Admiral Group plc

Admiral Group plc

AMIGF
Admiral Group plcUS flagOther OTC
43.54
USD
+1.01
- -
13.01BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
Revenue per Share
3.37
3.19
3.24
3.6
3.96
4.38
4.15
4.4
5.2
10.16
11.69
- -
- -
Basic EPS, GAAP
1.05
1.03
1.07
0.79
1.17
1.37
1.48
1.8
3.35
0.95
1.11
- -
- -
Free Cash Flow per Basic Share
0.81
0.46
0.94
1.42
1.09
0.56
0.7
1.92
0.59
1.26
0.67
- -
- -
Dividend per Share
0.93
0.99
0.98
1.24
1.05
1.15
1.26
1.45
2.42
2.19
1.01
- -
- -
Book Value per Share
1.83
1.95
2.15
1.79
2.04
2.48
2.89
3.41
4.18
3.07
3.35
- -
- -
Tangible Book Value per Share
1.64
1.76
1.81
1.57
1.81
2.19
2.6
3.34
3.8
2.23
2.47
- -
- -
Basic Weighted Avg Shares
274
277
280
282
285
288
292
295
297
300
304
- -
- -
Sales/Revenue/Turnover
924
885
905
1,017
1,129
1,262
1,208
1,298
1,547
3,049
3,553
4,674
5,059
Operating Margin (%)
40.05
40.17
41.98
28.5
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
12
12
14
23
24
28
42
43
68
42
59
86
79
Net Income, GAAP
287
285
300
222
334
395
432
529
998
286
338
663
743
Effective Tax Rate (%)
22.5
19.7
20.86
23.1
17.82
18
18.65
17.46
18.25
21.01
23.85
21.33
22.18
Profit Margin (%)
31.05
32.24
33.16
21.85
29.6
31.32
35.78
40.76
64.49
9.4
9.51
14.19
14.68
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
- -
204
224
224
224
444
667
608
776
1,028
1,211
1,394
1,886
Total Equity
524
581
633
582
656
771
919
1,123
1,283
887
993
1,371
1,444
Return on Invested Capital (%)
51.97
40.29
34.16
25
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
59.87
46.02
39.53
30.17
44.52
41.21
33.35
34.27
55.12
15.02
16.95
27.35
24.88
Return on Common Equity (%)
60.66
54.65
52.59
40.18
61.51
61.05
55.61
57.29
88.76
26.45
34.81
55.21
52.24

Capital Structure

FRC

in mil. unless spec.
No data availableFinancial data will appear here once available

Working Capital

FRC

in mil. unless spec.
No data availableFinancial data will appear here once available

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
10.23%
7.73%
5.32%
Free Cash Flow
25.89%
14.44%
61.12%
Net Income, GAAP
21.8%
28.72%
11.96%
Sales/Revenue/Turnover
21.09%
34.52%
8.24%
Total Cash Common Dividend
17.15%
24.24%
93.46%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
3,553
2024
- -
- -
- -
- -
4,674
2025
- -
- -
- -
- -
5,059

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
1.11
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
1.01
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -

Company Description

APIChat
CEO
Milena Mondini-de-Focatiis
Full Time Employees
15,432
Sector
Financial Services
Industry
Insurance - Property & Casualty
Address
Ty Admiral Cardiff United Kingdom CF10 2EH
IPO Date
Jan 10, 2007
Business
Admiral Group plc (LSE: ADM), a FTSE 100 financial services company founded in 1993 and headquartered in Cardiff, Wales, provides direct-to-consumer insurance products including motor, household, pet, and travel coverage; personal lending through unsecured loans and car finance via Admiral Money; and supplementary services such as price comparison via its Other segment. The company operates through UK Insurance, which underwrites motor, home, pet, and travel policies supplemented by additional products; International Insurance, offering car and home insurance in Spain (Admiral Seguros), Italy (Conviene Assicurare), France (LeLynx.fr), and other regions; Admiral Money, distributing loans and financing primarily through comparison sites and direct channels; and Other, encompassing Admiral Pioneer and legacy operations. It serves millions of customers across brands like Admiral, Bell, Diamond, Elephant, Gladiator (commercial vehicles), and Veygo (temporary and learner drivers), with over 14,500 employees and principal markets in the UK, Europe, and select international locations. In recent developments, Admiral Group completed the acquisition of RSA Insurance's UK Personal Lines business in December 2023, adding significant home and pet insurance premiums; entered a third-party capital agreement for Admiral Money in 2024 to expand lending beyond balance sheet limits via forward flow with a UK bank; and agreed in April 2025 to sell its U.S. motor insurance operations, including Elephant Insurance, to J.C. Flowers & Co., with the transaction expected to close in Q4 2025 subject to regulatory approval. These moves support strategic diversification, capital optimization, and a focus on core UK and European growth, alongside record first-half 2025 profit before tax of £521 million.