AMERISAFE, Inc.

AMERISAFE, Inc.

26.58
USD
+1.06
(+4.15%)
2.49EPS
13.53P/E
627.07MMarket Cap
Oct 28Next Earn

Total Valuation

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As of June 30, 2026, AMERISAFE, Inc. carries a market capitalization of 627.07M, placing it among publicly traded companies globally. Its enterprise value stands at 501.69M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap627.07M
Enterprise Value501.69M

Important Dates

AMERISAFE, Inc.'s next confirmed earnings release is scheduled for October 28, 2026.

Earnings Date10/28/2026

Share Statistics

As of June 30, 2026, AMERISAFE, Inc. has 18.54M shares outstanding.

Shares Outstanding18.54M

Valuation Ratios

As of June 30, 2026, AMERISAFE, Inc. trades at a trailing price-to-earnings ratio of 13.53. The price-to-sales ratio is 1.89, and the price-to-book ratio stands at 2.51.

PE Ratio13.53
PS Ratio1.89
PB Ratio2.51
P/TBV Ratio2.51
P/FCF Ratio33.12
P/OCF Ratio31.17

Enterprise Valuation

These figures are as of June 30, 2026. The EV/Sales ratio of 1.49 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. AMERISAFE, Inc. trades at an EV/FCF ratio of 25.98, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 501.69M versus a market cap of 627.07M, with the gap driven by net debt and cash on the balance sheet.

EV / Sales1.49
EV / FCF25.98

Financial Efficiency

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Over the twelve months ended June 30, 2026, AMERISAFE, Inc. posted a return on equity (ROE) of 18.23, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 4.12, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 18.23, useful for judging operating efficiency across full business cycles. The company generates approximately 912,108.70 in revenue per employee across its workforce of 368.00, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)18.23
Return on Assets (ROA)4.12
Return on Capital Employed (ROCE)18.23
Revenue Per Employee912,108.70
Employee Count368.00

Taxes

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Over the twelve months ended June 30, 2026, AMERISAFE, Inc. recorded 11.62M in income tax expense. That works out to an effective tax rate of 19.83, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 58.60M, leaving 46.98M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax11.62M
Effective Tax Rate19.83

Stock Price Statistics

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As of the close on October 22, 2026, AMERISAFE, Inc.'s stock has declined approximately 36.92% over the past 52 weeks. The 50-day moving average sits at 25.15, while the 200-day moving average is 31.30.

52-Week Price Change-36.92%
50-Day Moving Average25.15
200-Day Moving Average31.30

Income Statement

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Over the twelve months ended June 30, 2026, AMERISAFE, Inc. generated 335.66M in revenue and converted that into 46.98M in net income, yielding earnings per share of 2.49.

Revenue335.66M
Pretax Income58.60M
Net Income46.98M
Earnings Per Share (EPS)2.49

Balance Sheet

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These figures are as of June 30, 2026.

Cash & Cash Equivalents125.39M
Net Debt-65.48M
Equity (Book Value)249.99M
Book Value Per Share13.49

Cash Flow

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AMERISAFE, Inc. produced 20.40M in operating cash flow over the twelve months ended June 30, 2026. After subtracting -1.09M in capital expenditures, free cash flow totaled 19.31M - equivalent to 1.03 per share.

Operating Cash Flow20.40M
Capital Expenditures-1.09M
Free Cash Flow19.31M
FCF Per Share1.03

Margins

These figures cover the twelve months ended June 30, 2026.

Pretax Margin17.46
Profit Margin14.00

Dividends & Yields

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Over the twelve months ended June 30, 2026, AMERISAFE, Inc. paid dividends of 2.61 per share. The dividend payout ratio of 104.49 exceeds 100%, meaning the company is distributing more than it earns and funding the dividend from cash reserves, asset sales, or borrowing, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 3.02, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield reaches 11.00, combining dividends paid with share buybacks and debt reduction for a fuller picture of capital returned to AMERISAFE, Inc. shareholders.

Dividend Per Share2.61
Payout Ratio104.49
Shareholder Yield11.00
FCF Yield3.02