AmeriServ Financial, Inc.

ASRV

ASRVAmeriServ Financial, Inc. US flag

NASDAQ Global Market

3.93

USD

+0.06

- -

66.67MMarket Cap

Income Statement (USD)

API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Sales/Revenue/Turnover	46	47	49	48	51	49	50	50	50	53	57	57	52	54	59
+ Sales & Services Revenue	46	47	49	48	51	49	50	50	50	53	57	57	52	54	59
- Cost of Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cost of Goods & Services	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Profit	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Operating Expenses	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Selling, General & Admin	25	26	27	26	25	25	25	26	26	29	29	29	30	29	30
+ Research & Development	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Expense	-25	-26	-27	-26	-25	-25	-25	-26	-26	-29	-29	-29	-30	-29	-30
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Non-Operating (Income) Loss	-9	-7	-7	-5	-8	-3	-9	-9	-8	-6	-9	-9	4	-4	-7
+ Interest Expense, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Interest Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Op (Income) Loss	-9	-7	-7	-5	-8	-3	-9	-9	-8	-6	-9	-9	4	-4	-7
Pretax Income	9	7	7	5	8	3	9	9	8	6	9	9	-4	4	7
- Income Tax Expense (Benefit)	3	2	2	2	2	1	5	2	2	1	2	2	-1	1	1
- (Income) Loss from Affiliates	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) from Cont Ops	7	5	5	3	6	2	3	8	6	5	7	7	-3	4	6
- Net Extraordinary Losses (Gains)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Discontinued Operations	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Extraord. & Accounting Changes	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) Incl. MI	7	5	5	3	6	2	3	8	6	5	7	7	-3	4	6
- Minority Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Income, GAAP	7	5	5	3	6	2	3	8	6	5	7	7	-3	4	6
- Preferred Dividends	1	1	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Other Adjustments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Income Avail to Common, GAAP	5	4	5	3	6	2	3	8	6	5	7	7	-3	4	6
EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA	1	2	2	2	2	2	2	2	2	2	2	2	2	2	2
EBITDA Margin (%)	3.22	3.23	3.46	3.8	3.54	3.7	3.32	3.08	3.73	3.79	3.58	3.66	3.96	3.86	3.54
EBITA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Profit Margin (%)	14.26	10.69	10.68	6.25	11.85	4.74	6.56	15.62	12	8.73	12.44	13.01	-6.38	6.67	9.47
Sales per Employee	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Dividend per Share	0.05	0.04	0.04	0.05	0.05	0.05	0.06	0.08	0.09	0.1	0.1	0.11	0.12	0.12	0.12
Depreciation Expense	1	2	2	2	2	2	2	2	2	2	2	2	2	2	2
Basic Weighted Avg Shares	21	20	19	19	19	19	18	18	17	17	17	17	17	17	17
Basic EPS, GAAP	0.24	0.21	0.26	0.15	0.31	0.12	0.18	0.43	0.35	0.27	0.41	0.44	-0.2	0.21	0.34
Basic EPS from Cont Ops	0.31	0.26	0.27	0.16	0.32	0.12	0.18	0.43	0.35	0.27	0.41	0.44	-0.2	0.21	0.34
Diluted Weighted Avg Shares	21	20	19	19	19	19	19	18	17	17	17	17	17	17	17
Diluted EPS, GAAP	0.24	0.21	0.26	0.15	0.31	0.12	0.18	0.43	0.35	0.27	0.41	0.43	-0.2	0.21	0.34
Diluted EPS from Cont Ops	0.31	0.26	0.27	0.16	0.32	0.12	0.18	0.43	0.35	0.27	0.41	0.43	-0.2	0.21	0.34

Balance Sheet (USD)

API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Current Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash, Cash Equivalents & STI	218	178	172	160	168	161	163	182	164	176	204	202	180	173	62
+ Cash & Cash Equivalents	35	27	30	33	49	34	34	35	22	32	41	23	14	18	51
+ ST Investments	183	152	142	127	119	127	129	147	142	144	163	180	166	156	11
+ Accounts & Notes Receiv	3	3	3	3	3	3	4	3	3	5	4	5	6	5	6
+ Accounts Receivable, Net	3	3	3	3	3	3	4	3	3	5	4	5	6	5	6
+ Notes Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Loans Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inventory Adjustments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Assets	-221	-181	-175	-163	-171	-164	-167	-185	-167	-181	-208	-207	-185	-179	-67
+ Misc ST Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Prepaid Expenses	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Assets Held-for-Sale	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Noncurrent Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Property, Plant & Equip, Net	11	12	13	13	12	12	13	13	19	18	17	18	17	18	17
+ Property, Plant & Equip	32	34	37	34	34	35	36	38	43	43	44	44	44	44	42
- Accumulated Depreciation	22	22	24	21	22	23	23	25	24	25	26	26	27	26	25
+ LT Investments & Receivables	195	165	160	147	141	158	168	187	182	188	217	241	230	219	256
+ LT Investments	195	165	160	147	141	158	168	187	182	188	217	241	230	219	256
+ LT Receivables	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other LT Assets	-206	-177	-173	-160	-153	-169	-181	-201	-200	-206	-234	-259	-247	-238	-273
+ Total Intangible Assets	13	13	13	12	12	12	12	12	12	12	14	14	14	14	14
+ Goodwill	13	13	13	12	12	12	12	12	12	12	14	14	14	14	14
+ Other Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Assets	-218	-190	-186	-172	-165	-181	-193	-213	-212	-218	-248	-273	-261	-251	-287
Total Assets	979	1,001	1,056	1,089	1,148	1,154	1,168	1,161	1,171	1,283	1,336	1,364	1,390	1,422	1,454
+ Payables & Accruals	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Accounts Payable	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Accrued Taxes	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Interest & Dividends Payable	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Payables & Accruals	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Debt	16	16	42	39	49	13	49	41	22	25	- -	89	41	15	- -
+ ST Borrowings	16	16	42	39	49	13	49	41	22	25	- -	89	41	15	- -
+ ST Finance Leases	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Liabilities	-16	-16	-42	-39	-49	-13	-49	-41	-22	-25	- -	-89	-41	-15	- -
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc ST Liabilities	-16	-16	-42	-39	-49	-13	-49	-41	-22	-25	- -	-89	-41	-15	- -
Total Current Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Debt	19	26	38	55	68	66	67	67	78	89	73	50	75	87	75
+ LT Borrowings	19	26	38	55	68	66	67	67	74	85	69	46	71	83	71
+ LT Finance Leases	- -	- -	- -	- -	- -	- -	- -	- -	4	4	4	3	3	4	4
+ Other LT Liabilities	-19	-26	-38	-55	-68	-66	-67	-67	-78	-89	-73	-50	-75	-87	-75
+ Accrued Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1	- -	- -	- -	2
+ Pension Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Liabilities	-19	-26	-38	-55	-68	-66	-67	-67	-78	-89	-74	-50	-75	-87	-77
Total Noncurrent Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Liabilities	867	891	943	975	1,030	1,058	1,073	1,063	1,073	1,178	1,219	1,258	1,287	1,315	1,335
+ Preferred Equity and Hybrid Capital	21	21	21	21	21	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Share Capital & APIC	145	145	145	146	146	146	146	146	146	146	146	146	147	147	147
+ Common Stock	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Additional Paid in Capital	145	145	145	145	145	146	146	146	146	146	146	146	146	146	147
- Treasury Stock	69	74	75	75	75	75	78	81	83	83	83	83	83	85	85
+ Retained Earnings	19	23	28	30	35	36	40	47	52	55	60	65	59	60	64
+ Other Equity	-4	-5	-6	-7	-8	-12	-13	-14	-16	-13	-7	-23	-20	-15	-7
Equity Before Minority Interest	112	110	113	114	119	95	95	98	99	104	117	106	102	107	119
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Equity	112	110	113	114	119	95	95	98	99	104	117	106	102	107	119
Total Liabilities & Equity	979	1,001	1,056	1,089	1,148	1,154	1,168	1,161	1,171	1,283	1,336	1,364	1,390	1,422	1,454
Shares Outstanding	21	19	19	19	19	19	18	18	17	17	17	17	17	17	17
Number of Employees	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Capital Leases - Total	- -	- -	- -	- -	- -	- -	- -	- -	4	4	4	3	3	4	4
Net Debt	- -	15	50	61	69	45	82	73	74	79	28	112	98	80	20
Net Debt to Equity	0.06	13.51	43.75	53.4	57.62	46.72	85.71	74.8	75.42	75.38	24.16	105.57	95.99	74.3	17.17
Tangible Common Equity Ratio	8.15	7.78	7.64	7.56	7.57	7.31	7.2	7.49	7.48	7.28	7.78	6.85	6.44	6.64	7.34
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Cash Flow Statement (USD)

API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

+ Net Income	7	5	5	3	6	2	3	8	6	5	7	7	-3	4	6
+ Depreciation & Amortization	1	2	2	2	2	2	2	2	2	2	2	2	2	2	2
+ Non-Cash Items	3	-4	7	- -	2	3	3	-2	-4	-6	- -	-3	5	-3	-5
+ Stock-Based Compensation	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Income Taxes	3	2	2	1	1	- -	4	3	- -	2	1	1	-1	- -	1
+ Asset Impairment Charge	- -	- -	- -	1	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Cash Adj	- -	-6	5	-1	1	2	-1	-4	-4	-7	- -	-4	6	-3	-6
+ Chg in Non-Cash Work Cap	- -	- -	1	- -	- -	- -	- -	- -	1	-2	- -	-1	2	- -	- -
+ (Inc) Dec in Accts Receiv	- -	- -	- -	- -	- -	- -	- -	- -	- -	-2	1	-1	-1	- -	- -
+ (Inc) Dec in Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ (Inc) Dec in Prepaid Assets	1	- -	1	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inc (Dec) in Accts Payable	-1	- -	- -	- -	- -	- -	- -	- -	1	-1	- -	- -	3	- -	1
+ Inc (Dec) in Other	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Operating Activities	11	3	15	5	10	7	8	8	5	-1	10	5	6	3	3
+ Change in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp of Fixed Prod Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Acq of Fixed & Intang	-2	-3	-3	-2	-1	-1	-3	-2	-3	-1	-1	-2	-1	-2	-1
+ Acq of Fixed Prod Assets	-2	-3	-3	-2	-1	-1	-3	-2	-3	-1	-1	-2	-1	-2	-1
+ Acq of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash (Repurchase) of Equity	-1	-4	-1	- -	- -	- -	-3	-2	-3	- -	- -	- -	- -	-2	- -
+ Increase in Capital Stock	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Decrease in Capital Stock	-1	-4	-1	- -	- -	- -	-3	-2	-3	- -	- -	- -	- -	-2	- -
+ Net Change in LT Investment	-20	28	- -	14	4	-19	-11	-22	10	-5	-31	-45	11	11	-23
+ Dec in LT Investment	72	68	59	30	33	36	33	29	30	41	46	24	41	33	48
+ Inc in LT Investment	-92	-39	-59	-15	-28	-55	-43	-51	-20	-46	-78	-69	-29	-23	-70
+ Net Cash From Acq & Div	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	40	- -	- -	- -	- -
+ Cash from Divestitures	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	40	- -	- -	- -	- -
+ Cash for Acq of Subs	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash for JVs	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Investing Activities	8	-58	-63	-43	-53	-5	-7	27	-20	-89	-8	-9	-50	-32	35
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Investing Activities	-14	-32	-66	-31	-50	-25	-20	3	-13	-95	- -	-56	-40	-23	11
+ Dividends Paid	-1	-1	-1	-1	-1	-1	-1	-1	-2	-2	-2	-2	-2	-2	-2
+ Net Cash From Debt	-4	7	12	17	13	-2	1	- -	7	11	-16	-23	25	11	-12
+ Cash From Debt	2	21	18	17	17	10	13	12	23	36	29	- -	42	29	2
+ Repayments of Debt	-6	-14	-6	- -	-4	-12	-12	-12	-16	-25	-44	-23	-18	-17	-14
+ Other Financing Activities	24	19	45	13	43	8	17	-7	-7	97	17	58	2	16	33
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Financing Activities	19	21	55	29	56	4	13	-10	-5	106	- -	33	25	24	19
Effect of Foreign Exchange Rates	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Changes in Cash	15	-8	3	3	16	-14	- -	1	-13	9	10	-18	-9	4	33
EBITDA	1	2	2	2	2	2	2	2	2	2	2	2	2	2	2
EBITDA Margin (%)	3.22	3.23	3.46	3.8	3.54	3.7	3.32	3.08	3.73	3.79	3.58	3.66	3.96	3.86	3.54
Free Cash Flow	9	1	12	3	9	5	5	6	2	-3	9	3	5	1	2
Net Cash Paid for Acquisitions	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	-40	- -	- -	- -	- -
Free Cash Flow to Firm	9	1	12	3	9	5	5	6	2	-3	9	3	- -	1	2
Free Cash Flow to Equity	4	7	24	20	22	-18	6	6	9	8	-7	-20	29	12	-10
Free Cash Flow per Basic Share	0.43	0.03	0.63	0.17	0.47	0.28	0.26	0.33	0.12	-0.16	0.51	0.18	0.29	0.06	0.12
Price/Free Cash Flow	3.32	10.14	3.23	8.86	5.66	8.8	7.55	7.18	9.5	-1,112.65	5.91	9.27	7.24	10.24	12.22
Cash Flow to Net Income	1.65	0.64	2.86	1.64	1.64	2.85	2.28	1.03	0.81	-0.3	1.41	0.7	-1.88	0.75	0.57
Capital Expenditures	-2	-3	-3	-2	-1	-1	-3	-2	-3	-1	-1	-2	-1	-2	-1