AMERISAFE, Inc.

AMERISAFE, Inc.

AMSF
AMERISAFE, Inc.US flagNASDAQ Global Select
30.15
USD
-0.66
- -
563.92MMarket Cap
AMERISAFE, Inc.
AMSF
(NASDAQ Global Select)

Recent

price

30.15

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
13.32
15.38
17.68
19.39
21.67
21.2
20.76
19.58
19.67
19.24
17.6
16.35
15.32
16.03
16.21
16.72
17.17
Revenue per Share
1.85
1.32
1.62
2.38
2.88
3.72
4.08
2.41
3.73
4.82
4.49
3.4
2.89
3.24
2.91
2.48
2.45
Basic EPS, GAAP
2.23
2.33
4.4
6.97
7.49
4.85
5.89
6.8
5.06
4.04
3.24
1.9
1.36
1.53
1.22
0.47
0.42
Free Cash Flow per Basic Share
- -
- -
- -
0.32
1.99
3.62
3.98
4.31
4.4
4.52
4.6
5.17
5.22
4.87
4.48
2.56
2.59
Dividend per Share
8.65
10.07
11.74
13.66
14.34
14.21
14.16
12.21
11.53
11.81
11.66
9.86
7.58
5.98
4.42
4.38
4.42
Book Value per Share
17.72
19.15
20.99
22.69
23.97
23.97
23.87
22.2
21.33
22.35
22.75
20.66
16.5
15.27
13.49
13.26
13.04
Tangible Book Value per Share
19
18
18
18
19
19
19
19
19
19
19
19
19
19
19
19
19
Basic Weighted Avg Shares
248
281
321
356
404
402
397
375
378
370
340
316
295
307
309
317
325
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
Depreciation Expense
35
24
29
44
54
70
78
46
72
93
87
66
56
62
55
47
46
Net Income, GAAP
21.94
11.61
20.97
26.29
27.23
30.21
30.98
43.79
18.21
19.76
19
17.23
17.8
19.73
19.72
19.89
19.81
Effective Tax Rate (%)
13.91
8.62
9.14
12.25
13.28
17.54
19.63
12.32
18.96
25.03
25.51
20.81
18.87
20.24
17.93
14.86
14.27
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
36
26
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
330
349
381
417
447
454
456
425
410
430
439
399
317
292
257
252
247
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
20.06
12.46
14.09
18.8
20.71
26.27
28.86
18.32
31.44
41.3
38.3
31.65
33.06
47.74
55.77
56.34
54.74
Return on Capital (%)
24.31
14.02
14.78
18.8
20.71
26.27
28.86
18.32
31.44
41.3
38.3
31.65
33.06
47.74
55.77
56.34
54.74
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
19
19
19
Market Capitalization
834
729
630

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
144
149
124
Accounts Receivable, Net
282
269
280
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
2
1
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
-5.46%
-10.32%
-2.23%
Free Cash Flow
-16.68%
-28%
-61.79%
Net Income, GAAP
-0.59%
-10.7%
-14.96%
Sales/Revenue/Turnover
-2.24%
-1.23%
2.65%
Total Cash Common Dividend
-1.88%
-9.12%
-43.11%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
81
76
79
74
309
2025
73
81
82
82
317
2026
80
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.89
0.58
0.75
0.69
2.91
2025
0.47
0.73
0.73
0.55
2.48
2026
0.43
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.37
0.37
0.37
3.37
4.48
2025
0.39
0.39
0.4
1.39
2.56
2026
0.41
- -
- -
- -
- -
Business
AMERISAFE, Inc. is a specialty insurance holding company headquartered in DeRidder, Louisiana, primarily engaged in underwriting workers' compensation insurance for small to mid-sized employers operating in hazardous industries such as construction, trucking, and agriculture. Founded in 1985, the company offers comprehensive workers' compensation insurance coverage alongside safety consulting services, claims management, risk assessment, and premium payment plans tailored to the unique needs of risky industries. AMERISAFE operates actively in 27 U.S. states and maintains an "A" (Excellent) financial strength rating from A.M. Best. Its subsidiaries include entities that collectively provide a wide range of safety training, injury prevention programs, and on-site safety support, reinforcing its corporate focus on workplace safety and risk mitigation. Recently, AMERISAFE underwent significant strategic developments including a major acquisition in 2024 when OnPoint Industrial Services acquired the Amerisafe Group of safety consulting services, broadening the scope of its industrial plant support offerings. Additionally, in late 2024, BlackRock, Inc. expanded its stake in AMERISAFE by acquiring over 460,000 shares, reflecting strong institutional investor confidence in the company’s market position. AMERISAFE reported robust financial results for 2024, with net income of $55.4 million and a return on equity of 20.2%, alongside disciplined risk selection and claims handling leading to competitive combined ratios below 90%. The company also increased its quarterly dividend by 5.4% in early 2025, signaling strong capital management and shareholder returns. AMERISAFE focuses on delivering tailored workers' compensation insurance products including hazard-specific coverage, safety consulting services, claims resolution, and premium payment plans designed to suit the high-risk profiles of its target markets. These markets include hazardous small to mid-sized businesses in the U.S., with a strong emphasis on enhancing workplace safety and reducing injury costs. The company maintains a strong corporate culture aimed at high policyholder retention and personalized service, supported by its sophisticated safety resources and knowledge library. AMERISAFE’s latest strategic moves and financial discipline underline its leadership in the specialized workers’ compensation insurance sector dedicated to high-hazard industries.

Company News

APIChat
  • 7 Special Dividend Payers Shelling Out Up To 14.6%

  • Why Is Amerisafe (AMSF) Up 0.7% Since Last Earnings Report?

  • Amerisafe: Keeps Growing Into A Soft Market, But The Easy Comparisons Are Behind It

  • AMERISAFE (NASDAQ:AMSF) Shares Gap Down After Earnings Miss

  • AMERISAFE, Inc. (AMSF) Q1 2026 Earnings Call Transcript

  • AMSF Q1 Earnings Miss Estimates on Higher Costs, Soft Underwriting

  • Amerisafe (AMSF) Lags Q1 Earnings and Revenue Estimates

  • AMERISAFE Announces 2026 First Quarter Results

  • AMERISAFE Appoints New Chief Financial Officer

  • AMSF Stock Check: Strong Balance Sheet, But is Earnings Slowing?

  • AMERISAFE Announces 2026 First Quarter Earnings Release and Conference Call Schedule

  • 107,906 Shares in AMERISAFE, Inc. $AMSF Bought by Assenagon Asset Management S.A.

  • Why Is Amerisafe (AMSF) Down 1.9% Since Last Earnings Report?

  • March's 5 Dividend Growth Stocks With Yields Up To 5.93%

  • AMERISAFE, Inc. (NASDAQ:AMSF) Short Interest Down 31.2% in February

  • AMERISAFE Q4 Earnings Call Highlights

  • AMSF Misses on Q4 Earnings Despite Rising Premiums, Hikes Dividend

  • AMERISAFE, Inc. (AMSF) Q4 2025 Earnings Call Transcript

  • Amerisafe (AMSF) Q4 Earnings Miss Estimates

  • AMERISAFE Increases Dividend by 5.1%