EML Payments Ltd.

EML Payments Ltd.

0.21
AUD
0.00
(0.00%)
-0.05EPS
118.54MMarket Cap
Mar 02Next Earn
EML Payments Ltd.
ASX:EML
(Australian Securities Exchange)

Recent

price

0.21

P/E

ratio

- -

div

yld

- -

ROIC.AI

2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
AUD
- -
- -
- -
0.03
0.08
0.11
0.23
0.27
0.37
0.39
0.52
0.61
0.59
0.45
0.42
0.39
Revenue per Share
-0.15
-0.16
-0.05
-0.04
0.02
- -
- -
0.01
0.03
-0.02
-0.08
-0.01
-0.76
-0.07
-0.14
-0.05
Basic EPS, GAAP
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
0.1
0.17
0.13
0.13
0.28
0.49
0.48
0.52
0.57
1.23
1.15
1.17
0.47
0.42
0.38
0.33
Book Value per Share
0.1
0.03
0.02
0.04
0.07
0.19
0.24
0.25
0.16
0.1
0.18
-0.03
-0.05
-0.01
0.09
0.06
Tangible Book Value per Share
35
63
99
123
159
196
248
249
252
304
360
371
374
375
380
387
Basic Weighted Avg Shares
- -
- -
- -
4
14
22
56
68
94
117
187
225
222
168
158
150
Sales/Revenue/Turnover
- -
- -
- -
-161.82
-47.37
-9.98
-7.1
4.65
11.46
1.74
-0.43
-1.48
-33.05
-33.24
-68.36
-45.28
Operating Margin (%)
- -
2
1
1
3
4
10
9
10
19
30
30
35
25
15
13
Depreciation Expense
-5
-10
-5
-5
3
- -
- -
2
8
-6
-29
-5
-285
-26
-53
-20
Net Income, GAAP
- -
- -
- -
- -
- -
- -
- -
55.72
6.38
- -
- -
- -
- -
494.86
- -
- -
Effective Tax Rate (%)
- -
- -
- -
-127.74
21.16
0.39
0.02
3.23
8.95
-4.99
-15.33
-2.14
-128.48
-15.81
-33.8
-13.09
Profit Margin (%)
3
3
1
4
7
32
38
41
15
-325
-189
-245
-297
1,260
-503
-447
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
43
42
88
74
3
31
85
LT Debt
4
15
14
17
53
119
121
130
144
441
415
437
175
159
146
130
Total Equity
- -
- -
- -
- -
- -
- -
- -
1.12
6.99
- -
- -
- -
- -
83.98
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
1.98
7.06
- -
- -
- -
- -
-17.99
- -
- -
Return on Capital (%)
-127.77
-105.6
-37.46
-35.65
8.25
0.1
0.01
1.76
6.17
-2
-6.71
-1.13
-93.13
-15.88
-34.95
-14.23
Return on Common Equity (%)

Capital Structure

AUD

•

in mil. unless spec.
No data availableFinancial data will appear here once available

Working Capital

AUD

•

in mil. unless spec.
No data availableFinancial data will appear here once available

Growth Rates

AUD

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
13.71%
-16.54%
-11.16%
Free Cash Flow
- -
- -
- -
Net Income, GAAP
3,054.43%
1,139.41%
-63.15%
Sales/Revenue/Turnover
27.9%
-3.26%
-4.84%
Total Cash Common Dividend
- -
- -
- -

Semi-annual Revenue

AUD

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
168
2025
- -
- -
158
2026
- -
- -
150

Semi-annual Earnings Per Share

AUD

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
-0.07
2025
- -
- -
-0.14
2026
- -
- -
-0.05

Semi-annual Dividends Per Share

AUD

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
- -
2025
- -
- -
- -
2026
- -
- -
- -
Business
EML Payments Limited EML Payments Limited (ASX:EML) provides payment solutions platforms, including prepaid cards, digital wallets and open banking integrations, across Australia, Europe and North America. The company operates in three main segments: General Purpose Reloadable, offering reloadable cards and related issuance, processing and program management services to industries such as government, salary packaging, gaming and digital banking; Gift and Incentives, providing single-load gift cards for shopping malls and incentive programs; and Digital Payments, facilitating real-time transactions, payouts, rewards, supplier payments and contactless solutions via robust APIs. EML Payments generates revenue primarily from transaction fees, breakage on inactive accounts, cash establishment fees and interest on debit volumes; it serves diverse customers including banks, retail brands, government entities and financial services firms from its headquarters in Brisbane, Australia, where it was founded in 2001. Recent strategic changes include the divestiture of non-core assets such as Sentenial (including its Nuapay open banking platform) to GoCardless in 2024, completion of UK regulatory remediation efforts, leadership refresh with new CEO Ron Hynes and executive appointments to drive the EML 2.0 growth strategy, addition of 28 new clients in FY25, augmentation of credit facilities by $55 million with extended terms, a global Visa PISMO partnership for backend banking enhancements under Project Arlo, and joining the National Automotive Leasing and Salary Packaging Association as its first payments member.

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