
9.61
14.53
10.68
13.81
14.53
14.56
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
108,158
142,627
332,915
492,806
719,124
879,306
1,072,306
1,288,650
1,472,573
1,360,162
1,394,787
1,299,919
1,353,994
1,250,425
Total Equity
239,705
353,816
413,571
486,461
587,917
683,643
852,370
987,905
1,077,723
1,185,996
1,228,964
1,304,712
1,415,988
1,434,290
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
25.02
27.25
18.76
12.78
8.54
8.19
9.32
7.46
4.58
4.48
3.46
4.99
5.06
5.07
Return on Common Equity (%)
38.58
42.33
41.55
35.91
39.65
35.35
37.15
28.85
18.02
18.52
13.69
18.73
18.01
17.14

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
84,249
84,520
87,082
LT Borrowings
1,294,212
1,345,587
1,242,275
LT Finance Leases
8,234
8,407
8,150
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
18,108
18,108
18,108
Market Capitalization
850,097
1,029,551
935,684

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
935,576
1,018,674
983,501
Accounts Receivable, Net
299,318
301,880
331,650
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
84,249
84,520
87,082
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
13.28%
7.49%
8.53%
Free Cash Flow
54.92%
82.37%
72.2%
Net Income, GAAP
12.5%
2.33%
6.45%
Sales/Revenue/Turnover
4.96%
-2.13%
1.23%
Total Cash Common Dividend
17.49%
-2.88%
9.41%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
218,741
222,654
249,266
225,954
916,615
2025
202,070
235,834
302,521
187,465
927,890
2026
186,351
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
4.14
- -
- -
- -
14.32
2025
3.08
- -
- -
- -
15.36
2026
2.86
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.45
- -
- -
- -
6.95
2025
0.45
- -
- -
- -
7.66
2026
0.49
- -
- -
- -
- -

Company Description

APIChat
CEO
Yonglin Xie
Full Time Employees
273,053
Sector
Financial Services
Industry
Insurance - Diversified
Address
Ping An Finance Center Shenzhen People's Republic of China
IPO Date
Jan 30, 2008
Website
pingan.com
Business
Ping An Insurance (Group) Company of China, Ltd. is a leading integrated financial services group headquartered in Shenzhen, China, founded in 1988. The company operates primarily in insurance, banking, investments, fintech, health, and senior care sectors. Its core products and services include life insurance, health insurance, pension plans, property and casualty insurance, accidental injury insurance, and health consultation services. The group’s subsidiaries encompass Ping An Life, Ping An Property & Casualty, Ping An Annuity, Ping An Health Insurance, Ping An Bank, Ping An Trust, and Ping An Securities. It also provides comprehensive health and senior care services, including family doctor services, health assessments, and senior care through an extensive network covering online, in-store, in-home, and in-company offerings. In 2024, Ping An Insurance achieved a significant 47.8% increase in net profit, driven by strong operational performance and strategic advancements. Recent major changes include the expansion of its health and senior care services to over 21 million customers, with enhanced home-based senior care available in 75 cities nationwide. The company launched premium health and senior care communities in key cities such as Shanghai and Shenzhen, scheduled to open in 2025. Ping An also strengthened its bancassurance and community finance channels, with notable growth in new business value. Additionally, it expanded its insurance product portfolio to meet China's new national insurance guidelines, focusing on protection, pension, wealth management, and inclusive insurance markets. Technological integration is a key focus, with ongoing advancements in AI and big data across digital business and operations to enhance customer acquisition, retention, and service quality. Ping An operates extensively in China and has expanded strategically into Hong Kong's insurance market, emphasizing life insurance and retirement services to address the region's aging population. It targets a diverse customer base including retail clients, corporate clients, and high-net-worth individuals, offering products tailored to meet varying risk protection, financial planning, and health management needs. The company's commitment to digital transformation and integrated service offerings supports its ambition to be a world-leading provider of financial, health, and senior care services serving hundreds of millions of customers. This comprehensive product and service range, combined with recent major operational enhancements and a focus on digital innovation, positions Ping An Insurance as a dominant force in China’s financial services ecosystem and a growing influential player in the broader Asia-Pacific region.

Company News

APIChat
  • Ping An Launches "Ping An Home" Service Brand

  • Ping An Recognized as the World's Most Valuable Insurance Brand in "2026 Top 100 Most Valuable Global Brands" by Kantar BrandZ

  • Ping An Reports Steady 7.6% Growth in Operating Profit Attributable to Shareholders of the Parent Company in Q1 2026, Life & Health NBV Increases 20.8% YoY

  • Ping An Releases 2025 Sustainability Report, Unveils "SIMPLE" Framework to Drive Long-Term Value Creation

  • Ping An Bank Upgraded to AAA in MSCI ESG Ratings, Ranking Among the Leading Global Banks

  • Ping An Launches "Service Year 2026": Upgrades AI‑Powered Express Service and Global Emergency Assistance

  • Ping An Reports 2025 Performance on Positive Trends, Operating Profit[1] Up 10.3% YoY

  • Ping An Good Doctor Reports 2025 Annual Results: Corporate Health Management Business Posts Strong Growth; AI Healthcare Deployment Accelerates

  • Is Ping An Insurance Co. of China (PNGAY) a Great Value Stock Right Now?

  • Ping An's Financial LLM Ranks First in CNFinBench Evaluation

  • Ping An Assisted First Batch of Corporate Clients to Evacuate from Middle East's Conflict Zones

  • Should Value Investors Buy Ping An Insurance Co. of China (PNGAY) Stock?

  • Should Value Investors Buy Ping An Insurance Co. of China (PNGAY) Stock?

  • Are Investors Undervaluing Ping An Insurance Co. of China (PNGAY) Right Now?

  • Ping An Recognized in Brand Finance's Global 500 2026

  • Should Value Investors Buy Ping An Insurance Co. of China (PNGAY) Stock?

  • Head to Head Review: Ping An Insurance Co. of China (OTCMKTS:PNGAY) vs. TWFG (NASDAQ:TWFG)

  • Ping An Insurance Co. of China (OTCMKTS:PNGAY) Sees Unusually-High Trading Volume – What’s Next?

  • Are Investors Undervaluing Ping An Insurance Co. of China (PNGAY) Right Now?

  • What Makes Ping An Insurance Co. of China Ltd. (PNGAY) a Strong Momentum Stock: Buy Now?