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    Banks - Regional
AMMB Holdings Berhad

AMMB Holdings Berhad

AMMHF
AMMB Holdings BerhadUS flagOther OTC
1.26
USD
- -
- -
4.15BMarket Cap
AMMB Holdings Berhad
AMMHF
(Other OTC)

Recent

price

1.26

P/E

ratio

- -

div

yld

- -

ROIC.AI

2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
TTM
FRC
1.3
1.56
1.67
1.85
1.72
1.53
1.54
1.59
1.56
1.67
1.69
1.15
1.36
1.37
1.46
1.57
1.57
Revenue per Share
0.46
0.5
0.54
0.59
0.64
0.43
0.44
0.38
0.5
0.45
-1.27
0.46
0.52
0.56
0.61
0.64
0.64
Basic EPS, GAAP
0.29
-2.51
3.04
0.83
0.54
0.57
-1.66
-1.83
3.53
4.39
0.81
-0.19
1.77
-0.98
0.25
0.91
0.93
Free Cash Flow per Basic Share
0.15
0.19
0.21
0.22
0.29
0.2
0.16
0.18
0.15
0.21
0.07
- -
0.11
0.18
0.27
0.32
0.13
Dividend per Share
1
2.27
2.54
2.89
3.29
3.53
4.58
5.26
1.91
1.95
1.98
2.05
1.93
5.57
5.87
6.07
6.08
Book Value per Share
2.9
3.19
3.2
3.56
4.05
4.24
4.56
4.73
5.09
5.43
4.7
4.99
5.29
5.75
6.1
6.39
6.4
Tangible Book Value per Share
3,014
2,990
2,999
3,006
3,006
3,005
3,007
3,008
3,009
3,004
3,008
3,300
3,311
3,307
3,304
3,308
3,306
Basic Weighted Avg Shares
3,913
4,661
5,004
5,564
5,164
4,601
4,633
4,768
4,679
5,022
5,076
3,779
4,511
4,536
4,808
5,195
5,191
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
88
101
162
164
148
155
160
180
169
253
263
248
215
168
148
164
164
Depreciation Expense
1,391
1,484
1,621
1,782
1,919
1,302
1,325
1,132
1,505
1,341
-3,826
1,503
1,709
1,868
2,001
2,101
2,101
Net Income, GAAP
25.41
24.62
22.23
23.58
21.49
19.15
21.79
18.73
23.49
18.51
- -
11.48
23.02
- -
22.65
22.8
22.8
Effective Tax Rate (%)
35.55
31.85
32.39
32.04
37.15
28.31
28.59
23.74
32.17
26.7
-75.39
39.77
37.88
41.18
41.62
40.44
40.47
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
4,616
9,851
12,426
11,412
12,883
13,333
11,567
8,909
7,703
6,334
6,318
6,275
6,801
7,032
12,071
13,805
13,805
LT Debt
10,567
11,492
12,941
14,094
15,507
16,119
17,153
17,660
18,690
19,560
15,590
17,875
18,025
19,442
20,622
21,625
21,625
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
46.15
30.31
22.49
21.86
20.66
12.71
10.87
7.65
13.95
23.11
-64.84
23.61
25.98
15.07
10.58
10.64
10.64
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Sep'26
Dec'26
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
3,308
3,308
3,308
Market Capitalization
18,124
16,124
24,130

Working Capital

FRC

•

in mil. unless spec.
Sep'26
Dec'26
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
8,931
7,530
8,542
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
3.39%
6.86%
4.87%
Free Cash Flow
-189.51%
-232.46%
266.28%
Net Income, GAAP
-48.03%
-20.83%
4.98%
Sales/Revenue/Turnover
1.86%
1.69%
8.04%
Total Cash Common Dividend
- -
- -
20.39%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1,119
1,104
1,160
1,150
4,536
2025
1,150
1,207
1,217
1,234
4,808
2026
1,272
1,401
1,250
1,268
5,195

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.11
0.14
0.16
0.14
0.56
2025
0.15
0.15
0.15
0.16
0.61
2026
0.16
0.16
0.16
0.16
0.64

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
0.06
0.18
2025
- -
- -
0.1
- -
0.27
2026
- -
- -
0.12
- -
0.32
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Business
AMMB Holdings Berhad operates as a prominent financial services group across Malaysia, delivering a broad spectrum of banking solutions through its core entities, AmBank and AmBank Islamic. The group's extensive operations are primarily driven by its retail banking division, which serves individual clients and small to medium-sized enterprises (SMEs) with comprehensive offerings such as auto financing, home mortgages, various credit facilities, personal loans, and a suite of deposit accounts, alongside robust wealth management services. Beyond its retail footprint, the wholesale banking segment engages with large corporate clients, government-linked organizations, and institutional investors, providing specialized services like corporate finance advisory, debt and equity capital market solutions, sophisticated treasury and market products, and restructuring expertise. Complementing these, AmInvestment Bank offers investment banking and fund management capabilities, including stockbroking and asset management. The group also maintains a dedicated Islamic banking platform, AmBank Islamic, which provides a wide array of Shariah-compliant financial products. In the insurance sector, AMMB Holdings facilitates access to general insurance products, and life and family takaful services through strategic alliances, having previously restructured its interests in certain life and family takaful ventures. Recent strategic initiatives include a focus on digital transformation, aiming to penetrate underserved markets with innovative digital products, and enhancing its strong position in the SME segment. The group has also forged international partnerships, such as with Woori Bank, to bolster cross-border investment ties and actively supports economic zones like the Johor-Singapore Special Economic Zone. AMMB Holdings continues to grow, demonstrating increased profitability, with a reported net profit of RM516.18 million for the first quarter ended June 30, 2025.