AmeriServ Financial, Inc.
NASDAQ Global MarketTotal Valuation
AmeriServ Financial, Inc. carries a market capitalization of 85.84M, placing it among publicly traded companies globally. Its enterprise value stands at 65.82M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 85.84M |
| Enterprise Value | 65.82M |
Share Statistics
AmeriServ Financial, Inc. currently has 16.96M shares outstanding.
| Shares Outstanding | 16.96M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
AmeriServ Financial, Inc. trades at a trailing price-to-earnings ratio of 11.23.
| PE Ratio | 11.23 |
| PS Ratio | 1.43 |
| PB Ratio | N/A |
| P/TBV Ratio | N/A |
| P/FCF Ratio | 16.28 |
| P/OCF Ratio | 21.60 |
Enterprise Valuation
On an enterprise value basis, AmeriServ Financial, Inc. trades at an EV/EBITDA multiple of 41.37 and an EV/FCF ratio of 16.50.
| EV / Sales | 1.45 |
| EV / EBITDA | 41.37 |
| EV / EBIT | N/A |
| EV / FCF | 16.50 |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 191.13 |
| Debt / EBITDA | N/A |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | 10.42 |
| Return on Assets (ROA) | 0.80 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, AmeriServ Financial, Inc. has paid 1.20M in income taxes, reflecting an effective tax rate of 17.22.
| Income Tax | 1.20M |
| Effective Tax Rate | 17.22 |
Stock Price Statistics
AmeriServ Financial, Inc.'s stock has gained approximately 65.90164% over the past 52 weeks. The 50-day moving average sits at 4.44, while the 200-day moving average is 3.78.
| Beta (5Y) | N/A |
| 52-Week Price Change | 65.90164% |
| 50-Day Moving Average | 4.44 |
| 200-Day Moving Average | 3.78 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, AmeriServ Financial, Inc. generated 45.51M in revenue and converted that into 5.78M in net income, yielding earnings per share of 0.35.
| Revenue | 45.51M |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 6.98M |
| Net Income | 5.78M |
| EBITDA | 1.59M |
| EBIT | N/A |
| Earnings Per Share (EPS) | 0.35 |
Cash Flow
AmeriServ Financial, Inc. produced 3.01M in operating cash flow over the past twelve months. After subtracting -983,000.00 in capital expenditures, free cash flow totaled 2.02M - equivalent to 0.12 per share.
| Operating Cash Flow | 3.01M |
| Capital Expenditures | -983,000.00 |
| Free Cash Flow | 2.02M |
| FCF Per Share | 0.12 |
Margins
AmeriServ Financial, Inc. operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 15.34 |
| Profit Margin | 12.70 |
| EBITDA Margin | 3.50 |
Dividends & Yields
The company's payout ratio of 25.93 indicates the proportion of earnings distributed to shareholders.
| Dividend Per Share | 0.09 |
| Dividend Yield | N/A |
| Payout Ratio | 25.93 |
| Shareholder Yield | -19.89 |
| FCF Yield | 6.14 |
Stock Splits
AmeriServ Financial, Inc.'s most recent stock split took place on August 3, 1998 with a 1:3 split ratio.
| Last Split Date | 8/3/1998 |
| Split Ratio | 1:3 |
Scores
AmeriServ Financial, Inc. posts an Altman Z-Score of 0.38, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.38 |