INTERLIFE General Insurance Company SA

INTERLIFE General Insurance Company SA

AATHEX:INLIF
7.96
EUR
+0.06
(+0.76%)
86.84MMarket Cap
INTERLIFE General Insurance Company SA
ATHEX:INLIF
(Athens Stock Exchange)

Recent

price

7.96

P/E

ratio

- -

div

yld

- -

ROIC.AI

2017
2018
2019
2020
2021
2022
2023
TTM
EUR
3.39
2.98
4.42
3.64
4.07
3.31
5.72
- -
Revenue per Share
0.8
0.37
1.03
0.84
0.78
-0.05
0.74
- -
Basic EPS, GAAP
0.85
0.51
0.84
0.94
0.9
0.97
0.65
- -
Free Cash Flow per Basic Share
0.03
0.05
0.05
- -
0.12
0.12
0.12
- -
Dividend per Share
3.76
4.07
5.07
5.91
6.64
6.47
7.09
7.02
Book Value per Share
3.75
4.07
5.07
5.91
6.63
6.47
7.09
7.02
Tangible Book Value per Share
18
18
18
18
18
18
18
18
Basic Weighted Avg Shares
62
55
81
67
75
61
106
- -
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
15
7
19
15
14
-1
14
- -
Net Income, GAAP
29.77
34.52
25.26
21.56
20.19
- -
20.74
- -
Effective Tax Rate (%)
23.67
12.3
23.21
22.93
19.21
-1.48
12.97
- -
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
70
76
94
110
123
120
131
130
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
9.27
22.22
15.12
12.52
- -
10.95
- -
Return on Capital (%)
- -
9.27
22.24
15.14
12.45
-0.75
10.95
- -
Return on Common Equity (%)

Capital Structure

EUR

•

in mil. unless spec.
Jun'23
Dec'23
Jun'24
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
18
18
18
Market Capitalization
78
89
87

Working Capital

EUR

•

in mil. unless spec.
Jun'23
Dec'23
Jun'24
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
22
24
29
Accounts Receivable, Net
2
6
6
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

EUR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
12%
9.61%
Free Cash Flow
- -
9.57%
-33.58%
Net Income, GAAP
- -
-313.45%
-1,616.59%
Sales/Revenue/Turnover
- -
19.43%
72.75%
Total Cash Common Dividend
- -
- -
- -

Semi-annual Revenue

EUR

•

in mil. unless spec.

Year

H1
H2
FY
2022
- -
- -
61
2023
- -
- -
106
2024
- -
- -
- -

Semi-annual Earnings Per Share

EUR

•

in mil. unless spec.

Year

H1
H2
FY
2022
- -
- -
-0.05
2023
- -
- -
0.74
2024
- -
- -
- -

Semi-annual Dividends Per Share

EUR

•

in mil. unless spec.

Year

H1
H2
FY
2022
- -
- -
0.12
2023
- -
- -
0.12
2024
- -
- -
- -
Business
Interlife General Insurance Company S.A. (INLIF.AT) operates as a Greece-based general insurer providing non-life insurance products and services to individual and corporate clients throughout Greece. Founded in 1991 and headquartered at the 14th km of the National Road Thessaloniki-Polygyros in Thessaloniki, the company offers comprehensive coverage including car liability and land vehicle insurance through programs such as those for private and commercial vehicles; vessel insurance under the MARE programs for recreational, motor-powered, and sailboats; property insurance for homes, vacation properties, and photovoltaic systems; personal insurance encompassing health, personal accident, disease, travel assistance via TRAVEL Care, TRAVEL Care Plus, Travel Business Care, and TRAVEL Cancellation; civil liability and general liability; legal protection; bicycle, e-bike, and e-scooter insurance via BIKE Simple and Safe BIKE; pet insurance through PETcare Basic and PETcare Plus for dogs; wallet protection under Safe WALLET; assistance services including Medical HELP; as well as specialty corporate products such as contractors all risk, assembly, electronic equipment, mechanical damage, boiler and pressure vessel explosion, transport, and group insurance plans; the company also engages in co-insurance, reinsurance activities, and representation of foreign insurers abroad. Geographically focused on the Greek market with a nationwide sales network, Interlife targets private individuals, professionals, and businesses across property and casualty insurance segments. Recent developments include reporting premium production growth for the first nine months of 2025, participation in the ATHEX Small Cap Conference 2025, publication of its 2025 half-year financial report, appointment of a new head of the internal audit unit in September 2025, declaration of a dividend with ex-date in June 2025, and board and committee appointments following the annual general meeting in June 2025.